Send Money Transfers Online | Western Union Canada (2024)

Wherever you are and whatever your needs, Western Union gives you easy and reliable ways to send money online from Canada. Make an international money transfer, online or in person. Help your loved ones wherever they are or wherever they’re going.

Send money now

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We encrypt your transfers

We are committed to keeping your data secure

We’ve sent money around the world for over 150 years

The #1 downloaded money transfer app of last year just got even better! Simplified. Seamless. See for yourself.

How to send money to a bank account online

Send Money Transfers Online | Western Union Canada (1)

Sign up and verify your free profile

Log in or Sign up and verify your profile to send money online from Canada. You can verify your profile using your driver’s license, passport or government-issued ID.

Send Money Transfers Online | Western Union Canada (2)

Choose the amount and destination

Enter the destination and the amount you’d like to send. You can transfer money directly to your receiver’s bank account, a nearby agent location or to their mobile wallet1.

Send Money Transfers Online | Western Union Canada (3)

Enter your receiver’s details

Choose to pay with your bank account or your credit Visa debit card2.

Send Money Transfers Online | Western Union Canada (4)

Select a secure payment method

Choose whether to pay with your credit/Visa debit card2, or with your bank account.

Send Money Transfers Online | Western Union Canada (5)

Confirm, send and track your transfer

Review and confirm your money transfer and your money is on its way! We’ll send you a confirmation email with the MTCN to track your money transfer online.

Ready to send money?

Get started

Online money transfers at your fingertips

Start a money transfer on the go, and then pay at an agent location that suits you best.

Track your transfer in real time with an MTCN, so you can easily track any money you transfer online or via our app.

Send money wherever you are, whatever you’re doing, any time you want.

Download the app

4.6

Send Money Transfers Online | Western Union Canada (6)

4.3

Send Money Transfers Online | Western Union Canada (7)

Ratings as of October 1, 2023.

Send Money Transfers Online | Western Union Canada (8)

More ways to send money online with Western Union

Get a free money transfer estimate before you send

Arrange a free estimate for a money transfer with no obligation to send money later. You can compare prices, gauge costs, and make sure a money transfer with Western Union is right for you.

Send money on the go with our app

From Toronto to Tokyo, send money quickly and reliably to more than 200 countries and territories with the Western Union®app, even while you’re away from home.

Save your receiver’s information to send again quickly

If you make regular transfers, or just want to speed up sending support, you can save your receiver’s details to your profile and transfer money again quickly.

Sign up to transfer money online today

Sign up now

Quick and easy sign up

Register easily and send money with quick, convenient, and helpful options.

Track your transfer

Use the Western Union®app or track your transfer online. All you need is the MTCN tracking number provided with every transfer to see the status of your money.

Pay the way that works for you

Choose from many ways to pay, whether online using your bank account, credit, or Visa debit card2, or pay with cash at an agent location.

Convenient locations

Send money to a Western Union® agent location near your receiver.

Sign up now

Quickly make a money transfer on your mobile phone by setting up card payments. Avoid mistakes by simply scanning your credit or debit card using the camera on your device.

Directly from your bank account

With your credit card or Visa debit card2

With a credit or debit card2

Money in minutes3

Simply transfer money to an agent location and your recipient can collect the cash in minutes.

Send Money Transfers Online | Western Union Canada (9)

Relied on by customers globally

At Western Union, we’re a global leader in cross-border, cross-currency transfers. We aim to help economies flourish, create a better world, and offer a great money transfer experience. Moving money is as convenient as possible. Send funds from Canada online, with our app, or in person to hundreds of territories worldwide.

Support your loved ones no matter the distance, with ease of use, reliable services, and additional benefits. Send your money reliably with Western Union as we encrypt your transfer and are committed to keeping your data secure.

We encrypt your transfers

We are committed to keeping your data secure

Send money internationally

Colombia
India
Mexico
Jamaica
Dominican Republic
United States of America
Canada
China
United Kingdom

View all countries

Frequently Asked Questions about sending money to a bank account

Frequently Asked Questions about sending money online from Canada

It’s quick and easy to transfer money online from Canada directly to your receiver’s bank account. Send to a qualifying bank account using your credit/Visa debit card2 or pay by bank transfer. Here’s how:

1.Log inorregisterand verify your free profile. Click ‘Send now’ to start your money transfer.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to view the times as you make your selections.
3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details.
4. Pay with your credit/Visa debit card2.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I send money from Canada for cash pickup?

If you need to send money urgently, sending money online for cash pickup is a convenient option. Simply pay by credit/Visa debit card2 or by bank transfer and the money is ready for cash pickup in minutes3.

If paying by credit/Visa debit card:2

  1. Log in or register and verify your free profile. Click ‘Send now’ to start your transfer.
  2. Choose the destination and amount you’d like to send. Select ‘Cash pick-up’ and payment by card.
  3. Enter your receiver’s name and address.
  4. Pay with your credit/Visa debit card2.
  5. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for cash pickup.

If paying by bank transfer:

  1. Log in or register and verify your free profile. Click ‘Send now’ to start your transfer.
  2. Enter the destination and amount you’d like to pay with a bank account. Select ‘Cash pick-up.’
  3. Verify your bank account and complete your money transfer.
  4. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pickup.

How do I send money online from Canada to a mobile wallet1?

You can send money directly to your receiver’s phone if they have a mobile wallet from one of our partners and are in a country where this service is available.

1. Check available destination countries and mobile providers.
2.Log inorregisterand verify your free account. Click ‘Send now’ to start your transfer.
3. Choose delivery ‘To a Mobile Wallet’ and enter the destination and the send amount.
4. Enter your receiver’s name and mobile number.
5. Pay with your checking account or a credit/Visa debit card2.
6. You and your receiver will get a confirmation alert via text notification when the money is delivered.

