How to Save Money on Household Essentials (2024)

Does it feel like, no matter how accurate you think your family budget is, that you just don’t have enough?

Do you feel like you’re constantly living paycheck to paycheck?

I understand how you feel. Though we do manage just fine and make ends meet, there were times that I just had to wonder how we were going to get through the month. Of course, the priority was making sure that the kids had enough to eat and that we had other household essentials taken care of.

It’s a stressful way of life but one that many of us are used to.

But what can we do about it? Sure, we can make a budget and then hope that everything works itself out. We could start couponing or growing our own food in our garden. We can also look for other ways to save money on household essentials.

How to Save Money on Household Essentials (1)

It is a good idea to be aware of the amount of money that we spend on items that are needed on a regular basis.

When times are tough, it is this knowledge that can help us to survive on less income than usual, which can help in a big way if we do it consistently. Here are some tips on ways you can cut the cost of your food and household goods bill.

Create a Budget

If you don’t keep track of what is coming in and out of your home, it will be very difficult to understand what is a reasonable amount to spend on your groceries and household goods. Keep a budget and know what you are able to put towards these items each month. Stick within your budget as best as you can.

Write Down Everything You Spend

Keep track of every penny that leaves your home and wallet. Keep a list on a piece of paper that stays in your wallet, or one on your smartphone. Don’t forget to use it each and every time you shop. This goes hand in hand, I think, with creating a budget. But it could be a good idea to do a “live track” of sorts when you’re out and about.

Watch Flyers

Don’t just throw away the flyers that you find in your mailbox. Sometimes you can find some great deals. Flyers are also an easy way to shop in several stores and to compare prices without much effort. Make a game plan of where you will shop and when, according to who has the best deals on each week.

Use Coupons

Don’t overlook those coupons.

They may seem more bother than they are worth, but some individuals become quite skilled in their coupon planning and learn to save large amounts of money. Even if you never end up with the reputation of an “extreme” coupon shopper, you can save money on both food and household goods with just a little bit of planning.

Buy in Bulk

When grocery shopping, check the bulk bins to see if you can get merchandise at a lower price. Check out wholesale clubs, because you can often save money when purchasing both groceries and other items there. Sometimes these clubs also have coupons for big ticket items, which makes the savings multiply.

Have a “Buy It Next Time” Rule

Unless you are buying something that is a necessity, make a rule that you will never purchase an item the first time you see it. This can cut down on the kind of impulse buying that is tempting for almost everyone to indulge in. When you see something you like, make a choice to wait until the next time you come back to buy it. You may find that most things you are supposedly desperate to have are completely forgotten by the next shopping trip.

Do Not Shop Unless Necessary

If you don’t want to be tempted to spend money, don’t put yourself in the line of fire. This means not going to the shopping mall when you are trying to save money. Avoid any place that you are regularly tempted to spend the cash you are trying to save.

How to Save Money on Household Essentials (2)

Saving money is a sacrifice and difficult at times, but you can make it more manageable and even fun by putting together a strategy and sticking to it. By implementing some new rules in your shopping, you can save your hard-earned money.

Do a little or a lot, and you will reap reward from your efforts.

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Kori

Digital Product Creator at Kori at Home

Kori is a late diagnosed autistic/ADHD mom. She is currently located in Albany, NY where she is raising a neurodiverse family. Her older daughter is non-speaking autistic (and also has ADHD and Anxiety) and her youngest daughter is HSP/Gifted. A blogger, podcaster, writer, product creator, and coach; Kori shares autism family life- the highs, lows, messy, and real.Kori brings her own life experiences as an autistic woman combined with her adventures in momming to bring you the day-to-day of her life at home.Kori is on a mission to empower moms of autistic children to make informed parenting decisions with confidence and conviction.

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How to Save Money on Household Essentials (2024)

FAQs

How to save money on household supplies? ›

Easy Ways to Save Money Around the House
  1. Find cash in your closet. ...
  2. Give your existing belongings a new life. ...
  3. Repurpose existing containers for organizational needs. ...
  4. Stop using disposable items. ...
  5. Don't put off home repairs. ...
  6. Avoid pricey household cleaners and harsh chemicals. ...
  7. Buy in bulk when it makes sense.
May 16, 2024

How to save money quickly for a house? ›

It may seem impossible to save so much in a short period of time, but it can be doable with a plan.
  1. Assess Your Current Financial Situation. ...
  2. Set a Clear Savings Goal. ...
  3. Develop a Savings Plan. ...
  4. Cut Back on Expenses. ...
  5. Increase Your Income. ...
  6. Explore Down Payment Assistance Programs. ...
  7. Save Windfalls and Extra Income.

