The N26 Mastercard debit card – accepted worldwide (2024)

FAQs

Can I use a N26 debit card in the USA? ›

With N26 You, you can withdraw cash for free from ATMs anywhere in the world, and use your N26 You debit card to pay online or in stores in any currency. You'll also benefit from the Mastercard exchange rate, without any markups.

Get ‌free payments worldwide and no hidden fees with N26

At N26, all our accounts feature free card payments worldwide — as often as you like and with no foreign transaction fees.

While both Visa and Mastercard are accepted virtually everywhere around the world, Visa cards offer slightly more benefits than Mastercard cards.

You can use your debit card anywhere you see the MasterCard® logo. You can use your debit card anywhere you see the MasterCard® logo. Also, there's no need to notify us about your travel plans before you leave.

As a result, our product will no longer be available to customers in the US after January 18, 2022, and we will be closing all accounts. No other markets in which N26 operates will be impacted.

N26 is the beautifully simple, 100% mobile bank that's trusted by millions of customers across Europe. At the moment, we're focusing our efforts on our core markets and are no longer offering N26 accounts in the US. If you have any questions regarding your former account, take a look at our FAQs.

All N26 bank accounts come with a virtual N26 debit Mastercard, which you can link to Apple Pay or Google Pay. Make free payments in any currency, withdraw cash for free, and enjoy full security protection on every card purchase.

Pay with your card wherever you are

Enjoy online or in-store shopping anywhere in the world without additional fees and make commission-free ATM withdrawals in any currency with premium accounts. You can use the Mastercard ATM locator integrated in the N26 app to find the nearest one.

We offer our accounts in the following countries: Austria, Belgium, Denmark, Estonia, Finland, France (not available for residents in the DOM/TOM), Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden & ...

Visa Debit cards work like cash, only better. They are issued by your bank or other financial institution, and use funds directly from your bank account. Accepted worldwide, Visa Debit cards offer quick, secure and convenient access to your money in person, online, overseas and over the phone.

Where is Mastercard not accepted? ›

Mastercard is not accepted at certain stores and merchants that only take cash, such as vendors at a local fair. Mastercard is also not accepted at retail chains that have an exclusive agreement with another card network. For example, Costco accepts Mastercard only for online purchases.

Visa and Mastercard are the two largest card networks in the world, accepted in more than 200 countries and territories. Mastercard credit cards are more widely accepted internationally, while Visa cards tend to offer more benefits. But for most consumers, there is no practical difference between Visa and Mastercard.

Through a single point of access, Mastercard Cross-Border Services allows people and businesses to send money securely and with certainty to 90% of the world's population. For any purpose, to any end point.

N26′s American customers will no longer be able to use its app from Jan. 11, 2022. The Berlin-based fintech said the move was aimed at shifting focus to its core European business. It's a reminder of how difficult it has been for European fintechs to expand their services in the U.S.

To use your debir card, youu will have to have sufficient funds in the account to which the debit card is linked. If you have sufficient funds to cover the amount of your withdrawal, then yes, you can use in the US a debit card for an account on a Canadian bank and in Canada a debit card for an account on a US bank.

You can open an account from your country if you meet the other N26 requirements and live in one of these 23 countries: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, ...

Use your Republic Bank Visa^® Debit Card wherever you see the VISA^® logo worldwide to make purchases or access an ATM. Using the Allpoint Network, Republic Bank Cardholders have access to over 55,000 fee-free ATMs worldwide.