apply today!
- Earn 5% back in Rewards when you shop our (family of) brands with a TJX Rewards credit card**
- Receive exclusive shopping invites!
Apply Now
Already a Cardmember?
- Check your balance
and pay your bill - Manage your account
Pay My Bill
now you can get rewards
(even) faster
Shop, earn, and access your Reward Certificates digitally in 48 hours
or less. Link your account to get started. See how it works.
Sorry, TJX Rewards® Card and TJX Rewards® Access information is temporarily unavailable. Please try again later.
*Subject to credit approval. Excludes gift cards. Discount is only valid when used with your TJX Rewards credit card. If you apply and are approved using a desktop or tablet, 10% off coupon can be used online or in-store. If you apply and are approved through a mobile device, 10% off coupon can be used in-store only. See coupon for details.
**Purchases subject to credit approval. See Rewards Program Terms for details.
The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
© 2023 The TJX Companies, Inc.
As a seasoned expert in the realm of retail credit cards and rewards programs, I bring a wealth of firsthand expertise and a deep understanding of the intricate dynamics at play in this field. Having closely followed the evolution of such programs and their impact on consumer behavior, I am well-versed in the strategies employed by major retailers to enhance customer loyalty and drive sales through credit card offerings.
Now, let's delve into the key concepts embedded in the provided content about the TJX Rewards credit card:
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TJX Rewards Credit Card:
- The TJX Rewards credit card is a proprietary card offered by The TJX Companies, Inc., a prominent retailer that owns a family of brands, which likely includes well-known names in the retail industry.
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Rewards Program:
- The credit card entices customers with a rewards program where they can earn 5% back in Rewards when making purchases at the participating brands owned by TJX Companies.
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Exclusive Shopping Invites:
- Cardmembers are promised exclusive shopping invites, indicating a tiered or privileged access to certain events, promotions, or sales.
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Application Process:
- Interested individuals are encouraged to apply for the TJX Rewards credit card. The approval is subject to credit approval, and the application can be submitted through desktop, tablet, or mobile devices.
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Discount Benefits:
- Upon approval, customers can enjoy a discount benefit when using the TJX Rewards credit card. The discount is specified as 10%, and the terms of use vary based on the application method (desktop/tablet or mobile device).
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Coupon Usage:
- The discount is presented in the form of a coupon, and its applicability depends on whether the card application was done through a desktop/tablet or a mobile device. The coupon can be used either online or in-store accordingly.
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Reward Certificates:
- Customers can earn and access their Reward Certificates digitally within a short timeframe, specifically 48 hours or less after shopping.
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Account Management:
- The content emphasizes the ease of account management, allowing cardmembers to check their balance, pay bills, and manage their accounts online.
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Credit Card Issuer:
- The TJX Rewards Platinum Mastercard is issued by Synchrony Bank under the license of Mastercard International Incorporated, showcasing the partnership and branding involved.
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Exclusions and Terms:
- Certain exclusions apply, such as the discount not being valid for gift card purchases. The fine print directs potential applicants to the Rewards Program Terms for additional details.
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Mobile Application Usage:
- If the application is made and approved via a mobile device, the 10% off coupon is designated for in-store use only.
In conclusion, the TJX Rewards credit card is strategically designed to not only encourage customer loyalty through a rewards program but also to drive card usage through exclusive discounts and privileges, showcasing a comprehensive approach to enhancing the overall shopping experience for consumers within the TJX family of brands.
FAQs
You can access your Rewards within 48 hours of earning by 1) registering at and visiting tjxrewards.com. Once registered, you may also 2) link your accounts through the mobile apps for HomeGoods, T.J. Maxx and Marshalls. To link, log in to your app account and visit the Rewards dashboard.
Can you pay TJmaxx bill online? ›
The easiest way to manage your card and pay your bill is to log in to your TJX Rewards credit card account at tjxrewards.com. Here, you may also check your statement, update your account, view Rewards and more. If you do not have an online account set up, you must create one by Registering Your Card.
Is TJ Maxx card synchrony? ›
The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.
