Send Money to Canada from the US - Western Union (2024)

New customer offer

You send 100 USD they receive {{striked_receiver_amount}} {{receiver_amount}} CAD

Get a special rate and no transfer fees on your
first digital transfer.

USD

CAD

    Send money now

    Promotional fx rate applies to first online transaction up to 3000 USD. If your first online transaction exceeds 3000 USD, regular rates will apply to the entire transfer. Limited time offer. Rates shown are for bank-to-bank transfers and are subject to change. Western Union makes money from fx. Offer not available for credit cards and transfers to Cuba.

    Fraud Protection Encrypted Transfers Secured Data Trusted Globally

    Refer a friend!

    You’ll both earn a $20 Amazon.com e-gift code*.
    Terms and conditions apply.

    Learn more

    Convenient ways to send and receive money

    Ways to send money to Canada

    Ways to receive money in Canada

    Send online

    Transfer money to Canada online from anywhere in the US by registering for free or logging in to your account.

    Start sending money online

    Send with our app

    Send money to Canada on the go with our money transfer app. Or start a transfer and complete it in-store to save time.

    Download our mobile app

    Send in person

    Visit your local agent location for that personal touch when you want to transfer money from the US to Canada.

    Find your nearest Western Union® location

    Bank account

    You can send money to major Canadian banks, including the Royal Bank of Canada, the Bank of Toronto, and the Canadian Imperial Bank of Commerce.

    Learn more about receiving money

    Cash pickup

    Whether at home in British Columbia or vacationing in Quebec, your receiver can pick up a money transfer to Canada from more than 2,7001agent locations across the country.

    Discover your local Western Union® location

    Register now to get better exchange rates and $0 fees on your first transfer*.
    *FX gains apply. Not available for credit cards.

    Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

    Check Rates

    Fee: from {{strikedFee}} to {{fee}}

    Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

    FX: 1.00 USD = from to

    USD

    You Save {{feeDifference}} on fee

    Receiver gets {{extraMoney}} more

    Send money

    We encrypt your transfers.

    We are committed to keeping your data secure.

    Using your bank details

    Cash at an agent location

    With a credit2 or debit card

    Ready to send money?

    Get started

    Register now and start sending money online right away.

    *FX gains apply. Not available for credit cards and transfers to Cuba.

    Create your profile

    Create Account

    Already registered? Log in

    Email address verification

    Enter your PIN

    To protect your profile, we sent a 6-digit PIN to {{emailId}} to verify your email address. This PIN will remain valid for the next 72 hours.

    Enter the 6-digit code from the email:

    Send money to Brazil in a few taps with our app

    Send money to Canada on the go at any time, from anywhere in the US.

    Quickly and easily transfer money to friends and family with saved details.

    Start a money transfer online, then finish in-store for cash pick-up or direct to a bank account.

    Scan the QR code to download the WU app.

    4.8

    Send Money to Canada from the US - Western Union (1)

    4.4

    Send Money to Canada from the US - Western Union (2)

    Rating as of September 15, 2020.

    Send Money to Canada from the US - Western Union (3)

    More information on how to send money to Canada from the US

    Send money direct to bank accounts

    Send money directly to friends and family who bank with the likes of the Royal Bank of Canada, Canadian Imperial Bank of Commerce, Bank of Montreal, Toronto, or Nova Scotia.

    Send now

    Transfer through our app

    Download our app to send money from the US to Canada wherever you and your receiver are. Save their details to make repeat payments quickly and easily.

    Download the app

    Sending money to Canada in person

    Transfer money from the US to Canada in person by visiting your nearest agent location. Choose from over 2,7001 pick-up points – from Toronto up to Yukon.

    Explore Western Union® locations

    Reasons to choose Western Union®

    Choose how you send money to Canada

    Whatever’s easiest for you and your receiver, you can start sending money to Canada online, via our app, or in-person – direct to their bank account or for a cash pick-up.

    Protected money transfers

    We’re committed to keeping your money transfer from the US to Canada protected by our secure encryption and fraud prevention for your peace of mind.

    Find a convenient location

    With thousands of locations in Canada, it’s easy to find somewhere local to arrange a cash pick-up for your friend or family member.

    Enjoy international reach

    Transfer money to Canada and beyond. We have more than 550,0001 agent locations across over 200 countries and territories worldwide.

    Sign up to send money to Canada today

    Sign up now

    Easily sign up to send money to Canada

    Follow our simple and free sign-up steps and begin sending money to Canada today.

    Track your transfers

    Keep an eye on the progress of every money transfer from the US to Canada you make.

    Save details for fast future sending

    Quickly send money to friends and family by storing their details for later.

    Sign up now

    Send Money to Canada from the US - Western Union (4)

    Receiving money in Canada

    Whether your receivers are camping in Yellowknife, living large at The Toronto Film Festival, skiing in Montreal, or hunting for the best seafood restaurant in Halifax, they can pick up a money transfer at more than 3,000 agent locations throughout Canada.

    Frequently asked questions

    How much money can I send to Canada?

