Covered reasons trip cancellation | Allianz Global Assistance (2024)

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Information for Quebec residents. Information for Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance.

Allianz Global Assistance does not tolerate any attempt of fraud and considers it a serious offence. Allianz Global Assistance strictly enforces a zero tolerance policy regarding fraud.

Allianz Global Assistance
700 Jamieson Parkway
Cambridge, ON, N3C 4N6
Canada
Toll-Free: +1 (844) 310-1578

Covered reasons trip cancellation | Allianz Global Assistance (2024)

FAQs

What is a covered reason for trip cancellation? ›

The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster, among others. Not being able to travel as planned is a major concern among travelers.

What is a covered reason for trip cancellation for United Airlines? ›

Cancel for Any Reason: You may cancel your vacation for ANY reason prior to departure and receive a full refund for your vacation, less the cost of the Travel Protection plan, including non-refundable airfares booked through United Vacations. * Non-refundable hotel rates are not included.

Does Allianz Global Assistance cover cancellation? ›

Allianz Travel Insurance plans can reimburse you for lost trip expenses if you must cancel your trip for one of the covered reasons named in your plan.

What are valid medical reasons for flight cancellation? ›

A Physician must advise to cancel the Trip on or before the Scheduled Departure Date. 2. Sickness, Accidental Injury or death of a Family Member or Traveling Companion booked to travel with You, that results in medically imposed restrictions as certified by a Physician that causes Your Trip to be cancelled.

What are the types of cancellation reasons? ›

Cancellation Reason Types
  • Decline by screening.
  • Withdrawal.
  • Insured death.
  • Closed by Claim.
  • Cancelled by client.
  • Cancelled.

How do I get a reason for flight cancellation? ›

How To Find Out Why Your Flight Was Cancelled
  1. Look to the airline first for flight cancellation details.
  2. Check with the airport, which should have information on widespread issues.
  3. Use independent flight-tracking websites and apps.
  4. Scroll through social media and news stories online for large-scale events.
May 2, 2024

What are valid reasons to cancel a flight and get a refund? ›

Top Reasons Most People Cancel Trips
  • Injury or Illness. Sickness and injury are the top reasons for cancelling a trip. ...
  • Death. ...
  • Natural Disaster. ...
  • Acts of Terrorism/Evacuation. ...
  • Financial Default of the Travel Company.
  • Death or Hospitalization of Host.
  • Residence Damage. ...
  • Jury Duty or Military Deployment.

What are the medical reasons to cancel a trip? ›

Sickness, Injury or Death:

An injury, illness or death of you, your traveling companion, your traveling or non-traveling family member, your business partner or your destination host. This is the most common reason for trip cancellation.

How do I get a full refund on a flight cancellation? ›

When Can You Get a Full Ticket Refund?
  1. The airline cancels your flight, and you do not accept any alternate flights.
  2. Your flight schedule has changed significantly.
  3. Your flight is delayed for 5 hours or more and you choose not to continue on your journey.
  4. You cancel your flight within 24-hours of booking.
Aug 28, 2024

Is Allianz Global Assistance any good? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

How to get a refund from Allianz Global Assistance? ›

For a full refund of your premium, you must cancel within 15 days of your plan purchase (depending on your state of residence) and must not have filed a claim or departed on your trip. Premiums are non-refundable after this period.

Does Allianz ask for proof? ›

GATHER DOCUMENTS

Look for all the documents that support your claim. These can be receipts, official reports, medical records, photos, or anything else that will help our examiners understand your particular situation.

What is a covered reason for trip cancellation in United? ›

Trip Interruption: Reimburses (up to the total trip cost) unused hotel arrangements plus additional transportation costs such as a new airline ticket if you can't travel due to circ*mstances such as illness or injury to you, a family member, or traveling companion, jury duty, or a traffic accident on the way to the ...

What is a covered cause for trip cancellation? ›

Here are some examples: The unexpected death, sickness or injury of you, a travelling companion, or a family member. You need to attend the birth of a family member's child. Travel carrier cannot get you to your destination due to a natural disaster or severe weather.

What are medical excuses not to fly? ›

if you suffer from or have had:
  • angina or chest pain at rest.
  • an infectious disease (e.g. chickenpox, flu), including COVID-19.
  • decompression sickness after diving (sometimes called 'the bends')
  • increased pressure in the brain (due to bleeding, injury or infection)
  • infection of your ears or sinuses.
  • recent heart attack.

What type of cancellation does travel insurance cover? ›

Valid reasons for cancellation claims can include: Sudden injury, medical condition or illness preventing travel. Home emergencies, such as a fire or flood. Destinations becoming unsafe for travel.

What qualifies for trip interruption insurance? ›

Examples include a serious illness or injury, required quarantine or evacuation, severe weather, a family emergency at home, natural disasters or a terror-related attack, or a legal obligation such as jury duty, which prevents continued participation in the trip. The amount of coverage can also differ.

What is a cancellation policy for any reason? ›

Cancel for any reason (also referred to as "CFAR") is an optional add-on benefit of travel insurance that lets you cancel travel plans for reasons other than those listed as "covered reasons" on a policy.

What illness is covered by travel insurance? ›

Diabetes. High blood pressure and/or high cholesterolHigh blood pressure and/or high cholesterol. Psychological conditions (such as anxiety, depression or eating disordersPsychological conditions (such as anxiety, depression or eating disorders.

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