The Cost of Eating Out vs Eating In by State (2024)

As food costs soar across the country, many wonder how to get the best meals for the money. Eating out has always cost more than eating in, and at Top Nutrition Coaching, we believe in making living healthy lives easier. Still, according to our latest research, the average meal at an inexpensive restaurant costs nearly 285% more (!) than eating at home ($16.28 versus $4.23 per meal). We've compiled the national data to determine the expenses per meal, whether eating out or in. How much does it cost for a meal in your state?

Facts & Findings

  • Americans save around $12 by opting to cook and eat at home, with the average home meal costing $4.23 versus over $16 per meal at an inexpensive restaurant.
  • Annually, it costs over $13,000 more to eat out than it costs to prepare the same amount of food at home.
  • New York residents see the most drastic price difference and save $19.40 per meal made at home–nearly $3 more than New Hampshire, the second state with the highest home meal savings.
  • Increased food costs don't necessarily correlate with high populations. For example, Rhode Island, South Carolina, and Louisiana all have above-average grocery costs but all rank in the bottom 25 most populated states.

Pros and Cons of Eating In

Self-sufficiency and independence aren't possible without home cooking. Eating in comes with several perks, especially the cost, but there are a few downsides compared to eating at a restaurant.

Pro: The Cost

Regardless of your state, cooking and eating at home is significantly cheaper than eating out. Even in the bottom ten states, the cheapest cost for a meal at an inexpensive restaurant costs well over $12 compared to $3.78 made at home.

Residents in more expensive states like New York, Connecticut, and Washington realize more significant savings from eating at home, at least $15 per meal. This estimate doesn't factor in additional costs, such as parking costs, tips, drinks, or appetizers, so restaurant meals may cost substantially more and add up over time.

Pro: Nutrition and Portion Control

Home cooking gives you complete control over the ingredients' quality, nutritional value, and intake. It's far easier to diet and meal plan while eating in, and you can tailor meals to your dietary preferences.

People with specific dietary needs or restrictions especially need ingredient transparency in their lives, and sometimes restaurants aren't able to accommodate every preference. Moreover, you can buy the appropriate amount of ingredients, so you only portion what you need and don't waste food.

Pro: Useful Hobby and Skill

Many people love to cook at home and try out new recipes. You learn how to handle food using different techniques, ingredients, and equipment, and eventually, master a helpful craft that'll never go out of style.

Over time, home cooking inspires new tastes and styles that'll satisfy your cravings whenever you want them. Plus, it's always great to show off your cooking skills to friends, family, or prospective lovers.

Con: Time Investment

Of course, you can't just snap your fingers and have a meal prepared. Home cooking requires meal planning, research, grocery store trips, preparation, and cleaning–not to mention the time it takes to cook the meal.

Eating out may cost more, but you can satisfy your hunger in a relatively short time compared to preparing a meal yourself. And, you don't have to worry about dishes or preserving meals.

Con: Intimidating to Novices

If you're unfamiliar with cooking, you may find it challenging to match what you can buy from a restaurant. Tasty home-cooked food may seem intimidating to prepare, and certain dishes can require equipment or ingredients not readily available to you.

Professional chefs have the experience of providing quality meals, and it's far more convenient to eat out than learn to cook for yourself.

Pros and Cons of Eating Out

The restaurant experience comes with plenty of benefits. Not only does eating out allow us to try expertly-prepared dishes, but we immerse ourselves in the ambiance and atmosphere of the establishment. However, it's not cheap to eat out consistently, and restaurants have other drawbacks compared to home cooking.

Pro: The Convenience

You don't have to worry about making the food or cleaning when eating out. It's far easier to rely on the experts to care for your hunger, and you just need to pay the check. No grocery store trips, prep work, or waiting are involved with eating out (as long as you get there at a convenient time).

Plus, you don't have to think about what food to prepare. The menu tells us everything we need to know, and we can choose based on what the restaurant offers instead of discerning what to make ourselves.

Pro: Professional Chef Quality Food

You don't have to dine at a Michelin star restaurant to taste expertly prepared food. Restaurant foods and flavors sometimes aren't achievable in the average home kitchen, and eating out exposes our taste buds to delectable cuisines.

Even though this comes at a cost, delicious food and the experience can be priceless. And in some cases, restaurants may have the only available resources to prepare certain dishes. Beyond the flavor, expert chefs make food into a form of art.

Pro: Experience and Atmosphere

Getting out and socializing with others gives us vitality and purpose. Eating at home all the time can turn monotonous, and the restaurant experience can uplift our spirits. Catching up with a close friend or loved one over a restaurant meal can be a memorable experience, and we can't always replicate this at home.

Without the atmosphere and experience of eating out, meals are far more boring. Restaurants not only feed us but give us a place to come together and enjoy each other's company.

Con: The Cost

The biggest and unavoidable downside associated with eating out hits our wallets. It costs nearly 3 times more to eat a meal in a restaurant than to make it at home, and some states will see even higher costs with eating out.

Over time, the costs can eventually equate to months' worth of rent, car payments, or retirement savings. Although the price isn't a total waste, it's certainly far from efficient and sustainable for most people.

Con: Limited Quality and Nutrition Control

Restaurant patrons only have so much visibility regarding ingredient sourcing, quality, and nutritional value. Some restaurants may cut corners and use subpar ingredients, and we may not intake the best foods for our bodies.

Typically, restaurants that guarantee high-quality ingredients cost significantly more, and we can't always see what happens in the kitchen. Eating out isn't always transparent, and we may not get our necessary nutritional intake because of lower restaurant standards.

Methodology

We compared the cost of eating out to the cost of eating in for the most populated city in every state to find the total cost difference between the two. The sources we used are:

  • Numbeo’s Cost of Living research for a meal at an inexpensive restaurant in the most populated city in every state
  • Numbeo’s Food Prices research for the daily recommended minimum amount of money for food per person in the most populated city in every state
  • Simple English Wikipedia: List of U.S. states' largest cities

The Cost of Eating Out vs Eating In by State (1)

The Cost of Eating Out vs Eating In by State (2024)

FAQs

How much more expensive is eating out than eating in? ›

On average, a home-cooked meal costs around $4-$6 per person, while a restaurant meal can set you back $15-$20 or more. That's a difference of at least $10 per meal, which can add up quickly, especially if you eat out frequently.

Is it cheaper for two people to eat out or buy groceries? ›

Pro: The Cost

Regardless of your state, cooking and eating at home is significantly cheaper than eating out. Even in the bottom ten states, the cheapest cost for a meal at an inexpensive restaurant costs well over $12 compared to $3.78 made at home.

What is the most cost effective way to eat? ›

Cooking at home can be cheaper than dining out. Generally, you can feed a family of four for the same price as buying food for one or two people at a restaurant. So, make it a habit to cook at home, rather than deciding to eat out at the last minute.

Is it cheaper to eat at home or go out to eat? ›

Cooking at home is typically cheaper for a single person compared to eating out. Home-cooked meals allow you to purchase ingredients in larger quantities, control portion sizes, and take advantage of leftovers, reducing overall food costs.

How much money can you save by not eating out? ›

You'll Save Money!

Let's say you're a family of 4 who typically eats out 3x per week. At $15 per person, you're spending about $720 every month at restaurants. If you replace those meals with home cooked ones costing approximately $5 per person, you'll see savings of $480 each month!

Are people eating out less in 2024? ›

According to a 2024 Popmenu study, families spend 10% less of their food budget on restaurants than they did in 2022. A year before the Popmenu study, a National Frozen & Refrigerated Foods Association survey found that four out of five people eat at home for more than half their meals.

What is a realistic grocery budget for 2? ›

Average grocery cost per month for 2 people in a household

Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86.

What's cheaper, groceries or fast food? ›

That's factually correct- it is often cheaper to buy the equivalent of a hamburger, fries, and co*ke at McDonalds, Burger King, or other similar stores, for less than you can buy the ingredients at the supermarket. This is actually a "known thing" which has been factually verified.

How expensive is it to eat out every day? ›

If we consider that the average cost of a meal from a local restaurant/food chain is around $15 and an individual eats out every day, the monthly expenditure would be approximately $450.

What is the cheapest food to live off of? ›

Cheapest Foods to Live On:
  • Oatmeal.
  • Eggs.
  • Bread.
  • Rice.
  • Bananas.
  • Beans.
  • Apples.
  • Pasta.

What is the cheapest and healthiest food to eat? ›

12 healthy and affordable foods for your grocery list
  • Frozen chicken breasts.
  • Frozen or canned fruit (in its own juice or light syrup).
  • Frozen vegetables.
  • Low-fat dairy like cottage cheese.
  • Oatmeal.
  • Whole-grain pasta.
  • Whole-grain crackers.
  • Vegetable oil.
Oct 14, 2022

How much money do you save cooking at home vs eating out? ›

The average price per serving of home cooked meals is $4.31 – while the average cost of eating out is $20.37.

Is eating out more expensive now? ›

Still, data show the price of eating out has outpaced inflation in recent years, rising more than 40 percent since 2017, compared to a general inflation rate of 36 percent over the same time period.

Why is eating at home better than eating out? ›

Restaurant meals are notorious for additional salt, fat, and calories that you may be trying to be conscious of. Cooking in your own kitchen and having full control over what goes into the meals you're eating tends to better support nutritious habits.

Is going out to eat more expensive? ›

If it feels like restaurant bills are getting more expensive, you're not imagining it: The cost of dining out is on the rise even as grocery prices decline. The latest inflation data shows that prices for food away from home increased by 0.3% from March to April, while food-at-home prices declined by 0.2%.

How much does one person spend on eating out? ›

The average cost of eating out for one person in the USA per month can vary widely depending on factors like location, dining preferences, and lifestyle. However, a rough estimate might range from $150 to $300 or more. Keep in mind that individual spending habits can significantly influence this average.

Is food in the United States expensive or inexpensive compared to the rest of the world? ›

Many foods are less expensive in the United States than in the wealthier countries of the EU, but food is somewhat more expensive in the United States than in the less wealthy countries of the EU.

Why is eating in better than eating out? ›

It's proven to be healthier

Some studies suggest that people who cook more often, rather than get take-out, have an overall healthier diet. These studies also show that restaurant meals typically contain higher amounts of sodium, saturated fat, total fat, and overall calories than home-cooked meals.

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