Meet N26's leadership team (2024)

Our Leadership

From just a handful of staff in our first office in Berlin to the global digital bank we are today, we’re on a mission to change banking for the better.

Building the bank the world loves to use

With a passionate team of 1,500 people of 80 nationalities based across ten global offices, N26 is proud to have some of the best minds in the world working towards our vision to reimagine banking as we know it, and disrupt an industry that is ripe for change.

Our Leadership Team

Valentin Stalf, Founder and Chief Executive Officer

Valentin founded N26 in 2013 with his longtime friend Maximilian Tayenthal. Back then, both shared a vision of building a bank that the world loves to use. Today, he is the CEO leading the company that is redesigning banking for the 21st century.

Maximilian Tayenthal, Founder, Co-CEO and COO

Maximilian Tayenthal is founder, co-CEO and COO of N26. Together with his business partner and friend Valentin Stalf, he has built one of the fastest-growing mobile banks in the world.

Valentin Stalf, Founder and Chief Executive Officer

Maximilian Tayenthal, Founder, Co-CEO and COO

Maximilian Tayenthal is founder, co-CEO and COO of N26. Together with his business partner and friend Valentin Stalf, he has built one of the fastest-growing mobile banks in the world.

Carina Kozole, Managing Director and Chief Risk Officer

Carina Kozole was appointed Managing Director and Chief Risk Officer of N26 AG and N26 Bank AG in November 2023. In her role, she is responsible for N26’s Risk Management Function and oversees the Mobile Bank’s risk controls.

Jan Stechele, Managing Director and Chief Regulatory Officer

Jan Stechele was appointed Managing Director of N26 AG and N26 Bank AG in April 2023. As Chief Regulatory Officer, he oversees N26’s Governance, Compliance and Anti-Money Laundering Functions.

Arnd Schwierholz, Managing Director & Chief Financial Officer

As Managing Director and Chief Financial Officer, Arnd Schwierholz is responsible for managing the financial actions of N26, including the areas of Accounting, Controlling, Finance, Taxes, M&A, and Investor Relations.

Gino Cordt, Chief Technology Officer

As the Chief Technology Officer of N26, Gino oversees the firm’s Data and Technology divisions, with the important responsibility of bringing data and security together while building the digital bank the world loves to use.

Anke Ulrich, General Counsel

Anke joined N26 in 2016 as a Senior Legal Counsel and is today, one of the most tenured and long-serving members of N26’s leadership team. She has played an instrumental role in building up N26’s legal function, and took over the role of General Counsel of The Mobile Bank in 2020.

Timo Meyer, Chief People Officer

After over six years at the Mobile Bank, Timo is today the Chief People Officer at N26. In this role, he is responsible for the leadership of the people team, overseeing key initiatives including employee experience, leadership and organizational development.

Juan Bongiovanni, Chief Marketing Officer

Juan Bongiovanni joined N26 as Chief Marketing Officer in January 2024 to lead the digital bank’s global marketing organization.

Mayur Kamat, Chief Product Officer

Mayur Kamat joined N26 as Chief Product Officer in May 2024. He leads the digital bank’s product and user experience teams across its technology hubs in Berlin, Barcelona and Vienna. As CPO, he is responsible for delivering N26’s global product strategy across its portfolio of spending, saving, investment and credit features.

Carina Kozole, Managing Director and Chief Risk Officer

Jan Stechele, Managing Director and Chief Regulatory Officer

Jan Stechele was appointed Managing Director of N26 AG and N26 Bank AG in April 2023. As Chief Regulatory Officer, he oversees N26’s Governance, Compliance and Anti-Money Laundering Functions.

Arnd Schwierholz, Managing Director & Chief Financial Officer

Gino Cordt, Chief Technology Officer

Anke Ulrich, General Counsel

Timo Meyer, Chief People Officer

Juan Bongiovanni, Chief Marketing Officer

Juan Bongiovanni joined N26 as Chief Marketing Officer in January 2024 to lead the digital bank’s global marketing organization.

Mayur Kamat, Chief Product Officer

Jérémie Rosselli, General Manager, France & BeneLux

Jérémie joined N26 in 2016 as General Manager France, responsible for launching and growing the mobile bank in the French market and gradually to install N26 as the digital bank you will love to use every day.

Pablo Reboiro, General Manager for Spain & Portugal

Pablo joined N26 in 2018 as Head of Strategy for Spain and in 2020 he was promoted to Global Head of Strategy. Today he is General Manager for Spain and Portugal.

Claudio Bedino, General Manager Italy and Southeast Europe

Claudio Bedino is the General Manager Italy and Southeast Europe at N26, responsible for growing the digital bank’s presence and key offering in these markets.

Jérémie Rosselli, General Manager, France & BeneLux

Pablo Reboiro, General Manager for Spain & Portugal

Pablo joined N26 in 2018 as Head of Strategy for Spain and in 2020 he was promoted to Global Head of Strategy. Today he is General Manager for Spain and Portugal.

Claudio Bedino, General Manager Italy and Southeast Europe

Claudio Bedino is the General Manager Italy and Southeast Europe at N26, responsible for growing the digital bank’s presence and key offering in these markets.

Marcus W. Mosen, Chair of the Supervisory Board

Marcus W. Mosen brings more than two decades of management, strategic growth, and leadership experience in payments and fintech and is the former CEO of payments company Concardis. He has also held executive roles at Ingenico, Ogone, Easycash and First Data. As well as being a fintech investor, he is a board member at various fintech startups and a senior advisor to venture capital firms. Marcus will be the Chair of the Supervisory Board.

Jörg Gerbig, Vice-Chair of the Supervisory Board and Chair of the Remuneration Committee

Jörg Gerbig is the Chief Operating Officer of Just Eat Takeaway.com and founder of Lieferando, bringing with him rich experience in scaling fast growing businesses in the digital space. He will hold the position of Vice-Chair of the Board.

Dr. Barbara Roth, Chair of the Regulatory Committee

Dr. Barbara Roth is Head of Group Internal Audit at Deutsche Börse. With over two decades of experience as lawyer and manager in banking, capital markets, and M&A, she was also Executive Vice President and Chief Compliance Officer at UniCredit Bank AG, where she joined from international law firms. Barbara will Chair the Regulatory Committee of the Board.

Déborah Carlson-Burkart, Chair of the Nomination Committee

As a respected expert in international regulatory compliance and governance, Déborah Carlson-Burkart joins the Supervisory Boards of both N26 AG and N26 Bank AG, and chairs the Group’s Nomination Committee. A qualified Swiss lawyer, LL.M. she has a strong track record in both the technology and finance industries and serves on the boards of Swiss aerospace innovator RUAG international and insurer Visana Group, amongst others. Additionally, Déborah is a guest lecturer in Corporate Governance and Compliance for the University of St. Gallen’s EMBA program and its Swiss Board School. She was previously Managing Director and Head Legal at Rothschild Trust Group, Alstom Switzerland and MicroStrategy. She lived, studied and worked in various countries and speaks German, English, French and Italian.

Peter Kleinschmidt, Chair of the Audit & Risk Committee

Peter Kleinschmidt was appointed to the Supervisory Board of N26 AG in 2024. Formerly a partner at PricewaterhouseCoopers (PwC), where he spent almost 30 years as an auditor and tax advisor in the company’s Audit division, he has worked with and audited the financial statements of multiple national and international banks and financial conglomerates. In addition, he is an avid investor in startups with a focus on new and emerging technology.