Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (2024)

Table of Contents
Accepted Credit Scores Wells Fargo Active Cash Annual Fee Wells Fargo Active Cash APR on Purchases Wells Fargo Active Cash Balance Transfer Wells Fargo Active Cash Rewards Wells Fargo Active Cash's Additional Info Editor's ReviewFact checked Wells Fargo Active Cash Pros & Cons Wells Fargo Active Cash Review Wells Fargo Active Cash Card Review Highlights 2% cash rewards on purchases $200 cash rewards bonus 0% for 12 months from account opening on purchases $0 annual fee 0% for 12 months from account opening on qualifying balance transfers $600 in cell phone protection and other perks 20.24% - 29.99% Variable APR 3% foreign transaction fee 700+ credit score needed Compare The Wells Fargo Active Cash vs. Popular Alternatives Wells Fargo Active Cash Card FAQ Is it hard to get a Wells Fargo Active Cash card? What credit score do you need for the Wells Fargo Active Cash card? What is the Wells Fargo Active Cash credit limit? How can I redeem my Wells Fargo Active Cash card rewards? What are the best Wells Fargo Active Cash Card promotions? Is the Wells Fargo Active Cash Card a good first time credit card? Is the Wells Fargo Active Cash Card a credit card? Is there a Wells Fargo Active Cash card referral bonus? Does the Wells Fargo Active Cash Card build credit? How can I reach the Wells Fargo Active Cash customer service? 2024 WalletHub Awards People Also Apply For Related Credit Card Categories Wells Fargo Active Cash Reviews What's Your Rating? Expert Thoughts on Wells Fargo Active Cash Important Disclosures

WalletHub Rating

4.4/5

The Wells Fargo Active Cash® Card is a good credit card for people with a credit score of 700 or higher who want to earn above-average rewards without any hassle and without paying an annual fee. Wells Fargo Active Cash also is worthwhile for people interested in 0% introductory APRs and getting up to $600 in cell phone protection.

WalletHub Rating Breakdown

User Reviews

3.2/5

189 reviewsRead and write reviews

Editor’s Review

5.0/5

John Kiernan, Credit Card EditorRead full review

Market Comparison

Market Comparison

4.4

The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards” for this card.

Fees

3.8

Rewards

4.7

Cost

4.7

Other Features

0.0

4.4/5

Compared against 1,500+ credit cards

KEY TERMS

Accepted Credit Scores

Accepted Credit Scores

Excellent Credit, Good Credit

Wells Fargo Active Cash Annual Fee

$0

Wells Fargo Active Cash APR on Purchases

0% intro APR for 12 months from account opening, 20.24% - 29.99% Variable APR after that

Wells Fargo Active Cash Balance Transfer

0% intro APR for 12 months from account opening on qualifying balance transfers, 20.24% - 29.99% Variable APR after that

Balance Transfer Fee:3% intro for 120 days, then up to 5% (min $5)

Wells Fargo Active Cash Rewards

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Earn unlimited 2% cash rewards on purchases.

No categories to track or remember and cash rewards don't expire as long as your account remains open.

Wells Fargo Active Cash's Additional Info

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.

$0 annual fee.

Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

show more

Apply Now

at Wells Fargo's secure site

Editor's Review

Fact checked

Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (1)

John Kiernan, Managing Editor

September 12th, 2024

Fact Checked by Alina Comoreanu

Senior Researcher

Wells Fargo Active Cash Pros & Cons

$200 cash rewards bonus

$0 annual fee

2% cash rewards on purchases

0% introductory APR

High regular APR

Foreign transaction fee

Balance transfer fee

Wells Fargo Active Cash Review

5.0 / 5

The Wells Fargo Active Cash® Card is a good credit card for people with a credit score of 700 or higher who want to earn above-average rewards without any hassle and without paying an annual fee. Wells Fargo Active Cash also is worthwhile for people interested in 0% introductory APRs and getting up to $600 in cell phone protection.

