How to send money to a mobile wallet via app or online (2024)

With Western Union, you can send money online 24/7. In certain countries, money can be received in a mobile wallet1.

Be informed. Be aware.

Protect yourself from fraud.

How to send money to a mobile wallet via app or online (1)

We encrypt your transfers

We encrypt your transfers

We are committed to keeping your data secured

We are committed to keeping your data secured

We’ve sent money around the world for over 150 years

We’ve sent money around the world for over 150 years

Sending to a mobile wallet is simple

Making an online money transfer to a mobile wallet1is easy, just make sure your receiver has activated a mobile wallet1with one of our mobile partners in the country where this service is available.

Sending to a mobile wallet is simple

Making an online money transfer to a mobile wallet1is easy, just make sure your receiver has activated a mobile wallet1with one of our mobile partners in the country where this service is available.

Get answers to your questions about transferring money to a mobile wallet

How can I pay for my transfer?

When you’re sending money online, you can choose how you want to pay: by bank transfer, credit3 or debit card.

What is a mobile wallet?

A mobile wallet1 provides a convenient way to make payments. They work through mobile apps on your phone, storing money that can be used to pay for purchases in-store or withdraw cash that can be received from the sender.

How to send money to a mobile wallet?

Money transfers online to a mobile wallet1with us are easy. Just log into or create your online Western Union profile and follow these easy steps.

  1. Enter transfer details. Select the country of your recipient, enter the amount you want to send, and select mobile wallet as the delivery method.
  2. Enter receiver’s details. Enter your receiver’s name as it appears on their ID and other required details for a mobile wallet1transfer.
  3. Complete by paying. Pay with your credit or debit card3, or with a bank transfer. You’ll get a confirmation by SMS4 with the tracking number (MTCN) and a notification when the money’s delivered.

How to receive money in a mobile wallet?

Western Union offers the option to send money to mobile wallets1. This product is currently offered through our partner mWallet service providers in selected countries in Africa. Simply make sure of the following:

  1. Ensure you have an active mWallet account.
  2. Send your details to the sender.
  3. Receive money in your mWallet.

Where can I send to a mobile wallet?

You can send money to mWallets1in several countries. To find out where, the transfer fees2and delivery times, click on the send money now below and select the country you wish to send to. Look out for the mobile wallet icon.

Pay the way you like

Bank transfer

Credit3 or debit card

Via Apple Pay® in our app

Cash at an agent location

Bank account iDeal

Send money to a mobile wallet

How to send an receive money in a mobile wallet

  • How to send money to a mobile wallet via app or online (2)

    How to send money?

    Visit westernunion.com or download our app to send money to a mobile wallet. It’s easy, fast and convenient!

  • How to send money to a mobile wallet via app or online (3)

    How to receive money?

    Visit westernunion.com or download our app to send money to a mobile wallet. It’s easy, fast and convenient!

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For money transfers made by cell phone, the funds will be paid to the receiver’s mobile wallet account provider so they can then be credited to the account linked to the receiver’s cell phone number. Additional third-party charges may apply, including SMS, account over-limit and cash-out fees. See the transfer form to learn more about restrictions.

2Western Unionalso makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

3Card issuer cash advance fee and associated interest charges may apply.

4Standard message and data rates from mobile service providers may apply.

How to send money to a mobile wallet via app or online (2024)

FAQs

How can I send money to a mobile wallet? ›

How to send money to a mobile wallet with Xe
  1. Sign Up. It takes just a couple of minutes. Already have an account? ...
  2. Provide details. Heads up: all you'll need is your recipient's mobile number, along with your own payment information.
  3. Confirm and send. Check the currencies, amount and recipient are correct.

How do I send money through wallet app? ›

On your iPhone, open the Wallet app. Then tap your Apple Cash card. Tap Send or Request, then select or add the person you want to send money to. Tap Next, then enter the amount you want to send.

What's the safest app for transferring money? ›

The Best Apps to Transfer Money for 2024
  • Paypal: Best overall.
  • Venmo: Best for sending money.
  • Cash App: Best if you like options.
  • Google Pay: Best for Google suite users.
  • Apple Pay: Best for Apple users.
  • Zelle: Best for sending money directly.
  • Western Union: Best for traditional domestic transfers.

How to receive money from Western Union to mobile wallet online? ›

Select Receiving Method and then click on Receive via app. Enter the MTCN shared by the sender. Enter your details accurately. You will receive a text notification confirming that your money transfer is completed.

What is a mobile wallet transfer? ›

Mobile money, also known as mobile wallet or m-wallet, is a digital system that allows individuals to store, send and receive funds using their mobile device.

What is the mobile wallet method of payment? ›

Understanding Mobile Wallets

A mobile wallet stores credit card, debit card, coupon, or reward card information and can connect directly to bank accounts. Three of the main mobile built-in wallets are Apple Wallet, Google Wallet, and Samsung Wallet.

Can MoneyGram send money to mobile wallet? ›

Whether you do a money transfer online or in person, sending to a mobile wallet is simple. Using the Fee Estimator, select the 'Mobile Wallet' receive method. Visit one of our convenient locations to send money transfers directly to a mobile wallet.

How do I send money through Cash App wallet? ›

How to Send Money on Cash App
  1. Open Cash App on your smartphone.
  2. Enter the amount of money you want to send.
  3. Tap “pay” on the screen.
  4. Enter the recipient's name, email address, $Cashtag or cellphone number. ...
  5. Enter a reference or what the payment was for.
  6. Tap “pay”

Which payment app is safest? ›

The security of Apple Pay is one of the safest to date. It works through a separate chip in the device called the “Secure Element”, and for each transaction, this chip sends a one-time code that encrypts your data. In layman's terms, the chip acts as a middleman to make sure that the transaction is performed securely.

What is the most secure way to send money? ›

You might find that there are safer, faster or cheaper ways than a traditional method you have come to rely on.
  • Transfer online from one account to another. ...
  • Write a personal check. ...
  • Get a cashier's check. ...
  • Send a money order. ...
  • Use a wire transfer. ...
  • Use a money-transfer app.
Jun 23, 2023

Which online money transfer is safe? ›

Online Wire Transfer

It is when the bank or the company sends money and contacts the beneficiary's bank to deposit the funds. The process is safe and some of the wire transfer examples are Western Union and Book My Forex.

How to send money using wallet? ›

To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you'd like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode.

What is a wallet transfer? ›

wallet to wallet transfers means a transfer of funds from one currency wallet to another using the FXgo® Cardholder Portal, IVR, or the FXgo® Mobile App. Sample 1.

What is mobile wallet through Western Union? ›

Western Union sends money electronically to mobile wallets1, meaning no physical cash is moved. The money goes into the mobile wallet account linked to your receiver's phone number. You can make transfers online or through our app to customers of partner mobile operators.

Can I send money to a mobile number? ›

Send money using a mobile phone number

Western Union sends money to a mobile phone through a mobile wallet1, linked to the phone number of your loved ones. To make sure you transfer money to the desired recipient, make sure you enter the correct phone number.

Can you send money to a cell phone? ›

Login to your TymeBank App and click on SendMoney. Enter the cellphone number of the person you're sending money to and the amount you want to send.

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