Download our app to send money to Ghana in minutes.
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Trustpilot
FCA authorised
High speeds
It only takes a minute to order a transfer—which will reach your loved ones back home in just a few minutes more.
Low fees
Our exchange rates are always good—and your first two transfers to Ghana are free!
No hassle
We’re regulated by EU and UK law and protected by top-notch security. And our wonderful Customer Support team speaks English — if you ever need them.
Send money home
Here’s how much it costs to make a money transfer to Ghana
Your first 2 transfers to Ghana are free, and our fees stay low after that. We don’t charge commission.
The receiver gets the exact amount that our app tells you. No hidden transfer fees, no nasty surprises.
Download TransferGo app:
How does your money arrive in Ghana?
Bank account
We transfer money directly from our bank account in Ghana to the receiver’s bank account number, so there are no high international transfer fees.
Credit card or debit card
Or we can transfer money directly to your recipient’s bank card.
Mobile wallet
We can also top-up your receiver’s mobile wallet with GHS—we just need their mobile number.
Send money now
It’s as easy as 1, 2, 3
Choose how much you want to send, and when
Send money to GHS in Ghana
Add the recipient’s details
All you need is your receiver’s full name, and their card details
Choose your payment method— and make the transfer!
Pay in by bank transfer, and your transfer is on its way!
Rest assured
Here’s why you can trust us with sending your money to Ghana
Our end-to-end encryption protects your money and your data. Should a remittance ever fail, your money gets returned straight back to you.
Regulation is our friend: it keeps our 7 million existing and new customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.
And if you ever do need help, we’re not some faceless app—our English-speaking Customer Support team answers calls and emails quickly and helpfully.
Don’t take our word for it…
Here’s what our users say about sending money to Ghana…
Trustpilot
Cheaper real-time transfers to Ghana
Pay family, friends and bills back home—whichever way you suits you best.
How to get started…
What information do I need to make money transfers to Ghana?
ID verification
The first time you send money to Ghana, you need to prove you’re a resident in the country you’re sending from.
Receiver’s details
Make sure you’re ready with your receiver’s full name, and their card or bank details.
Your card or bank account
You need your own card or bank details ready for your first money transfer.
How long does it take to send money to Ghana?
Our fastest delivery times option is instant, which usually arrives in 2-3 minutes. You can also make a transfer the next day, but your first 2 instant money transfers to Ghana are free right now—so why wait?
Make fast, easy international money transfers—
download the TransferGo app!
Best ways to send money to Ghana
Bank transfer
Bank transfers are a popular option for funding your international money transfer. They take a little longer than debit or credit card transfers but they’re insanely cheap.
Debit card
Paying with a debit card makes your money transfer super-fast. However, compared to a bank transfer, it can be more expensive as they’re charged at a higher (but still low) fee.
Credit card
You can also pay for your international money transfers with a credit card. TransferGo accepts both Visa and Mastercard to make transfers super-simple.
PISP
Some money transfers are enabled by a third-party financial entity called Payment Initiation Service Provider, or PISP, which facilitates direct bank transfers for seamless online transactions.
SWIFT
When funds are processed, payment institutions use Society for Worldwide Interbank Financial Telecommunication (aka SWIFT), a global messaging network that secures and executes cross-border transactions.
Apple Pay
If Apple Pay is enabled on your phone, you can use your mobile wallet to send money to certain countries. It’s quick and easy but check with your bank first in case they charge you additional fees. TransferGo doesn't offer this functionality at the moment—but we're planning to.
Google Pay
You can also send money to certain countries using Google Pay if mobile wallet is set up on your Android. All you need is your receiver’s mobile number. This isn’t a functionality TransferGo offers at the moment—but watch this space.
Frequently asked questions (FAQs)
What is the best way to send money to someone in Ghana?
Will I get the best GHS exchange rate?
How do I send money to Ghana from the USA?
What transfer fees are associated with sending money to Ghana?
How can I send money to a bank account in Ghana?
How much can I send to mobile money accounts in Ghana?
Are there any limits on how much money I can send to Ghana through online services?
What app can I use to send money to Ghana?
How long does it take to send money to Ghana?
Can I do cash pickup in Ghana?
What is the best way to send money to someone in Ghana?
The best and easiest way to send money to Ghana and many other countries around the world is through mobile app money transfer services.
TransferGo is a free-to-download app that allows you to make online money transfers at a favourable rate and without any fees, and it stands out for its excellent customer service in English.
Will I get the best GHS exchange rate?
Currency exchange rates change all the time. At TransferGo we always try to offer great exchange rates and pricing, and when the rates are especially good for any currency (including Ghanaian Cedi), we let you know.
How do I send money to Ghana from the USA?
At the moment, it’s not possible to send money to Ghana from the USA with TransferGo.
What fees are associated with sending money to Ghana?
Your two first money transfers to Ghana are free with TransferGo! After that, low fees apply.
How can I send money to a bank account in Ghana?
To send money to a bank account in Ghana, start your order in the TransferGo app. Then, use your own banking app to transfer the money across to TransferGo with your receiver’s bank deposit details. Confirm in the app once you’ve done this and we’ll payout the money to your recipient in Ghana. It’s that simple!
How much can I send to mobile money accounts in Ghana?
You can send money to your receiver’s mobile wallet in Ghana using TransferGo. All you need to do is enter the appropriate details when you make the transfer.
Are there any limits on how much money I can send to Ghana through online services?
At the moment, the most you can send to Ghana is around USD 2,500 (or equivalent). This applies to both weekend days and business days.
What app can I use to send money to Ghana?
With a rating of ‘Excellent’ from over 35,000 reviews on Trustpilot, the TransferGo app is highly recommended by users around the world. You can download it for iOS, Android and Huawei from the App Store, Google Play and Huawei Gallery and send money to Ghana right away.
How long does it take to send money to Ghana?
Times vary on the delivery method, but card transfers are instant, taking a few seconds, or 1-2 minutes at the most.
Bank transfers usually arrive within 30 minutes. You can also choose to send them within 24 hours, but the fees are the same (zero), so why wait?
Can I do cash pickup in Ghana?
Unfortunately, we do not offer cash pickup services in Ghana at the moment.
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