Wells Fargo Active Cash Card Review Highlights


2% cash rewards on purchases

Wells Fargo Active Cash rewards cardholders with unlimited 2% cash rewards on purchases, which is roughly twice what the average cash back credit card gives. Plus, Wells Fargo Active Cash rewards earnings won’t expire as long as your account is open.

$200 cash rewards bonus

The Wells Fargo Active Cash initial cash rewards bonus is $200, and new cardholders can qualify for it by making $500 in purchases within 3 months of opening an account. The average initial bonus on a cash back credit card offer is currently $231.

0% for 12 months from account opening on purchases

This introductory APR could save you a lot of money on big-ticket purchases, but don’t forget that you’ll still need to pay at least the minimum amount due each month while the 0% rate is in effect. Also, any balance remaining at the end of the intro term will begin to accrue interest at the card’s higher regular interest rate.

$0 annual fee

The Wells Fargo Active Cash Card’s $0 annual fee makes it $22.22 per year cheaper than the average credit card offer. Still, there are lots of cash back credit cards with no annual fee available right now, and even cards with annual fees can provide the most value at the end of the day.


0% for 12 months from account opening on qualifying balance transfers

Wells Fargo Active Cash can help you reduce the cost of existing debt owed to other lenders, with its introductory balance transfer APR of 0% for 12 months from account opening on qualifying balance transfers. Just make sure to account for the card’s balance transfer fee: 3% intro for 120 days, then up to 5% (min $5). For comparison, the average balance transfer credit card offer gives 0% for 13 months and has a 3.12% balance transfer fee.


$600 in cell phone protection and other perks

If you pay your monthly cell phone bill with the Wells Fargo Active Cash Card, you can get up to $600 if your phone breaks or is stolen (subject to a $25 deductible). Cardholders can also make requests from the Visa Concierge and enjoy special benefits at eligible hotels.


20.24% - 29.99% Variable APR

The Wells Fargo Active Cash interest rate can be anywhere from 20.24% to 29.99% Variable, depending on an applicant’s overall creditworthiness. Currently, the average interest rate among new credit card offers is 23.1%.


3% foreign transaction fee

The Wells Fargo Active Cash Card’s 3% foreign fee applies to purchases processed internationally, whether you’re traveling abroad or shopping online through foreign merchants. These fees can really add up, so it’s best to use a credit card with no foreign fee for international transactions.


700+ credit score needed

The Wells Fargo Active Cash requires good credit or better for approval. You can check your latest credit score for free on WalletHub to get a sense of your approval odds.

Show More

Compare The Wells Fargo Active Cash vs. Popular Alternatives

Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (2)Wells Fargo Active Cash® CardWells Fargo Active Cash® Card Reviews: 145+ User Ratings (3)Chase Freedom Unlimited®Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (4)Wells Fargo Reflect® Card

4.4WalletHub Rating

WalletHub Rating

4.4

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

5.0

User Reviews

3.2

Market Comparison

4.4

fees: 3.8

rewards: 4.7

cost: 4.7

Other Features: 0.0

4.1WalletHub Rating

WalletHub Rating

4.1

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

5.0

User Reviews

3.6

Market Comparison

4.0

fees: 3.8

rewards: 3.4

cost: 4.7

Other Features: 0.0

4.2WalletHub Rating

WalletHub Rating

4.2

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Editor’s Rating

4.8

User Reviews

3.3

Market Comparison

4.2

fees: 4.0

rewards: 0.0

cost: 4.0

APR: 5.0

(189)
(831)
(161)

annual fee$0

annual fee$0

annual fee$0

Purchase Intro APR0%for12 months from account opening

Purchase Intro APR0%for15 months

Purchase Intro APR0%for21 months from account opening

transfer intro apr0% for 12 months from account opening on qualifying balance transfers|Transfer Fee: 3% intro for 120 days, then up to 5% (min $5)

transfer intro apr0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)

transfer intro apr0% for 21 months from account opening on qualifying balance transfers|Transfer Fee: 5% (min $5)

Regular APR20.24% - 29.99% Variable

Regular APR20.49% - 29.24% (V)

Regular APR18.24% - 29.99% Variable

rewards rate 2% Cash Rewards

rewards rate 1.5 - 5% Cash Back

rewards rateNone

bonus offer $200 Cash Rewards

bonus offerNone

bonus offerNone

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Wells Fargo Active Cash Card FAQ

Can't find what you are looking for? Submit your question about Wells Fargo Active Cash® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.

