Visa Direct | Helping consumers move money securely (2024)

FAQs

What does Visa direct mean on a bank statement? ›

“Visa Direct enables our customers to move money between their accounts instantly, facilitating a best-in-class UX that customers have come to expect.”

A real-time payment solution that enables fast, secure and reliable financial transactions. It allows instant transfer of funds using a mobile phone number or email, and is widely used for P2P, B2C and government disbursem*nts.

Visa Direct Payouts provides Originating Entities with a mechanism to push payments directly into bank accounts. This push payment capability is delivered through the use of the Payouts APIs.

Secure. We make it possible for fast and secure payments to travel across the world.

The difference between Visa Checkout and Visa Direct is that Visa Checkout acts like a virtual wallet where Visa Direct does P2P payments and funds disbursem*nts. Below is some more information on what each API does.

All Visa Direct programs require the originator to be a licensed Visa acquirer or be sponsored by a licensed Visa acquirer who is ready and able to sponsor Visa Direct programs.

Visa Direct is Visa's version of Zelle or Venmo, it's the instant-sending tool created by the credit card giant that gives card-holders the ability to send payments immediately.

Visa Direct Payouts is a service that enables money to be pushed into bank, debit card⁴, or prepaid card⁴ accounts to complete business payouts, P2P transfers, app withdrawals, and more.

How long does it take to get a Visa direct payment? ›

Visa requires fast-funds enabled issuers to make funds available to their recipient cardholders within a maximum of 30 minutes of approving the transaction.

What is the DailyPay Visa® Prepaid Card? The DailyPay Card is a Visa^® prepaid card that offers no-fee, instant access* to your earnings. There are no fees to open the card, no monthly fees,^† and no minimum balance requirements. The DailyPay Card is yours for life!

Visa Direct — Visa Direct transactions have an Interchange rate of 0.25%.

You can be sure that any online merchant using the Visa Secure security system is a legitimate commercial entity. Is my personal information safe and secure? Yes.

Visa Direct is a global solution for real-time¹ money movement for individuals between accounts linked to eligible card credentials and between friends and family domestically and globally.

Visa Direct Payouts is built to help businesses deliver money to billions of endpoints worldwide through Card, ACH, and faster payment networks¹ via a single integration. Support your clients with a payment solution that can help meet their operational, commercial, and regulatory needs.

Visa Direct is Visa's version of Zelle or Venmo, it's the instant-sending tool created by the credit card giant that gives card-holders the ability to send payments immediately.

Visa's network connects consumers, merchants, banks, and processors to ease the purchases of millions of consumer-facing products worldwide. Swift's interbank network connects banks, corporates, and other financial institutions to ease the flow of high-value, highly-secure international financial transactions.