If you can't add a card to Apple Wallet to use with Apple Pay (2024)

Find out what steps to take if you can't add a card to the Wallet app to use with Apple Pay.

  1. Check that you're able to use Apple Pay:
  2. Check for service outages or connection issues.
  3. Contact your bank or card issuer if you see the following error messages while adding your card to Apple Wallet:
    • Could Not Add Card
    • Invalid Card
    • Card Device Limit

If you need help adding a card, find out how to set up Apple Pay. For issues with connecting your account in the Wallet app or viewing your account details, find out how to connect your account to the Wallet app.

Apple does not approve or decline cards for use with Apple Pay. If your card has been declined, contact your bank or card issuer.

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Published Date:

If you can't add a card to Apple Wallet to use with Apple Pay (2024)

FAQs

If you can't add a card to Apple Wallet to use with Apple Pay? ›

If you see the message "This card cannot be used," check if your bank or card issuer currently supports Apple Pay: Apple Pay participating banks in Canada, Latin America, and the United States. Apple Pay participating banks in Africa, Europe, and the Middle East.

Why does Apple Pay say this card cannot be used? ›

If you see the message "This card cannot be used," check if your bank or card issuer currently supports Apple Pay: Apple Pay participating banks in Canada, Latin America, and the United States. Apple Pay participating banks in Africa, Europe, and the Middle East.

Is there a limit to how many cards you can add to Apple Wallet? ›

You can have up to 8 cards on a device (iCloud account required).

Why is my credit card declining on Apple Wallet? ›

Insufficient balance or account in arrears. Account suspended for suspected fraud (not necessarily by you) Error in card number. Wrong expiration date.

How does adding a card to Apple Wallet work? ›

How to add a debit or credit card on your iPhone
  1. In the Wallet app, tap the Add button . ...
  2. Tap Continue.
  3. Follow the steps on the screen to add a new card.
  4. Verify your information with your bank or card issuer. ...
  5. If you have a paired Apple Watch, you have the option to also add the card to your watch.
Feb 2, 2024

Why won't my iPhone let me add a card to Apple Pay? ›

Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS, watchOS, macOS, or visionOS. Confirm that you have Face ID, Touch ID, Optic ID, or a passcode set on your device. Make sure that you are in a supported country or region.

Why won t Apple accept my card as a payment method? ›

You might need to ask your financial institution to allow international purchases on your debit or credit card. If you want to know why a debit card, credit card, or other payment method was declined, speak with your financial institution. Apple doesn't have information about why the payment method was declined.

Is there a limit on Apple Wallet pay? ›

By default, the maximum amount you can pay in one transaction with Apple Pay is £250,000. You can turn contactless off or change your contactless limit on our Banking app by selecting Manage Cards, then selecting Contactless. Your contactless limit will be affected by the limit of the country you're in.

What is the maximum cards error in Apple Wallet? ›

If you get an error that you already have the maximum amount of cards in wallet with less than 12 cards (iPhone 8 or later) 8 Cards (all models earlier than iPhone 8) signing out of your Apple ID and back in usually resolves this issue.

What cards can go in an Apple Wallet? ›

Everything. The Wallet app lives right on your iPhone. It's where you securely keep your credit and debit cards, driver's license or state ID, transit cards, event tickets, keys, and more — all in one place. And it all works with iPhone or Apple Watch, so you can take less with you but always bring more.

Why is Apple Store declining my card when I have money? ›

There are a number of reasons the charge or verification might be declined: Apple is not allowed to accept credit or debit cards in your country. The card is not recognized in your country. Insufficient balance or account in arrears.

Why does my Apple Pay keep saying payment failed? ›

One common issue is that the billing information held by Apple Pay doesn't match that held by your bank. To check your card information, go to Settings and tap your name, then Payment & Shipping.

Why is my card being declined when I have money? ›

Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.

Is Apple Pay the same as Apple Wallet? ›

Here is a definition of the two words to help you see the difference. Apple Pay is a safe, secure, and contactless method to make purchases in apps or physical stores on the web. Apple wallet is where you digitally store your debit and credit cards to use them for Apple Pay.

How do I manually add Apple Card to Wallet? ›

On your iPhone, open the Wallet app. Tap Add Card, then Follow the steps to select Apple Card. If you're asked to add the card that you use with your Apple ID, cards on other devices, or cards that you've recently removed, choose Apple Card.

Can you use Apple Wallet without adding a card? ›

No. Apple pay does not directly use Bank accounts. You need a debit card or credit card you can add to Apple Pay to make use of it. If you mean Apple Cash, it is in and of itself a debit card, and does not need an additional debit card for anything, but can use a bank account directly to transfer funds to and from it.

How to fix this card cannot be used? ›

Sometimes the “This memory card cannot be used” error can simply be caused by incorrectly inserting the SD card. So, before performing complex troubleshooting methods, you need to gently remove the SD card from the device and insert the memory card properly again.

Why is Apple Pay saying I can't accept payments? ›

If this is the first payment that you've received or if you turned off the setting to automatically accept payments, then you need to tap to accept the money. Tap Settings > Wallet & Apple Pay, then make sure that you turned on Apple Cash.

Why is my Wallet saying my card is invalid? ›

This indicates a problem with the information entered for the card. Double-check the credit card number, expiration date, and CVV. Ensure your address matches what is on file with your bank.

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