The highest-level Capital One card is the Capital One Venture X (see Rates & Fees). It is a premium travel card for people with excellent credit that offers impressive perks like airport lounge access, annual travel credits and valuable rewards, including an initial bonus of 75,000 miles for spending $4,000 in the first 3 months. However, paying the $395 annual fee may only be worth it for high spenders who travel frequently.
Best Capital One Credit Cards
- Best for Cash Back:
- Best for Travel Rewards:
- Best for Big Spenders:
- Best for Fair Credit:
- Best for Students:
- Best for Bad Credit:
Capital One doesn’t divide its cards into distinct “levels,” but they do offer versions of many of their popular cards that are cheaper or easier to get. These are often distinguished by adding “One” to the card’s name, or by adding “Good Credit,” “Student,” or “Secured.”
Similarly, the Capital One Venture X card requires excellent credit, charges a higher fee, and offers additional perks and rewards compared to the Capital One Venture Rewards Credit Card. The Capital One Venture X card is the best Capital One card for big spenders, though it may not be the best fit for your individual spending habits.
If you’re struggling to decide between two or more Capital One cards, you can get a recommendation using WalletHub’s CardAdvisor tool, or create a free WalletHub account to get more personalized advice.
This answer was last updated on 08/13/24 and it was first published on 05/29/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
The highest-level Capital One card is the Capital One Venture X (see Rates & Fees).
What is the highest credit line for Capital One? ›
Which Capital One Card Has the Highest Credit Limit? Among consumer cards, the Capital One Venture X Rewards Credit Card comes in first, with reports of a $75,000 credit limit, outflanking the other consumer cards from this issuer.
What is the hardest Capital One card to get? ›
Capital One Venture X Rewards Credit Card
A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The Capital One Venture X Rewards Credit Card is hard to get because it requires excellent credit for approval and charges an annual fee of $395.
What is the credit limit for Capital One Quicksilver $10000? ›
You can get a Capital One Quicksilver credit limit of $10,000 if your credit score and overall creditworthiness are good enough. You will need at least good credit (a credit score of 700+). But the higher your credit score is, the better are your chances of getting a $10,000 credit limit.
What is the highest credit limit from Credit One? ›
The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $500.
What is the highest credit limit on a Capital One Platinum secured card? ›
Chip Lupo, Credit Card Writer
If you deposit more than the minimum amount required, you can get a higher limit - up to $1,000.
What is the highest credit card limit? ›
The highest credit card limit you can get is over $100,000 according to reports from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms.
What's the easiest Capital One card to get approved for? ›
Capital One credit cards for fair credit include QuicksilverOne, Quicksilver Secured, and the Platinum Mastercard. Your credit score is only one of the many factors that determine your credit approval odds. The best way to know if you'll qualify is to get pre-approved. It's quick, easy and won't hurt your score.
Is Capital One Platinum hard to get? ›
The Capital One Platinum Credit Card is available to applicants with fair credit or better, although eligibility isn't decided by credit scores alone. Your income, debts and other factors are also considered. Fair credit, also called "average" credit, is generally defined as a FICO credit score of 630 to 689.
What credit card do millionaires use? ›
Millionaires use credit cards like the Centurion® Card from American Express and the J.P. Morgan Reserve Credit Card. These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting.
The Capital One Savor Cash Rewards Credit Card is better than the Capital One Quicksilver Cash Rewards Credit Card because of its high rewards rates on dining, entertainment, streaming services, and groceries.
What is the maximum limit for Capital One? ›
Capital One balance transfer cards offer credit limits up to £8,000.
What is the maximum limit for Capital One Quicksilver secured? ›
Your credit limit will be equal to your security deposit. The minimum requirement for the Quicksilver Secured is $200, but you can go as high as $1,000 to $3,000, depending on your creditworthiness.
What credit limit can I get with a 750 credit score? ›
What credit score is needed to get a high-limit credit card?
| VantageScore 3.0 credit score range | Average credit card limit |
|---|
| 300–640 | $3,481.02 |
| 640–700 | $4,735.10 |
| 700–750 | $5,968.01 |
| 750+ | $8,954.33 |
Mar 15, 2024
Adam McCann, Financial Writer
A good credit limit is around $30,000, as that is the average credit card limit, according to Experian.
Which bank offers the highest credit limit? ›
Forbes Advisor Ratings
| Best High Limit Credit Cards | Forbes Advisor Rating | Credit Limit |
|---|
| Flipkart Axis Bank Credit Card | 4.0 | Up to 5 lakh |
| HDFC Regalia Credit Card | 3.5 | Up to 5 lakh |
| Axis Magnus Credit Card | 3.0 | INR 5 lakh |
| Axis Bank Reserve Credit Card | 2.5 | 5 lakh |
1 more rowTo get a $10,000 credit limit on a Capital One credit card, you will need to apply for a high-end card like Capital One Venture X and meet the income requirements. Other Capital One cards may offer $10,000 starting credit limits to qualified applicants, but the odds of getting a limit that high are not as good.
What credit card has a 50000 limit? ›
The best credit card with a $50,000 credit limit is the Chase Sapphire Preferred card. In addition to a credit line of at least $50,000, the card offers 1 - 5 points per $1 on purchases and gives new cardholders an initial bonus of 60,000 points for spending $4,000 within the first 3 months.
What is the max amount for a line of credit? ›
A Secured or Unsecured Line of Credit
Limits are available from $5,000 to as much as 65% of the value of your home, less any prior outstanding mortgages. If there are no outstanding mortgages, limit is available up to a maximum of 65% of the value of your home.
Rates & FeesBest for Cash Back:
