The Best Personal Finance Tips - My Best Personal Finance Blog Posts (2024)

The year is almost over, so I thought I would list out all of my personal finance tips and blog posts in one easy spot from the past year so that you can check them all out. I have all of my blog posts easily divided into the below categories: Money saving tips Debt tips…

The year is almost over, so I thought I would list out all of my personal finance tips and blog posts in one easy spot from the past year so that you can check them all out.

Enjoy these personal finance tips!

Money saving personal finance tips

30+ Ways To Save Money Each Month
The $20 Savings Challenge
31 Birthday Freebies You Should Sign Up For
13 Retail Store Tricks That May Be Causing You To Spend More Money
Why Paying For A Storage Unit Is A Waste of Money
7 Ridiculous Phone and Online Scams People Are Falling For
16 Smart Ways To Save Money On Groceries
16 Ways To Treat Yourself Without Going Broke
How To Save Money Tips
11 Questions To Ask Yourself Before A Large Purchase
Free Money Management Course – Master Your Money!
Easy Tips For Buying Used and Saving Tons of Money
The Power Of Frugality – You Shouldn’t Just Focus On Earning More
How To Not Get Screwed At The Car Dealership
How To Make Saving Money Fun – This Is The BEST Way To Save Money

Related personal finance tip: Sign up for awebsite like Ebateswhere you can earn free CASH BACK for just spending like how you normally would online. All you do is click on a store that you want to shop through (they have TONS of stores such as Kohls, REI, Toys R Us, etc.), and shop just like how you normally would. Ebates makes a commission for referring you to the store you just shopped at, and they give you some of that money back as a thank you.Plus, when you sign up through my link, you receive a free $10 cash back! My Ebates review:Money Saving Tip – Use Ebates For Free Cash Back.

Debt tips

How We Paid Off Almost $10,000 in 10 Weeks
Are You Stuck In Debt? Let’s Ditch The Cycle Of Being Broke And In Debt
Can You Remove PMI From Your Mortgage?
What To Do After You Pay Off Debt
Things You May Feel When Paying Off Debt

Related personal finance tip:With Credit Sesame you can get your credit score for free, with no catch. It doesn’t hurt tocheck your credit score, so you have no reason not to know your credit score.Your credit score can affect whether or not you are approved for a loan, whether you are hired at certain jobs, your interest rate, and more. It’s relatively easy to raise your credit score, so you should start doing so today! ReadHow Your Credit Score Affects Your Life + Credit Sesame Review.

Money management tips

How To Come Up With A Financial Plan Without Visiting A Professional
We No Longer Have Traditional Health Insurance – Liberty HealthShare Review
17 Personal Finance Books That Will Change Your Life
How Saying “No” to Money is Saving Me Money
Are These Bad Money Habits Making You Broke?
Yes, You Can Reach Financial Freedom
The Complete Credit Score Guide – Improving Your Credit Score Has Never Been Easier!
The Complete Budgeting Guide: How To Create A Budget That Works
Early Retirement Myths Busted
Do You Know Your Net Worth?
Do You Know These 8 Important Things About Your Money?
You Don’t Have To Go Broke For Your Kid’s Education
Yes, Personal Finance Should Be Taught In School
FAFSA Tips So That You Can Get The Most Financial Help For College

Related personal finance tip:Personal Capital is a great resource that I highly recommend. They provide financial software somewhat similar to Mint, and it is free as well. Personal Capital is much more detailed though, so between the two I would definitely choose Personal Capital.You can track your net worth, your cash flow, your portfolio, your investments, and more. Personal Capital pretty much picks up inthe main area that Mint is not the greatest in, which is investment planning. ReadPersonal Capital Review – An Easier Way To Manage Your Finances.

Making money blogging

The Ultimate Guide To Making Money Blogging – How I Earn Over $50,000 A Month Online
How Blogging Paid Off My Student Loans
How To Start A Blog FREE Course
Why You Need To Grow Your Affiliate Income
How To Quit Your Job And Become A Full-Time Blogger
The Truth About Making Money Online
5 Effective Strategies to Increase Your Blog Traffic
Blogging and Taxes – What You Need to Know

How To Start A Blog FREE Course:With this free email course, I show you exactly how to create a blog, from the technical side (it’s easy – trust me!) all the way to earning your first income and attracting followers.Each day for seven days, you will receive an email in your inbox that will help you create a successful and profitable blog, all from the very beginning. You can sign up here.

Make extra money

How To Work From Home Selling On Amazon FBA
How I Earned $655 From Random Craigslist Jobs In One Month
How To Make $25,000 – $45,000 A Year As A New Photographer
How I Started a Pinterest Consulting Side Hustle
12 Easy Ways To Earn Free Amazon Gift Cards
Become A Brand Ambassador And Make Extra Money
The Ultimate Guide To Starting A Side Business
Learn How To Create A Profitable Ebook With Abby Lawson
How I Earn $200,000+ Writing Online Content
Make Money Online As A Freelance Writer Or Virtual Assistant
4 Ways To Earn Money With A Fitbit
How To Find Time To Make More Money
Make Money Proofreading By Becoming A Freelance Proofreader
Make Money At Home By Becoming A Bookkeeper
8 Items To Sell Around Your Home For Extra Money

Income reports

January 2016 Online Income Report – $44,782
February 2016 Blog Income Report – $49,607
My March 2016 Blog Income Report – $72,196
My April 2016 Blog Income Report – $71,761.30
My May 2016 Blog Income Report – $69,085
My June 2016 Blog Income Report – $68,440
My July 2016 Blog Income Report – $112,594
My August 2016 Blog Income Report – $90,188
My September 2016 Blog Income Report – $102,911
My October 2016 Blog Income Report – $99,607.18
My November 2016 Blog Income Report – $106,383.89

Life, motivation, inspiration

Are Your Excuses Making You Broke And Unsuccessful?
You’re Not That New Pair Of Shoes – 9 Ways Buying Things Won’t Make You Happy
Are You Better Than Average?
30 Incredibly Easy Ways To Be Happier, Wealthier, and More Successful
Why You Should Spend Like A Millionaire- The Frugal and Smart Money Habits of Millionaires
27 Money And Life Lessons I’ve Learned
11 Ways You’re Wasting Time And How To Change
The Power Of Positive Thinking – This Can Change Everything!

