Top 10 Mobile Payment Apps in France [Update 2024] (2024)

France is one of the wealthiest countries in the world, having the 7th-biggest economy in the world. France’s capital, Paris, is the center of fashion, art and luxury. France is home to the most luxurious designer brands and stores in the world.

Therefore, it is no surprise that France is home to all the major digital wallets and payments in the world. Picking one of them is now an easy task, but our list will help you out for sure.

So, these are the best mobile payment apps in France.

1. Google Pay

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Google Pay is the most used mobile payment app in France. It is one of the most well-known payment apps in the world and is highly popular in France for conducting online and in-store payments due to its high level of accessibility. Moreover, this international digital wallet can be used to make payments all across the world and is available for all Android devices. Google Pay is accepted as a payment option on most major online sites and apps in France, as well as, major retailers.

2. Apple Pay

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Apple Pay is for iPhone users, what Google Pay is for Android users. Just like Google Pay is available for all Android users, Apple Pay is available for all iOS users. It is the second-most popular digital wallet in France, just behind Google Pay. France has a huge iPhone user base, due to which, Apple Pay is accepted by most major retailers and websites. Apple Pay can be used to make payments online or in-stores.

3. PayPal

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PayPal is one of the best-known payment apps in France and is available in more than 200 countries worldwide. It is the optimal choice for international transactions and payments because it enables users to transfer cash swiftly and electronically all over the world. Furthermore, using your PayPal account, youcan send money to other PayPal users instantly. In France, PayPal is popular for facilitating digital payments, international payments and worldwide money transfers.

4. Paylib

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Paylib is the most widely used local payment app in France. Despite being a French-based company, this app competes with massive international digital wallets like Google Pay and Apple Pay in France. In fact, no other local payment app gets close to PayPal, Google Pay or Apple Pay except Paylib in terms of users. You can use Paylib to make online P2P payments, pay in-stores, pay bills or transfer money to your friends and family from your smartphones.

5. Samsung Pay

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Samsung Pay is one of the most popular mobile payment apps in France due to the high number of Samsung users in the country. Samsung Pay is a digital wallet that can be accessed through any Samsung device, including smartwatches and tablets. This makes Samsung Pay the most convenient digital payment app for Samsung users in France. Use this app to make online payments or in-app purchases.

6. Carrefour Pay

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Carrefour Pay is an innovative payment solution app that allows you to make digital payments through your phones. Just take your phone in front of a payment terminal or scan for cashless payments with simplicity and security. Moreover, Carrefour Pay module requires you to already have the Carrefour app on your phone, which means you can use this app for more than just making payments.

7. Lydia

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Lydia is one of the most well-known digital banking companies in France that is revolutionizing mobile banking for French people. Lydia is an all-in-one super-app that allows users to make payments, request reimbursem*nts, share bill payments and accept funds. Additionally, Lydia provides the convenience of contactless payments and money transfers by linking your banking cards to its app. This helps customers manage their cards and payments much more easily.

8. Lyf Pay

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Lyf Pay is a French mobile payment app that is designed to make payments in stores and shops. Download the Lyf Pay app and create your account within 2 minutes. After that, start making purchases in stores and shops and pay them off via scanning barcodes or QR codes through your smartphones. Furthermore, Lyf Pay supports P2P payments between friends which can be done over the internet in a matter of few seconds.

9. Pumpkin

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Pumpkin is a mobile payment app in France that was launched to save money and time. Alongside its app, users get a Pumpkin bank card that can be used at stores and locations across France. While using Pumpkin’s app to facilitate payments, you can also gain many attractive cashback rewards as well. You can also use this app to send money to your friends and family members.

10. Payoneer

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Payoneer is an international payment facilitator which operates in around 200 countries in the world. Although Payoneer is available with restricted features in most countries, in France its app can be fully used to conduct payments. Not only can you perform P2P payments, you can also set up merchant accounts for receiving payments through its app. Additionally, Payoneer is highly popular in France for sending remittances to other countries.

Apps like PayPal, Google Pay and Apple Pay dominate the French mobile payment industry due to their availability, scalability and popularity. However, if you are looking for the convenience of a local payment app, then apps like Paylib and Lydia are also great options.