Amazon Pay ICICI Credit Card - Fees, Benefits, and Application (2024)

Amazon Pay ICICI Credit Card is a cashback credit card designed specifically for Amazon Prime customers. It provides large rewards of up to 5% on Amazon purchases, as well as a respectable 1% cashback on all online and offline purchases.

An important feature to note about this card is that it is free for a lifetime and may be obtained using the Amazon website/app.

Image Source: ICICI Official website

Significant Highlights

Suitability	Shopping
Annual Charges
Rewards	1% cashback on transactions of all types
Amazon Pay ICICI Credit Card Lounge Access	8 Complimentary domestic airport lounge access (every year)

Amazon Pay ICICI Credit Card Benefits and Features

One of the many things that distinguish the Amazon Pay ICICI Bank Credit Card is its array of handy features and benefits.

The ICICI Bank Culinary Treats Programme is available to Amazon Pay ICICI Bank Credit Card holders. One can get a 15% discount on dining bills at 200 restaurants through this program.
The credit card has an NFC chip that enables contactless payments at supported Point of Sale (PoS) terminals.
A 1% fuel surcharge waiver applies to all fuel transactions made with this credit card.
The accrued cashback amount will be automatically transferred to your linked Amazon Pay account at the close of each billing cycle.
The Amazon Pay ICICI Bank Credit Card includes an integrated chip that safeguards your ATM and offline transactions against counterfeiting and skimming schemes.

Amazon Pay ICICI Credit Card Charges and Other Fees

Annual Charges
Interest Rate	45.6% p.a.
Joining Fee

Amazon Pay ICICI Credit Card Eligibility

The eligibility criteria are:

Age	Above 18 Years of Age
Income	Rs. 25,000 pm for ICICI Customers and Rs. 35,000 pm for non-ICICI Customers.

Documents Required to Apply for the ICICI Amazon Credit Card

A copy of any of the following address proof documents: an Aadhaar card, a driver's license, a passport, or a voter ID.
PAN.
A copy of your income papers, including the most recent salary slips, three-month bank statements, the most recent ITR, and Form 16.

You May Also Be Interested to Know
13 Things You Need to Know About Credit Cards	How Do Add-on Credit Cards Work?
Does It Make Sense to Have A Credit Card in India	How to use Credit Card Interest Free Period Wisely?
Ways to Pay Off Your Credit Card Bill Faster	10 Things to Check in Your Credit Card Statement

How Can I Apply for the Amazon ICICI Credit Card?

The following is the process for applying-:

One can apply for this credit card only through the Amazon Account.
After meeting the eligibility requirements, initially, the customer will receive a ready-to-use digital card. Following that, the physical card will be delivered through courier.
Individuals can, however, go to the ICICI Bank website and look for the Amazon Pay ICICI Credit Bank page under the 'Product' area. He or she can apply from this website by clicking the 'Apply Now' button.
The page will be transferred to Amazon, where one can determine whether you are eligible for the credit card.

Similar Credit Cards

Credit Card Name	Feature
Cashback SBI Card	5% cashback in online transactions.
Axis Ace Credit Card	5% cashback on bills, mobile recharge, and DTH payments.
Flipkart Axis Bank Credit Card	5% cashback on all spends.

Other ICICI Bank Credit Cards

ICICI Platinum Chip Credit Card	MakeMyTrip ICICI Bank Platinum Credit Card
ICICI Coral Credit Card	ICICI HPCL Super Saver Credit Card
ICICI HPCL Coral Credit Card	Amazon Pay ICICI Credit Card
ICICI Rubyx Credit Card	ICICI Mine Credit Card
ICICI Sapphiro Credit Card	ICICI Emeralde Credit Card

Amazon Pay ICICI Credit Card - Fees, Benefits, and Application (2024)

FAQs

Is there any charges for Amazon Pay ICICI credit card? ›

Amazon Pay ICICI Bank Credit card is co-branded credit card issued by ICICI Bank in association with Amazon Pay (India) Private Limited (Amazon Pay) and Visa. This is a lifetime free credit-card with no joining fees or renewal fees.

Read On ›

How to check eligibility for Amazon Pay ICICI credit card? ›

Who can get an Amazon Pay credit card of ICICI? Anyone between the age of 18 and earning over Rs. 25,000 for a month can avail of this card.