Travel

What It’s Like Living In An RV
What I Learned By Donating And Giving Away Nearly All Of My Stuff
The Ultimate Guide To Getting Started RVing
Celebrating Our One Year RV Life Anniversary
Yes, You Can Save Enough Money For Long-Term Travel
9 Work From Home and Travel Careers
Becoming an RV Family – How We Travel Full-Time With 4 Kids and 2 Dogs
Downsizing Your Home? Here’s How I Went From A 2,000 Square Foot House To An RV
How To Become An Au Pair And Travel The World
How To Make Money While RVing
How Much Does It Cost To RV?

One last thing. My sister runs a great blog called FITnancials. Here are some of my favorite blog posts of hers:

What are the best personal finance tips that you received in 2016? What was your favorite blog post from my blog or someone else’s?

The Best Personal Finance Tips - My Best Personal Finance Blog Posts (2024)

FAQs

What is the #1 rule of personal finance? ›

#1 Don't Spend More Than You Make

When your bank balance is looking healthy after payday, it's easy to overspend and not be as careful. However, there are several issues at play that result in people relying on borrowing money, racking up debt and living way beyond their means.

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What are the 5 basics of personal finance? ›

Personal finance basics include budgeting, saving, investing, managing debt, and understanding credit.

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What are the five 5 areas of personal finance? ›

As shown below, the main areas of personal finance are income, spending, saving, investing, and protection.

What is the 1 3 rule in personal finance? ›

The rule is that a third of your take-home income should be used towards your home, a third for living expenses, and the last third should be for savings and investments.

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What is the golden rule of money? ›

Golden Rule #1: Don't spend more than you earn

Basic money management starts with this rule. If you always spend less than you earn, your finances will always be in good shape. Understand the difference between needs and wants, live within your income, and don't take on any unnecessary debt. Simples.

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What is the 40 30 20 rule? ›

The most common way to use the 40-30-20-10 rule is to assign 40% of your income — after taxes — to necessities such as food and housing, 30% to discretionary spending, 20% to savings or paying off debt and 10% to charitable giving or meeting financial goals.

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What is the 50 30 20 rule? ›

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

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What is the 10 rule in personal finance? ›

The 10% rule is a savings tip that suggests you set aside 10% of your gross monthly income for retirement or emergencies. If you still need to start a savings account, this is a great way to build up your savings. You should create a monthly budget before starting your savings journey.

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What are the 4 principles of personal finance? ›

It is important to be prepared for what to expect when it comes to the four principles of finance: income, savings, spending and investment. "Following these core principles of personal finance can help you maintain your finances at a healthy level".

What are the 5 P's of finance? ›

What is the 5P's? The 5P's represent - People, Philosophy, Product, Process, Performance. In finance, the 5P's served as a rule-of-thumb guide for our evaluation of whether to invest in a particular fund - hedge funds or private equity funds in my context.

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What are the four walls of personal finance? ›

What Are the Four Walls of a Budget? Simply put, the Four Walls are the most basic expenses you need to cover to keep your family going: That's food, utilities, shelter and transportation.

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What is the best way to avoid running out of money too quickly? ›

8 ways to save money quickly

Change bank accounts. ...
Be strategic with your eating habits. ...
Change up your insurance. ...
Ask for a raise—or start job hunting. ...
Consider a side hustle. ...
Take advantage of a credit card that offers rewards. ...
Switch up your transportation habits. ...
Cancel subscriptions you don't really need or use.

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What are my 2 golden rules of personal finance? ›

By combining the golden rule of “Pay Yourself First” with the 50/30/20 rule, you create a comprehensive approach to managing your finances. The golden rule ensures that savings and investments are prioritized, while the 50/30/20 rule provides a framework for allocating your income across different expense categories.

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What is the 80% rule personal finance? ›

The rule requires that you divide after-tax income into two categories: savings and everything else. As long as 20% of your income is used to pay yourself first, you're free to spend the remaining 80% on needs and wants. That's it; no expense categories, no tracking your individual dollars.

What is the 70 30 rule in personal finance? ›

The mistake most people make is assuming they must be out of debt before they start investing. In doing so, they miss out on the number one key to success in investing: TIME. The 70/30 Rule is simple: Live on 70% of your income, save 20%, and give 10% to your Church, or favorite charity.

What is the rule number 1 in finance? ›

Rule 1: Never Lose Money

This might seem like a no-brainer because what investor sets out with the intention of losing their hard-earned cash? But, in fact, events can transpire that can cause an investor to forget this rule. Buffett thereby swears by Rule 2.

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What is the principle 1 of finance? ›

Principle 1: A budget must be established to provide a tool to: project resources necessary to achieve a unit's goals and objectives, measure current financial performance, discover significant transaction errors, and.

What is the 70 20 10 rule for personal finance? ›

The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.

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What is the 3 2 1 rule finance? ›

A common temporary buydown is a “3-2-1,” meaning the mortgage payment in years one, two, and three is calculated at rates of 3 percent, 2 percent, and 1 percent, respectively, below the rate on the loan.

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