Direct Send | Visa Direct | Mastercard Send | Cashflows (2024)

FAQs

Direct Send | Visa Direct | Mastercard Send | Cashflows? ›

If your business needs to pay out funds to customers, now you can streamline the experience and delight your clients with Direct Send from Cashflows. Powered by Visa Direct and Mastercard Send¹ you can pay customers straight away. It gives a seamless and smooth experience, with funds in their account within minutes.

Visa Direct and Mastercard Send is a quick and effortless way to supply funds to the cards your customers already carry.

Visa Direct is a network that facilitates funds transfers by Visa's client financial institutions.

The Mastercard® Send™ platform and services facilitate funds transfers and are intended for use by specific types of customer, see Participants. Mastercard Send enables payments and funding via a transaction type called 'MoneySend'.

All Visa Direct programs require the originator to be a licensed Visa acquirer or be sponsored by a licensed Visa acquirer who is ready and able to sponsor Visa Direct programs.

The difference between Visa Checkout and Visa Direct is that Visa Checkout acts like a virtual wallet where Visa Direct does P2P payments and funds disbursem*nts. Below is some more information on what each API does.

Visa Direct is a type of Original Credit Transaction (OCT) that allows fast and secure payment transfers to your customers using their card details.

Visa Direct is helping create the infrastructure necessary for a secure, connected global economy. Built with Visa's risk management products, Visa Direct benefits from our relationships with select partners who are innovating at the forefront of identity management, fraud management, and artificial intelligence.

Visa Direct is Visa's version of Zelle or Venmo, it's the instant-sending tool created by the credit card giant that gives card-holders the ability to send payments immediately.

What are the use cases for Mastercard send? ›

How Mastercard Send works: U.S. transaction flow. Mastercard Send enables Transaction Originators to send funds directly to a consumer's bank account within seconds1 using the debit card number associated with that account.

Mastercard Send does not charge a transfer fee for its services as it provides payment management services rather than executing money transfers. The card-issuing banks (also called card issuers or issuers) apply their own proprietary fees for these transactions.

Discover the Visa Direct service limits for all transactions to a card: Limit per transaction: 1,000 USD. Limit per day: 2,500 USD. Limit per week: 5,000 USD.

TD Transfer Fee is up to $25 per transfer. The transfer fee amount is dynamic and will vary depending on the amount being sent, the recipient country and the currency of the account funding the transaction.

Get your money credited within as short as 30 minutes, up to 2 working days.

Visa Direct service allows you to send and receive money in real time using the Visa platform, anywhere in the world. With this service, you can transfer money simply, quickly, and securely, without the need for a bank account.

Mastercard Send enables people and organizations to send and receive money how, where and when they choose — all with the best-in-class security you expect from Mastercard.

Visa Direct is a global solution for real-time¹ money movement for individuals between accounts linked to eligible card credentials and between friends and family domestically and globally.