Discover More Details ›

What are the fees for the Amazon Credit Card? ›

The Prime Visa card doesn't charge an annual fee, but you'll have to pay for an eligible Amazon Prime membership.

How long does it take to get Amazon Pay Icici credit card approval? ›

How many days will it take to approve my card? It takes 7 business days from the KYC appointment completion date to know whether or not the Amazon Pay ICICI Bank Credit Card is approved. You'll receive SMS/email once your card is approved. Please contact ICICI bank for more details.

See Details ›

Is the Amazon ICICI credit card really free? ›

Fees associated with our Amazon Pay ICICI Bank Credit Card

Joining this exclusive programme costs you absolutely nothing in terms of joining and/or annual fee. We do not charge you any joining or annual fee for getting the Amazon Pay ICICI Bank Credit Card.

Find Out More ›

Does Amazon Pay have transaction fees? ›

Amazon Pay fees are transaction-based and have a processing and authorization component. The transaction fee is composed of a domestic processing fee and an authorization fee, plus tax where applicable, charged when the purchase is successfully authorized and processed.

Tell Me More ›

What is the minimum salary for Amazon Icici credit card? ›

Eligibility Criteria for Amazon Pay ICICI Credit Card

Age	18 to 60 years
Occupation	Offered to both Salaried and Self-employed Applicants
Minimum Income Required	Rs. 25,000 for ICICI Customers, Rs. 35,000 for other applicants

Show Me More ›

How much credit score needed for Amazon Pay ICICI credit card? ›

2. What is the minimum credit score needed for ICICI credit cards? A. The minimum credit score needed for ICICI Credit Cards is 750.

Explore More ›

What is the credit limit for an Amazon Credit Card? ›

Everyone who gets approved for Amazon Credit Card is guaranteed a credit limit of $500 no matter how creditworthy they are. If you are looking for a higher credit limit than $500, you should apply for a credit card from a different issuer.

Is Amazon Credit Card really free? ›

Erinn Dimond, WalletHub Writer

All of the Amazon credit cards are free in the sense that none of them charge annual fees, and you can avoid interest charges by paying your bill in full monthly.

Show Me More ›

Does Amazon have annual fee? ›

The Amazon Prime Membership Fee

When your free trial or membership period ends, we'll automatically charge for the next membership period. Current Amazon Prime membership pricing: $14.99 per month. $139 per year.

Read The Full Story ›

What benefits do you get with an Amazon Credit Card? ›

Amazon Prime Store Card

Rewards. 5% back on Amazon.com.
Welcome bonus. $80 Amazon gift card instantly upon approval.
Annual fee. $0.
Intro APR. Pay no interest on all Amazon purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months.
Regular APR. ...
Balance transfer fee. ...
Foreign transaction fee.

See Details ›

Does Amazon credit card give instant approval? ›

You may be instantly approved for the Amazon Credit Card, if you're a clear match for the card's approval requirements. Otherwise, it could take as long as two to four weeks to receive a decision on your application. The same goes for the Amazon Store Card, too.

Get More Info Here ›

Can I get a credit card the same day I apply? ›

Some credit card issuers may instantly approve your application for a credit card. In order to improve your chances of instant approval, keep track of your credit, pay your bills on time, avoid using too much of your credit limit, and limit the number of hard inquiries on your credit report.

How many days are required to get an ICICI credit card? ›

How many days will it take to get my ICICI credit card after submitting the application? The processing of a new credit card will take up to 21 working days. Once the application is approved and the card is ready, the first attempt to deliver it will be done within five working days to your registered mailing address.

Is Amazon Pay chargeable? ›

Amazon Pay doesn't impose any charges on customers for use of Amazon Pay Wallet. However, merchants may impose certain charges on your use of merchant services. Please refer the merchant terms and conditions to more details.

View Details ›

Does Icici credit card have charges? ›

You pay an annual fee of Rs 500 + GST from the second year onwards — waived off if you have spent more than Rs 1,50,000 in the previous year.

Does Amazon charge your credit card? ›

Note: If you place an order for an item sold by Amazon with a credit card, we won't charge you until the order enters the shipping process. If you place an order from one of our third-party sellers, the seller may charge your card at the time of purchase.

Learn More ›

Does Amazon have credit card surcharge? ›

Amazon customers in Australia and Singapore previously had to pay a surcharge when purchasing items using a Visa credit card. This has also been removed.

Discover More Details ›