Top Grocery Budget Busters (Know What They Are To Save More at the Store!) (2024)

If you're trying to stick to a grocery budget, you need to be aware of these top 10 budget busters. Read on to find out what they are!

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Top 10 Grocery Budget Busters

If you keep heading to the grocery store with a budget in mind, but then leave spending more than you'd like and just aren't quite sure where that extra moo-lah is going (other than the obvious increase in prices lately) – then this post is for you!

Here are the top 10 Grocery Budget Busters that can quickly ruin your budget.

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1. Pre-cooked meat or chicken

Folks, if you purchase items pre-packed you can spend abundlewithout meaning to. For example, I love having grilled chicken handy for a quick salad or taco in a hurry. But paying for convenience can ruin your grocery budget.

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The container on the left in the picture above shows how much chicken is in a Tyson Grilled & Ready package (a little over 1 1/4 cups) which cost around $4 at the time. On the right is what I made myself for $4.09 after stocking up on chicken breast at Fresh Thyme while on sale ~ almost 5 cups of chicken!

Here's the math:

  • 1 1/4 cups Tyson = $4
  • 5 cups chicken that I grilled myself = $4.09
  • 1 1/4 cups Tyson ($4) X 4 to get 5 cups = $20

To get the same amount of Tyson I would spend over$20. Craziness.

(UPDATE: if you absolutely love having chicken pre-cooked for you, you'll love what I found out at Costco last week)

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2. Smucker's Uncrustables

You are paying abundle for convenience here. It really doesn't take all that much time to make a Peanut Butter & Jelly, so take a few minutes to make your own Homemade Uncrustables instead!

TIP: ANY time you purchase something out of convenience at the store, you most likely are going to pay for it. So keep in mind… if you can quickly do it yourself at home, pay less by DIY'ing snacks, sandwiches and more. Your family's finances are worth it!

Here's the math:

  • 10 count Uncrustables = $5.48 at Walmart or 54¢ each
  • Homemade Uncrustables = 19¢ each
  • 20 Uncrustables = $10.96, 20 Homemade Uncrustables = $3.80

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3. Cleaning supplies

If you have dish soap, lemon juice, baking soda, peroxide and vinegar in your home most of your cleaning can be taken care of.

Here are a few homemade cleanersto try:

  • Homemade Soap Scum Remover
  • Homemade Carpet Cleaner
  • Homemade Floor Cleaner
  • Homemade Window Cleaner

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4. Fabric softener

Don't want to pay a high price for fabric softener? Try vinegar instead. Add 1/2 cup to your load before washing.

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5. Refrigerated & frozen convenience foods, as well as pre-cut fruit or veggies

Walk down the refrigerated & frozen aisle at your grocery store and you'll see a ton of processed foods ~ everything from mashed potatoes to macaroni and cheese to frozen pizzas.

You can make just about everythingfrom scratch yourself in these aisles, and you'll save a bundle! And, cut your fruit and vegetables yourself.You'll pay a pretty penny to have someone else do the cutting up for you.

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6. Food you won't really eat

Ever think – Oh! This would be something good to buy – I should try it! (Me too!) Every time I walk past the fresh fish counter at the store, I am so tempted to purchase some because I know it's good for me. And, a few times I've actually gone and ahead and bought it.

However, our family just isn'tdoesn't eat muchfresh fish (my husband and I do like salmon), so to spend money on food that won't really get eaten isn't worth it. If you know you're not realistically going to use it up or cook it for dinner, skip those foods.

It also helps to have a full grocery list made out and a menu plan made before going to the store. That helps avoid impulse purchases. Our menu planning made easy sets are perfect to help stay on track with your grocery budget!

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7. Buying name brand items

So often folks feel like they need a certain brand to get a good product, but nowadays store brands arefantastic.They've come a long way from the Malt O Meal cereals I remember as a kid (Malt O Meals are even pretty good these days!), andmany stores carry store brand foods that are manufactured in the same facility as their brand name competitor.

There are times when it's actually cheaper to buy a name brand when it's on sale (especially with a coupon), so watch for those deals when they pop up. But, be open to trying the name brand because you really can save!

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8. Expensive toiletries

High end toiletries (shampoo, conditioner, razors, soaps, etc.) can quickly bust your grocery budget. If you have extra wiggle room in your budget each week that's fine, but if you're really trying to save, shop the generic brands at your grocery store and watch for coupons to get the best prices.

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9. Certain organic foods

Organic foods cost abundle,and can quickly bust your grocery budget if things are tight in your home.

Some fruits and vegetables have “thicker skin”, so you may opt to purchase the non-organic version of those foods. See more on the Dirty Dozen HERE to know what's really worth paying more for, and find tips on how to save on organic food over HERE.

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10. Deals that are “too good” to pass up

Sometimes I come across a deal (or two, or three?) that I think is just “too good” to pass up.And when there's lots of room in my budget that's fine, but usually (because we like a tiny grocery budget at our house) that can end up ruining my budget plan for the week.

If you see a deal that you just can't miss, buy enough of it to last your family the next 6 weeks, because in that amount of time it will almost always go on sale again (promise.)Don't spend too much of your grocery budget on things you don't need right now, because those deals really do come around again!