    This depends on your method of sending money to Canada and can vary based on the Western Union agent location you use. You can send up to $50,000 (or the equivalent in Canadian dollars) when sending money online to a bank account.

    The maximum amount you can send and receive at a Western Union agent location is generally $7,500. However, it’s best to check the limit at your local location and the receivers for sending money to Canada first.

    How do I transfer money online to Canada from the US?

    To send money to Canada from the USA, follow these simple steps:

    1. First, log in to your Western Union account – or register a free profile. Click ‘Send now’ and start the transfer process.
    2. Choose Canada as the destination. Next, input how much you want to send and see our typical transaction times.
    3. Select ‘Bank account’ and enter the account details3of your receiver in Canada. If you’ve transferred money to them before and opted to save their details, just choose their account.
    4. Use your credit2, debit card, or bank account to cover the costs of your money transfer to Canada.
    5. Your money is on its way to Canada. Check your emails for confirmation, which will contain a Money Transfer Control Number (MTCN). Use this to track your money transfer and share it with your friend or family member in Canada too.

    What do I need to send money online to Canada?

    To send money from the US to Canada you need a government-issued ID (such as a passport or US driver’s license) to first register with Western Union. Then you also need your receiver in Canada’s:

    • First and last name (as it is on their government-issued ID)
    • Phone number (in some cases you may need their address)
    • International Bank Account Number (IBAN)
    • Receiving bank’s financial institution number, account number and type.

    How long will it take for money to reach Canada from the US?

    It depends on how you have chosen to transfer money from the US to Canada. In some cases, your money may arrive in minutes4with cash pickup – otherwise, expect it to take one to two banking days.

    Send money internationally

    India
    Mexico
    Nigeria
    Dominican Republic
    Philippines

    *Terms and Conditions apply. Restrictions apply, seeamazon.com/gc-legal

    1 Agent locations count valid as of June 30th, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

    4 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to the receiver’s mWallet account provider for credit to the account tied to the receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    Send Money to Canada from the US - Western Union (2024)

    FAQs

    Can I send money from USA to Canada through Western Union? ›

    An online money transfer from the US to Canada generally requires: A Western Union profile. Register and verify one for free with your government-issued ID. The full name of your loved one in Canada, as it appears on their official.

    Is Western Union a good way to send money internationally? ›

    As one of the most reliable and oldest financial services and communications companies in the world, we provide a wide variety of money transfer options to more than 200 countries. For over 160 years, we've taken great pride in facilitating the reliable and effective movement of money worldwide.

    How long does Western Union transfer take Canada? ›

    If you're sending money domestically in Canada, the wire's transfer time can be between a few hours to 1-2 business days.

    How much does Western Union charge to send $1000? ›

    Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

    What is the maximum amount you can send through Western Union? ›

    What are your online transfer limits with Western Union? Western Union unverified accounts can usually send up to 3,000 USD. If you want to send more you must verify your account with some ID - once verified, the upper limit can be 50,000 USD.

    How can I send money to Canada easily? ›

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

    What is the daily limit for Western Union in Canada? ›

    You can send up to 999 CAD per day. Created with Sketch. Will my credit card charge a fee for sending money with Western Union? Some card issuers may charge additional fees for using our services.

    Can Zelle send money from the US to Canada? ›

    Zelle services domestic money transfers only. This means it can only be used to send and receive funds to someone who has a bank account within the United States. If you need to send an international wire transfer, visit any U.S. Bank branch.

    What is the disadvantage of Western Union? ›

    Western Union is a trapdoor system. You can put the money in but the person but the person has no obligation to send you the money if he's a scammer or something like that.

    Is it better to send money through Western Union or MoneyGram? ›

    MoneyGram has slightly better rates than Western Union. That said, the difference in Western Union and MoneyGram exchange rates is very small, and since exchange rates fluctuate a lot, both companies are very competitive when it comes to the best rates.

    Can you send money through Western Union to Canada? ›

    Whatever's easiest for you and your receiver, you can start sending money to Canada online, via our app, or in-person – direct to their bank account or for a cash pick-up.

    Does Western Union transfer money immediately? ›

    Money in Minutes service for pick up at an Agent location – generally delivered within minutes*. Next Day service for pick up at an Agent location is generally available the next day*. Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country.

    Can I receive money through Western Union in Canada? ›

    Simply take your MTCN (tracking number) and valid ID to collect your money. Find your nearby Western Union location.

    Can you send Zelle to Canada? ›

    Zelle isn't an option for international money transfers because both the sender and recipient of a Zelle payment need a US based bank account and mobile phone number.

    How much money can I transfer from the US to Canada? ›

    Although Canada does not place any limits on how much money can be transferred to or from the country, international transactions of $10,000 or more are tracked by the Canadian government to prevent money laundering, terror financing, and other financial crimes.

    Can I send money from the US to Canada with Walmart? ›

    From a Walmart store: Walmart2Walmart & Walmart2World is powered by Ria so that you can send money worldwide with great rates, more delivery options & a large payout network.

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