How do I send money with the Western Union® app?

The Western Union®app lets you start a money transfer on the go to a bank account, for cash pick-up or to a mobile wallet1.

1. If you already have the Western Union®app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to sign up with an email address. You can verify your profile using your driver’s license, passport, or government-issued ID.
2. Start a transfer by entering the destination country and the amount you’d like to send. Choose the pay-out method that works for you: directly to a bank account, for cash pickup or to a mobile wallet1 based on your receiver’s country. Then, enter your receiver’s details.
3. Pay for your money transfer via credit/Visa debit card2or with your bank account.
4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Learn more

Still have questions or need help?

Still have questions about transferring money with Western Union? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

1 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

3Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

Send Money Transfers Online | Western Union Canada (2024)

FAQs

Can you send Western Union online in Canada? ›

Conveniently send money online with Western Union. Wherever you are and whatever your needs, Western Union gives you easy and reliable ways to send money online from Canada. Make an international money transfer, online or in person.

How much time does Western Union take to transfer money to Canada? ›

Bank account transfer details Western Union CA
CountryCurrencyDelivery timeline0
CanadaCAD1-2 banking days
ChileCLP1-2 banking days
ChinaCNYReal-time2 to 5 banking days3
ColombiaCOP0-1 banking day
93 more rows

How much money can you send through Western Union from Canada to USA? ›

Download the Western Union app

You can generally send up to $7,500 CAD online to receivers in the US – though it depends on the method of delivery. Costs vary based on the amount you send, exchange rates at the time and any transfer fees.

How can I send money from Canada to USA fast? ›

Transfer money online with a credit card or debit card
  1. Wise: Bank transfer, card (debit or credit), SWIFT, Google Pay or Apple Pay.
  2. XE: Online.
  3. TorFX: Bank transfer, SWIFT, debit card or cheque.
  4. Currencies Direct: Bank transfer or debit card.

How to send money from USA to Canada online? ›

Frequently asked questions
  1. Set up your free Western Union profile online, then log in.
  2. Click 'Send now' to start the money transfer process.
  3. Enter an amount and select Canada as your destination.
  4. Choose your receiver's preferred payout method and enter their information.

What is the daily limit for Western Union in Canada? ›

You can send up to 999 CAD per day. Created with Sketch. Will my credit card charge a fee for sending money with Western Union? Some card issuers may charge additional fees for using our services.

How much does Western Union charge to send $1000? ›

Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

Is it safe to send money through Western Union online? ›

Yes, with Western Union you always receive the same high level of protection, no matter how much money you send. We regularly transfer thousands of euros to over 200 countries, worldwide.

Is Western Union online transfer instant? ›

This ensures that you can easily send instant payments to a wide range of participating banks, allowing you to quickly transfer funds between accounts. Transfer money in minutes with Western Union. Online or in-person, you can send money to friends or family across the globe and track your money transfer in real-time.

How much can I send with Western Union online? ›

Western Union's transfer limits overview
TypePer transaction
WU unverified account (online or in-app)3,000 USD
WU unverified account (online or in-app)50,000 USD
Send from WU locationVariable depending on the agent's policies and the destination
Jun 24, 2024

Can I send $5000 cash through Western Union? ›

To send more than 3,000 USD from the United States, you will need to verify your identity1. Once verified, you can send up to 50,000 USD. You can verify your identity online or at an agent location. Please note: The sending limit may vary depending on the destination country and the service you choose.

How does Western Union verify identity? ›

How to Provide Your Identification
  1. Choose “Start verification” in your profile overview. ...
  2. Follow the directions in the letter and fill out the confirmation form.
  3. Copy or scan both sides of your photo ID. ...
  4. Sign and date the confirmation form. ...
  5. Send all documents to Western Union.

How to send money with Western Union from Canada? ›

Check out what you need to do to transfer money with Western Union Canada:
  1. 1 — Download Western Union Canada's app. ...
  2. 2 — Choose your login and password. ...
  3. 3 — Select the country you wish to send money to. ...
  4. 4 — Choose how you pay and how they receive. ...
  5. 5 — Pay for your transfer.
Apr 18, 2022

How can a Canadian send money to a US person? ›

Sending Money From Canada to the US

There are multiple online international money transfer services, or you could use PayPal, a bank or wire transfers by making a payment online using their different payment options. Any of these ways make it possible to send money to the states.

How can I send money easily in Canada? ›

Send money conveniently and affordably

Use MoneyGram to send money transfers within Canada and around the world. Pay a $4 flat fee* for transfers up to $100. Send and receive money or start an electronic transfer with MoneyGram online and make the payment at the post office to save time.

How can I send money online from Canada? ›

Sending money is easy with Wise app.
  1. Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  2. Check exchange rates - see on the app how exchange rates have changed over time.
  3. Repeat your previous transfers - save the details, and make your monthly payments easier.

Can you send money internationally with Western Union online? ›

As a company working in cross-border, cross-currency money movement, Western Union aims to grow economies and create a better world. You're able to send money online, with our app or in person to billions of accounts worldwide.

Does Zelle work in Canada? ›

You can't use Zelle in Canada - it's for payments between US based banks only. Use this handy guide as a way to find alternative providers to make convenient, low cost, online and mobile payments to Canada.

How can someone in Canada send me money? ›

There are multiple ways to send money from Canada to the United States. Some ways are cheap, and others are quite expensive. There are multiple online international money transfer services, or you could use PayPal, a bank or wire transfers by making a payment online using their different payment options.

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