7

Upvotes

Is it hard to get a Wells Fargo Active Cash card?

Reply

7

2

Sebi Mitchell, Credit Cards Moderator

@sebim

Yes, it is hard to get the Wells Fargo Active Cash® Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Wells Fargo Active Cash.

In order to get the Wells Fargo Active Cash, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You'll also need to have an SSN.

Keep in mind that even if you meet all of the requirements for the Wells Fargo Active Cash, you're never guaranteed to be approved.

3

1

View more answers

6

Upvotes

What credit score do you need for the Wells Fargo Active Cash card?

Reply

6

Maria Adams, Credit Cards Moderator

@m_adams

The credit score needed for the Wells Fargo Active Cash card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Wells Fargo Active Cash card, too. Some other key criteria include your income, existing debt load, number of open accounts,...

show more

2

View more answers

4

Upvotes

What is the Wells Fargo Active Cash credit limit?

Reply

4

Maria Adams, Credit Cards Moderator

@m_adams

The Wells Fargo Active Cash Card credit limit is $1,000 or more. Everyone who gets approved for Wells Fargo Active Cash is guaranteed a credit limit of at least $1,000, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.

The Wells Fargo Active Cash Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by...

show more

5

Upvotes

How can I redeem my Wells Fargo Active Cash card rewards?

Reply

5

Maria Adams, Credit Cards Moderator

@m_adams

The easiest way you can redeem your Wells Fargo Active Cash card rewards is through the Wells Fargo rewards portal. You can also redeem your rewards by using the Wells Fargo mobile app, calling (877) 517-1358, or at an ATM.

How to Redeem Wells Fargo Active Cash Card Rewards

  • Wells Fargo rewards portal: Visit the Wells Fargo rewards portal and redeem your rewards in a variety of ways.
  • Mobile app: Download the Wells Fargo mobile app and manage your rewards program on the go.
  • ...

show more

13

Upvotes

What are the best Wells Fargo Active Cash Card promotions?

Reply

13

2

Evelyn Boros, Credit Cards Moderator

@evelyn_boros

The best Wells Fargo Active Cash® Card promotion is a $200 cash rewards initial bonus. To get this Wells Fargo Active Cash promotion, cardholders must make $500 in purchases within 3 months of opening an account. There are a few other notable Wells Fargo Active Cash promotions to take advantage of as well.

Wells Fargo Active Cash Promotions for September 2024

  • A $200 cash rewards initial bonus
  • An introductory APR of 0% for 12 months from account opening on purchases (20.24% - 29.99% Variable regular APR after that)
  • An introductory APR of 0% for 12 months from account opening on qualifying balance transfers
  • ...

show more

7

11

Upvotes

Is the Wells Fargo Active Cash Card a good first time credit card?

Reply

11

Chip Lupo, Credit Card Writer

@CLoop

No, the Wells Fargo Active Cash® Card is not a good first-time credit card because it is only available to people with good credit or better. People who've never owned a credit card are unlikely to get approved unless they've built good credit through other means. There are plenty of good first-time credit cards on the market, though.