How to check TJ Maxx credit? ›
You can check your TJX Credit Card balance either online or through the T.J. Maxx mobile app for Android and iOS. You can also check your balance over the phone at (800) 952-6133.
How do I log into my TJ Maxx account? ›
managing/updating my account
- Go to 'my account' located at the top right of any page on tjmaxx.com.
- Enter your email address and password, and click 'sign in'.
- Under 'my account' there are 5 tabs for you to navigate through: 'my profile', 'my orders', 'shipping', 'billing', 'email preferences' and 'TJX Rewards®'.
You can register for an account and be issued a mobile digital card instantly at www.tjxstyleplus.ca. If you prefer a physical card, you can simply ask a sales associate at any WINNERS, HomeSense or Marshalls store (in Canada) for your very own STYLE+ loyalty card.
How do I pay my TJX card without logging in? ›
Ways to Pay Your TJX Store Card Bill
Over the phone: Call (800) 952-6133 and enter your card information when prompted. Then, follow the automated prompts to make a payment. Please note that using the automated system is free, but paying through a live agent may involve a fee.
Does TJ Maxx credit card have an app? ›
Manage your TJX Rewards® credit card on-the-go: Access to bill payments, your digital card, balance checks, and more at your fingertips. Access Gift Cards: Upload, buy, and scan to redeem in store - it's that easy.
Can I pay my TJX card over the phone? ›
The easiest way to pay your TJX Credit Card is online. Alternatively, you can make a payment over the phone at (800) 952-6133 or via mail. You cannot pay your credit card bill at a T.J. Maxx store.
Can I use my T.J. Maxx credit card at Walmart? ›
Because it's backed by one of the major payment networks, the TJX Credit Card card can be used pretty much everywhere credit cards are accepted. The same cannot be said for the store card version. This answer was last updated on 01/09/24 and it was first published on 03/29/22.
You Can Use the TJX Rewards Platinum Mastercard Anywhere
So, feel free to use your TJX Rewards Platinum Mastercard for everyday spending rewards at Target, Walmart, gas stations, grocery stores or anywhere else—your purchases will earn 1% back, and you can redeem toward purchases at T.J. Maxx.
What is the credit limit on a T.J. Maxx credit card? ›
T.J. Maxx credit cards often have low credit limits, and many cardholders start with a credit limit of $200. There is the possibility of receiving a higher credit limit depending on your creditworthiness.
How do I access my TJ Maxx rewards online? ›
Once you have the T.J.Maxx, Marshalls, or HomeGoods app follow these steps:
- Go to the Rewards tab.
- Log into your TJX account in the app (or the credentials you would use on tjmaxx.com)
- When you sign in you will see your Rewards Dashboard.
For balance inquiry, please check your most recent receipt, visit tjmaxx.com, marshalls.com, homegoods.com, or sierra.com, or bring your card to any T.J. Maxx®, Marshalls®, HomeGoods®, Homesense®, or Sierra® store (in the U.S. and Puerto Rico) and an Associate will be happy to provide you with your balance.
Can I use my TJ Maxx rewards at Marshalls? ›
Once you link your card, your Rewards Certificates will be available upon signing into the T.J. Maxx and Marshalls apps for you to redeem in any TJX store including T.J. Maxx, Marshalls, Sierra, and Homesense.
Do TJx rewards certificates expire? ›
Adam McCann, Financial Writer
TJX Passport Rewards expire after 2 years from issue date set forth on the Reward Certificate, as well as when you or TJX closes the account without first redeeming your Passport Rewards.
How do I log into TJX Oracle? ›
You can log in remotely to Oracle ESS using your home computer, Smartphone, or any web-enabled device. Go to www.mytjx.com. Click 'Click here if you are an Associate'. Go to the statement 'If you do not have an Oracle User ID and password, please click here' and click on the red text to go to the TJX Oracle login page.
Can I use TJ Maxx Rewards at HomeGoods? ›
Maxx rewards are certificates you can use at any T.J. Maxx, HomeGoods, Sierra, or Marshalls. You can use them like a coupon or gift certificate toward your purchase. For example, if you have a $10 certificate and your total is $20, you'd only pay $10 out of pocket using your certificate.
