FAQs
Does Plaid charge a fee? Plaid is free for consumers using a Plaid-powered app.
How does Plaid API work? ›
The Plaid API is JSON over HTTP. Requests are POST requests, and responses are JSON, with errors indicated in response bodies as error_code and error_type (use these in preference to HTTP status codes for identifying application-level errors).
How do I change my card on Plaid? ›
From the Payment methods screen, click “Add another payment method” and choose "Bank Account." If you choose "Log in to your bank account," you'll be able to verify your account instantly with Plaid. To do so, you will be directed to select your bank and log in with your banking credentials.
Is it safe to give Plaid access to my bank account? ›
Can I feel safe using Plaid?" So you're asked to share your banking information and alarm bells in your head start ringing — as they should! The good news, though, is that, if the financial app you're using is powered by Plaid, it's safe to use.
Does Plaid charge a fee? ›
Plaid is free for everyone who uses a Plaid-powered app, allowing you to securely connect your bank account to the apps you want in just a few seconds.
Can Plaid see my bank account balance? ›
Once you enter your bank login details, Plaid may be able to view your account balance and share those details with another service. For example, if you're applying for a personal loan or using a new budget app, the lender or the app provider will likely need to know your account balance.
Are there any alternatives to Plaid? ›
The best overall Plaid alternative is Codat. Other similar apps like Plaid are Finicity, Stripe Connect, Flinks, and MX.
What banks work with Plaid? ›
Widely used banks that use our instant bank linking system (Plaid) Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, Fidelity, PNC, Capital One, TD Bank, SunTrust, Navy Federal, BB&T, etc.
How do I stop Plaid from accessing my bank account? ›
Disconnect your bank account from Plaid
- To disconnect your bank account from Plaid, click Accounting on the main menu and then click Banking.
- When on the Banking page, look for the bank account you are trying to disconnect and click the three dots on the right of the line item.
- Select Disconnect Bank.
Your bank needs you to take a specific action: log into your online or mobile banking service and check for notifications which may mean actions need to be completed before you have full, normal use of your account. Once you've cleared these up, you should be good to go with Plaid again.
Click +Connect to a bank.
If Plaid can't find your bank institution, click Link with account numbers. Enter your routing number.
How much does as Plaid cost? ›
Learn about cost, horsepower, and comparisons to other EVs. The Tesla Model S Plaid starts at $89,990, making it the EV maker's third-priciest vehicle. Tesla says it can go from 0 to 60 miles per hour in 1.99 seconds and can reach 200 miles per hour. The electric sedan is a speedier version of Tesla's standard Model S.
Is there a way to not use Plaid? ›
Additionally, you can submit a request to delete your data and eliminate connections with other services via Plaid's Privacy Request Form or within the Plaid Portal.
What happens if my bank doesn't use Plaid? ›
If you are unable to find your bank institution on Plaid, you will need to manually enter your bank account and routing numbers. This will allow Plaid to verify your account using micro-deposits in order to set up direct deposit. Plaid will match your information with what is on file at the financial institution.
How does Plaid make money? ›
Lastly, Plaid makes money through interchange fees. These are fees that banks and card networks charge for every transaction that goes through their network. Plaid earns a portion of these fees when transactions are facilitated through its platform.