Best First-Time Credit Cards

  • Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (5)Overall:

    Capital One Platinum Credit Card

    Capital One Platinum Credit Card

  • Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (6)Students:

    Capital One SavorOne Student Cash Rewards Credit Card

    Capital One SavorOne Student Cash Rewards Credit Card

  • Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (7)Cash Back:

    Petal® 2 Visa® Credit Card

    Petal® 2 Visa® Credit Card

  • Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (8)Best Rewards:

    Capital One QuicksilverOne Cash Rewards Credit Card

    Capital One QuicksilverOne Cash Rewards Credit Card

  • Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (9)No Credit Check:

    OpenSky® Secured Visa® Credit Card

    OpenSky® Secured Visa® Credit Card

  • Overall:

    Capital One Platinum Credit Card

  • Students:

    Capital One SavorOne Student Cash Rewards Credit Card

  • Cash Back:

    Petal® 2 Visa® Credit Card

  • Best Rewards:

    Capital One QuicksilverOne Cash Rewards Credit Card

  • No Credit Check:

    OpenSky® Secured Visa® Credit Card

You can learn more about the best first-time credit cards on WalletHub.

11

Upvotes

Is the Wells Fargo Active Cash Card a credit card?

Reply

11

Chip Lupo, Credit Card Writer

@CLoop

Yes, the Wells Fargo Active Cash® Card is a credit card. The Wells Fargo Active Cash Card has an annual fee of $0, works wherever Visa is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.

Key Facts About the Wells Fargo Active Cash Card

  • Issuer: Wells Fargo
  • Network: Visa
  • Credit requirement: Good credit
  • Annual fee: $0
  • ...

show more

1

5

Upvotes

Is there a Wells Fargo Active Cash card referral bonus?

Reply

5

Maria Adams, Credit Cards Moderator

@m_adams

No, there isn't any Wells Fargo Active Cash card referral bonus. Unlike some of the other major credit card issuers, Wells Fargo does not let cardholders refer friends to earn bonus rewards.

The only way to earn a bonus on a Wells Fargo Active Cash card is to meet the spending requirements for its initial bonus. More specifically, the card offers $200 cash rewards after spending $500 in the first 3 months of account opening.

Alternative Credit Card That Offers a Referral Bonus

If you want to get a credit card with...

show more

1

6

Upvotes

Does the Wells Fargo Active Cash Card build credit?

Reply

6

Adam McCann, Financial Writer

@adam_mcan

Yes, the Wells Fargo Active Cash® Card builds credit, since Wells Fargo reports your account information to all three major credit bureaus each month. Making on-time payments and keeping your balance low will improve your score. On the other hand, missing due dates or maxing out your limit could hurt your credit.

How to Build Credit with a Wells Fargo Active Cash Card

  • Keep your credit utilization low. It's good to keep your balance below 30% of your credit limit both on each...

show more

1

12

Upvotes

How can I reach the Wells Fargo Active Cash customer service?

Reply

12

Jason Miles, Wallethub Credit Card Consultant

@jasonmiles42

The easiest way you can reach the Wells Fargo Active Cash customer service is over the phone at (800) 869-3557, or online. Alternatively, you can contact them through the mail.

Here's how you can reach the Wells Fargo Active Cash customer service:

  • By phone: You can reach the Wells Fargo Active Cash customer service over the phone by calling (800) 869-3557.
  • Online: By visiting Wells Fargo's customer service webpage, you can find answers to the most popular questions addressed by customers.
  • ...

show more

1

2024 WalletHub Awards

Wells Fargo Active Cash® Card is an Editor's Pick for:

Best Back-to-School Credit Cards for Parents

Best Student Credit Cards

Best Credit Cards For Shopping

Best Credit Cards for Recent College Graduates

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Related Credit Card Categories

Wells Fargo Active Cash® Card is related to the following categories:

VISA Rewards Credit CardsHigh Limit Credit CardsChip and PIN Credit CardsCash Back Credit Cards for Excellent CreditWells Fargo Balance Transfer Credit CardsCash Back Visa Card

Wells Fargo Active Cash Reviews

Share your insights and review for the Wells Fargo Active Cash® Card

5

28%

4

25%

3

15%

2

13%

1

20%

3.2

189 reviews

189 reviews

What's Your Rating?

rose_davis333

@rose_davis333

2 Star Rating

The card is great, but they never offer a credit line increase. I used my card and paid it off monthly for three years. When I asked for a review to get an increase, they took my information and never responded, so I moved everything to a Capital One card. Within a year of on-time payments, Capital One offered an increase. I only keep the Wells Fargo card for the history.

