FAQs
The Amazon Credit Card and the Prime Visa are fairly hard to get because you need at least good credit (a 700+ credit score) to have good approval odds. The Amazon Store Credit Card and the Amazon Secured Credit Card are much easier to get.
How hard is it to get approved for an Amazon Credit Card? ›
You'll likely need at least a good credit score (670 to 739) to qualify for the co-branded Amazon Prime Visa. This means you may need to work on improving your credit score if you're below that range and still prefer the Prime Visa's offerings.
What credit score is needed for an Amazon Credit Card? ›
To get approved for this card, you'll need to have a good credit score of at least 670, though having a higher one certainly won't hurt your chances. Subscribe to the CNBC Select Newsletter!
Why is it so hard to get an Amazon Credit Card? ›
The Amazon Credit Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved.
Is the Amazon Credit Card a hard inquiry? ›
Keep in mind that the Amazon Store Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score.
How much income do you need for an Amazon Credit Card? ›
You need enough income to afford monthly bill payments on the Amazon Credit Card. While the terms and conditions of the Amazon Credit Card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved.
Can I get an Amazon Credit Card with a 600 credit score? ›
The best store credit card you can get with a 600 credit score is the Amazon Secured Credit Card. It has a $0 annual fee, offers 2% cash back on Amazon purchases if you are a Prime member, and requires a minimum security deposit of $100, which makes it easier to get with bad credit.
What is the easiest credit card to get approved for? ›
The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get because you can qualify even with bad credit as there's no credit check for new applicants.
What qualifies me for Amazon Credit Card? ›
The Amazon Credit Card requirements for approval include having a credit score of at least 700 (good credit), and enough income to make monthly minimum payments. Plus, applicants must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number.
What is the minimum credit limit for Amazon Credit Card? ›
Everyone who gets approved for Amazon Credit Card is guaranteed a credit limit of $500 no matter how creditworthy they are. If you are looking for a higher credit limit than $500, you should apply for a credit card from a different issuer.
Chase Bank issues the Amazon Credit Card and the Amazon Prime Card. Synchrony Bank issues the Amazon Store Card. The Amazon Credit Card can be used wherever Visa is accepted, while the Amazon Store Card only works with Amazon affiliates.
Why does Amazon keep rejecting my credit card? ›
Did your billing address change recently or did you get a new card with a new expiration date? If you used a payment method already on Your Account, you may simply need to update some of the information. If you entered a new payment method, make sure you entered the number and other information correctly.
Does the Amazon card hurt your credit? ›
Applying for the card will drop your score a bit, regardless of whether you're approved or denied. This is easy to bounce back from after a few months of responsible use. The Amazon Store Card's issuer will report your payment status to the credit bureaus on a monthly basis.
What is the lowest credit score for Amazon Credit Card? ›
Both the Amazon Credit Card and the Prime Visa are for people with good or excellent credit scores of 700+, while the Amazon Store Card accepts fair credit (640+ credit score) and the Amazon Secured Credit Card is for bad credit (300+ credit score).
Does Amazon run a soft credit check? ›
When you apply for an Amazon Rewards card through Chase, the lender conducts a credit check, also known as a hard inquiry. Unlike soft inquiries, such as viewing your own credit report, which doesn't affect your credit score, hard inquiries usually cause your credit score to drop slightly.
Does Amazon Credit Card build credit? ›
This card has no annual fee, can be used at Amazon.com and Amazon physical stores, and your payment activity is reported to major credit bureaus to help you build a credit history. With the card you will also have access to your credit score, along with tools, guidance and tips to help you improve your credit.
Does Amazon Credit Card give instant approval? ›
You may be instantly approved for the Amazon Credit Card, if you're a clear match for the card's approval requirements. Otherwise, it could take as long as two to four weeks to receive a decision on your application. The same goes for the Amazon Store Card, too.
Who is eligible for an Amazon Credit Card? ›
Amazon Pay ICICI Credit Card Eligibility
Age | Above 18 Years of Age |
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Income | Rs. 25,000 pm for ICICI Customers and Rs. 35,000 pm for non-ICICI Customers. |