What is one way to help you save more money? ›

Set Savings Goals

One of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save. Want to buy a house in three years with a 20% down payment?

How do you budget for household items? ›

The essential budget categories
  1. Housing (25-35 percent)
  2. Transportation (10-15 percent)
  3. Food (10-15 percent)
  4. Utilities (5-10 percent)
  5. Insurance (10-25 percent)
  6. Medical & Healthcare (5-10 percent)
  7. Saving, Investing, & Debt Payments (10-20 percent)
  8. Personal Spending (5-10 percent)
Feb 23, 2024

What is the simplest way to save money? ›

Set savings goals

One of the best ways to save money is to set a goal. Start by thinking about what you might want to save for—both in the short term (one to three years) and the long term (four or more years). Then estimate how much money you'll need and how long it might take you to save it.

How to cut costs at home? ›

How to Reduce Expenses and Save Money
  1. Start Tracking Your Spending Habits. ...
  2. Get on a Budget. ...
  3. Cancel Unnecessary or Unused Subscriptions. ...
  4. Reduce Electricity Use. ...
  5. Prioritize Sustainability. ...
  6. Reduce Your Housing Expenses. ...
  7. Consolidate Your Debt and Lower Interest Rates. ...
  8. Reduce Your Insurance Premiums.
Jun 20, 2024

How can I save money if I barely make anything? ›

SHARE:
  1. Focus on small changes in various budget categories.
  2. Automate your savings into a high-yield savings account.
  3. Earn interest on your checking account.
  4. Use those three-payday months to save more.
  5. Keep a budget.
  6. Shop around for insurance rates.
  7. Refinance your mortgage.
  8. Find a way to save on rent.
Oct 19, 2023

What are the 5 steps to save money? ›

5 simple steps to start saving
  • Set one specific goal. Rather than socking away money into a savings account, set specific goals for your savings. ...
  • Budget for savings. Just because you decide to save doesn't mean it's going to happen. ...
  • Make saving automatic. ...
  • Keep separate accounts. ...
  • Monitor & watch it grow.

How to save money every month? ›

10 Simple Ways to Save Money Each Month 10 Simple Ways to Save Money Each Month
  1. Create a Monthly Budget. ...
  2. Set Monthly Savings Goals. ...
  3. Automate Monthly Transfers to Your Savings Account. ...
  4. Change Your Grocery Shopping Habits. ...
  5. Save Money on Restaurant Spending. ...
  6. Cancel Unnecessary Subscriptions. ...
  7. Open a High-Yield Savings Account.

How to live on very little money? ›

Tips to help you live below your means
  1. Create a plan for your money. The act of assigning a job for every dollar can be empowering. ...
  2. Automate your savings. ...
  3. Pay yourself. ...
  4. Live off one income if possible. ...
  5. Look for ways to lower your discretionary expenses. ...
  6. Reflect on your financial habits. ...
  7. Drive used. ...
  8. Pay less interest.
Jul 10, 2024

How do you cut costs on household items? ›

Here are some tips that could help you reduce expenses and put more of those $1 bills in your wallet.
  1. Start Tracking Your Spending Habits. ...
  2. Get on a Budget. ...
  3. Cancel Unnecessary or Unused Subscriptions. ...
  4. Reduce Electricity Use. ...
  5. Prioritize Sustainability. ...
  6. Reduce Your Housing Expenses. ...
  7. Consolidate Your Debt and Lower Interest Rates.
Jun 20, 2024

How much does the average person spend on household supplies per month? ›

Average monthly cost of household supplies and utilities: $734. U.S. households spend an additional 10% of their annual income on things related to their homes. This is on top of the 15% of take-home pay that goes to mortgage or rent costs.

How can I save on household appliances? ›

The easiest way to save money when shopping for appliances is to purchase an appliance package. If you are in the market for more than one appliance, consider bundling products from the same brand to save money.

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