Comment

allison_aa

@allison_aa

2 Star Rating

Good card, horrible website. Ridiculously hard to use, especially for communication. Security carried to extremes, making it inordinately difficult to, for example, read secure messages.

Comment

carmenlaphamrealtor

@carmenlaphamrealtor

1 Star Rating

If I had read the reviews before I signed up for this credit card, I never would have bothered with this company. I've only had this card for two months. I can't use their app, their website, or even their automated payment phone number. When I call for help, they say everything looks good, although I still cannot make payments through the services. I've talked to three different people in the IT department with no resolution. To top it off, I had fraudulent charges on this account and have to wait for a new card in order to make a payment that's due soon. I think I will just go with a respectable company and transfer the balance over to another credit card and close this account.

Comment

1

char4469

@char4469

1 Star Rating

I have a credit score of 817, substantial assets, and income. I was notified that my application would be "declined" unless I provide detailed documentation of my income. This is ridiculous, and I will not waste my time doing that. Also, I choose not to do business in the future with Wells Fargo.

Comment

1

Esther Leach

@04_macrame_drone

5 Star Rating

Verified Customer

I have been a Wells Fargo customer for over 15 years. I have my checking, savings, and a paid-off Wells Fargo auto loan that I financed through them. I was extremely hesitant to apply because I know Wells Fargo can be very selective with their applicants. I've read about many WF customers and non-WF customers being denied with excellent scores, long verification processes, etc. My score at the time of applying on March 6th was a 721 with Experian and I was approved only a month prior with Discover It for their Cash Rewards Card for $6,000. I was super hesitant but decided to go for it. I did notice that on the online pre-qualification tool from WF, they ask if you are a WF customer and you're able to sign in, which I did. I noticed that when I did sign in versus not signing in, there was one thing that really stood out.

When I didn't sign in, it would show me different APR interest rates which would depend on my creditworthiness.

Now, when I signed in, Wells Fargo showed all the cards I prequalified for (which was all of them), and for all of them, my personal APR rate of 20.24% was set solid in bold.

Needless to say, I submitted my application for the WF Active Cash Card because it best suits me and waited less than 1 minute. No verification, no hassle, and I was approved with a $10,000 starting credit line!

Comment

3

1

Esther Leach

@04_macrame_drone

My income is straight forward. I own a business and they have access to my income from my accounts. When you have their premier checking and saving accounts, they do see that you are able to manage and pay off higher credit limits responsibly. Wells Fargo is very selective on who they give a generous amount of credit to. I had a 92k auto loan that I financed with my bank, Wells Fargo. It didn’t take me long to pay it off at all. When you take that into consideration along side having over 25k in your checking account, they will more than likely grant you a great credit limit

Comment

2

Muneerah Crawford

@maxvibrations1

1 Star Rating

I applied for this card with a credit score of 769. I have excellent credit. Instead of saying you are approved, it said 'pending more information'. Today, I called to ask what other information they needed. They said they would send me a letter in 10 days. I said, okay, cancel the application; I do not want to do business with you. Then the lady stated, we cannot cancel because you have been approved for $1500. I said you cannot force me to accept your credit card; cancel it. She told me to call customer service. I did, and that person also falsely stated they could not cancel the card. I asked to speak with the executive office, and they finally transferred me to them. I stated you cannot refuse to cancel the account. If you continue to refuse, then I will take you to court. She then said that she could cancel the card in three days. I suggest that if you cannot get a straight answer when you apply for any card from Wells Fargo or any credit card company, then do not do business with them. By the way, get the Costco CitiBank Visa card. I was given the card immediately with a six thousand dollar limit and great rewards.