What else would you add to the list?This month as we're really reigning in our grocery budgets I'd love to hear your thoughts – also check out the Ultimate Guide To Building a Better Grocery Budget. You can do this! 🙂

Looking for more ways to save? Here you go:

  • 20 Items You Need to Buy At Aldi
  • 14 Secrets You Need To Know About Shopping Amazon
  • 22 Items You Need to Look for at Ikea

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Top Grocery Budget Busters (Know What They Are To Save More at the Store!) (2024)

FAQs

What is the recommended grocery budget? ›

It's up to you how much you want to spend on food per month, but the recommendation given by Dave Ramsey (I confirmed this with Paige Schmidt, a Dave Ramsey Certified Financial Coach) is around 10-15% of your income.

How can you best go about grocery shopping within your budget? ›

Tips for grocery shopping on a budget
  • Plan your meals and shopping list. ...
  • Consider purchasing non-perishable items. ...
  • Strategically purchase perishable items. ...
  • Consider buying in bulk. ...
  • Consider generic brands. ...
  • Use coupons strategically. ...
  • Don't grocery shop when you're hungry.

What is a realistic grocery budget for 2 people? ›

The average grocery costs for a two-person household across the Thrifty to Liberal plans range from $476.92 to $868.66: Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86.

Which of the following can help clients save money when grocery shopping? ›

Compare prices between stores

If you live near various grocery stores, consider shopping at a few and comparing prices. You can learn which store has the items you need for less and also look at the sales they run. If it's not too much of a hassle, you may want to grocery shop at two stores to optimize savings.

What is the grocery budget rule? ›

50% for living essentials (e.g., groceries, housing, transportation, healthcare, etc.) 30% for wants (e.g., restaurant meals, entertainment, travel, etc.) 20% for savings and debt repayment (e.g., credit cards, mortgage)

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

What grocery store saves you the most money? ›

According to MarketForce Information's 2024 U.S. Grocery Panel Study, these are the 10 grocery stores that offer the most value for your money, according to shoppers.
  • WinCo Foods. ...
  • Giant Eagle. ...
  • Market Basket. ...
  • Wegman's. ...
  • ALDI. ...
  • BJs. ...
  • Costco. ...
  • Sam's Club.
Mar 21, 2024

What is the 6 to 1 grocery method? ›

The 6-to-1 grocery method entails buying six vegetables, five fruits, four proteins, three starches, two sauces or spreads and one treat. Continue to shop carefully while at the store to get the best deals. Flexibility with your purchases will be a key to making this method a success.

What is a good strategy to spend less on groceries? ›

Make a meal plan

You can avoid waste and overspending by going to the grocery store with a list based on what you intend to cook for the week. This requires that you decide in advance what meals and snacks you'll eat during the week, but having a list and sticking to it can help you avoid impulse purchases.

How to save on groceries for two? ›

Here are some of our money-savings tips for grocery shopping for two:
  1. Plan meals together in advance and make a list of the ingredients you'll need. ...
  2. Only grocery shop on a full stomach. ...
  3. Work your way through the Weekly Circular and coupons. ...
  4. Shop for a long shelf life. ...
  5. Don't discount the store brand.

How much should food cost per month? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

How to keep grocery bill low? ›

10 Ways to Lower Your Grocery Bill as Prices Increase
  1. Make a plan. This is hard to quantify, but planning helps save you money for many reasons. ...
  2. Be picky with produce. ...
  3. Search for sales. ...
  4. Check unit prices. ...
  5. Rethink your protein. ...
  6. Know what expiration dates mean. ...
  7. Shop your pantry and freezer. ...
  8. Buy in bulk (when it makes sense)
Jul 26, 2022

How to be frugal with grocery shopping? ›

Other Money-Saving Tips at the Grocery Store
  1. Sign up for your store's loyalty program for members-only sales or to earn points toward future groceries.
  2. Buy generic brands whenever possible.
  3. Use a credit card that lets you earn cash back or points (but be sure to pay off your balance every month before interest accrues).
Jul 14, 2024

What is average grocery budget for family of 4? ›

In 2020, the average US household food expenditure amounted to $609.7 per month. In 2023 the average household spends between $1,047 to $1,576 on a groceries per month. Safe to say.

What is a realistic grocery budget for a family of 5? ›

On average, a family of five spends anywhere from $922 to $1,488 a month on groceries, according to USDA monthly food plans. If you're looking to curb your spending, consider meal planning, buying in bulk, and shopping at more affordable grocery stores.

How much money should I use for groceries? ›

Use the 50/30/20 rule to budget for groceries

The 50/30/20 budget can help you work out how much to spend on groceries based on your specific income and expenses. Following this framework, you spend about 50% of your monthly after-tax income on needs, 30% on wants and 20% on savings and debt repayment.

How much money do you save buying groceries vs eating out? ›

Facts & Findings. Americans save around $12 by opting to cook and eat at home, with the average home meal costing $4.23 versus over $16 per meal at an inexpensive restaurant. Annually, it costs over $13,000 more to eat out than it costs to prepare the same amount of food at home.

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