Notice:
Get health coverage now if you qualify for:
- A due to a life event or based on your income.
A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Refer to glossary for more details.
- Free or low-cost coverage through or the
Insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Many states have expanded their Medicaid programs to cover all people below certain income levels.
Refer to glossary for more details.
.Insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, CHIP covers pregnant women.
Refer to glossary for more details.
You may be able to get more savings and lower costs on Marketplace health insurance coverage due to the American Rescue Plan Act of 2021. Under the law:
- More people than ever before qualify for help paying for health coverage, even those who weren’t eligible in the past.
- Most people currently enrolled in a Marketplace plan may qualify for more .
A tax credit you can use to lower your monthly insurance payment (called your “premium”) when you enroll in a plan through the Health Insurance Marketplace®. Your tax credit is based on the income estimate and household information you put on your Marketplace application.
Refer to glossary for more details.
- Health insuranceafter these new savings will go down.
The amount you pay for your health insurance every month. In addition to your premium, you usually have to pay other costs for your health care, including a deductible, copayments, and coinsurance. If you have a Marketplace health plan, you may be able to lower your costs with a premium tax credit.
Refer to glossary for more details.
How to find out if you qualify for Marketplace savings
Notice:
Lower costs continue through 2025
The Inflation Reduction Act keeps these savings and lower costs through 2025. If you qualify for savings, you’ll find out the lower costs when you shop for plans.
When you apply for Marketplace coverage, you’ll discover if you qualify for apremium tax creditthat lowers your monthly premium.
The amount of your premium tax credit depends on the estimated household income that you put on your Marketplace application.
If your state doesn’t use HealthCare.gov
Visit your State Marketplace website or contact their Call Center for more information about when these additional savings will be available through your Marketplace.
Notice:
Register to vote
If you would like to register to vote, you can get information about resources for your state through Vote.gov.
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