Comment

8

3

W E St

@good_n_decent

I agree with the benefits of the Costco Citi Visa Card and its perks. Yet, one needs to know that it ties to your Costco membership subscription. This Costco Citi Visa Card will be closed if one is no longer a Costco member. As of this writing (May, 2024), Costco accepts all VISA credit cards, Costco Gift Cards, and/or CASH for payments. If you want to keep your VISA card to build credit history independently from Costco membership, better off with a different VISA credit card.

Comment

1

trikala51

@trikala51

1 Star Rating

I applied for the Wells Fargo credit card and couldn't believe I was denied even though my credit score is 820, and all my bills are paid on time, never late. I called them, and they were asking for income verification, pay stubs, and all that nonsense paperwork. The people who review the applications must not be that bright; all they need to check is the credit score and whether the credit cards are paid on time. I wish I could give them a zero rating.

Comment

7

Muneerah Crawford

@maxvibrations1

wow, they said my answer was pending and then lied about it when I called them. I said okay I changed my mind I do not want to do business with you. Then the lady said I was approved for 1500 and that I would get the card in 10 days. what people do not know is that there are many credit cards out there and they are lowclass cards regardless of rewards. They do not improve your credit score and they make it difficult to pay the balance when you want to. This is why I am sticking with Citibank

Comment

9

3

Dacks959

@Dacks959

Income verification is important since even an excellent credit does not mean a minimum wage earner can shoulder a $350K mortgage. So, it's the combination of score, earnings, and debt ratio that goes into the decision.

Comment

1

4

Justin Wilson

@justinlwilson6

5 Star Rating

Verified Customer

Excellent card for everyday use. Hard to beat unlimited 2% cash back on all purchases. Use it in conjunction with your favorite rewards cards to maximize categories that other cards don't help with. The rewards redemption is very straightforward.

Comment

3

1

Muneerah Crawford

@maxvibrations1

no the redemption is not straightforward after reading the comments below. I dont intend to bank with wells fargo which as a horrible reputation of fraud against their customers.

Comment

7

7

John

@jeameagher

4 Star Rating

Verified Customer

I like the cash back feature of the $200.00 after I charge $500 in three months and the attractive 2% on purchases. I pay my balances

Comment

1

michael

@mikebarnsy

1 Star Rating

Applied and went through the process with a credit score over 800. Didn’t get approved immediately when I applied online. Got a letter in the mail to call to verify. So I called and got someone in the Philippines. Horrible experience they wanted my phone number and I gave them that. Said I would get a code. Never got it. They wanted another phone number. The person could barely speak English. I just gave up. Horrible experience.

Comment

6

1

Muneerah Crawford

@maxvibrations1

I made a mistake, I should have read the comments before applying now this will dock my credit score because I am closing it before I even get the card. A word to the wise, look at reviews before doing business with wells fargo

Comment

6

1

Review Wells Fargo Active Cash® Card

Expert Thoughts on Wells Fargo Active Cash

To help you make a more informed decision regarding the Wells Fargo Active Cash Card, we posed the following questions to a panel of experts. You can check out their responses by clicking “Read More” below.

  • If someone wants to use one credit card for everything, what do you recommend they prioritize when comparing offers?
  • When do you think it makes sense to get a credit card with a flat rewards rate for all purchases, versus one that gives bonus rewards on certain purchases and minimum rewards on others?
  • Do you think a credit card can be good if it has a high regular interest rate?
  • Why do you think credit cards hardly ever offer more than 2% cash back as a flat rewards rate on all purchases?

Kenneth White
Ph.D., Associate Professor, Personal & Family Financial Planning, Norton School of Human Ecology, University of Arizona
Read More

Aaron Stevens
Senior Lecturer, Boston University, Questrom School of Business
Read More

Matthew Hurst
Associate Professor of Finance and Director of the Roland and Sarah George Investments Institute, Stetson University
Read More

Wells Fargo Active Cash® Card

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Wells Fargo Active Cash® Card Reviews: 145+ User Ratings (2024)
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