25 Money Questions You Need to Ask Your Significant Other (2024)

FAQs

25 Money Questions You Need to Ask Your Significant Other? ›

If your boyfriend is savvy about finances, ask him for advice on a financial issue you're facing, and then segue into requesting a loan. For instance, “I'm trying to figure out the best way to handle this unexpected bill. What do you think? Could I possibly borrow [amount] and pay you back on [specific date]?”

If your boyfriend is savvy about finances, ask him for advice on a financial issue you're facing, and then segue into requesting a loan. For instance, “I'm trying to figure out the best way to handle this unexpected bill. What do you think? Could I possibly borrow [amount] and pay you back on [specific date]?”

What is your biggest fear or concern about our relationship? What would you like us to do more of in our relationship? What do you think is the key to a happy and healthy relationship? How do you like to be supported when you're going through a tough time?

Talking about money — early and often — is better for your relationship (and just plain better for women). According to research, more couples who talk about money every week say they're happy compared to couples who talk about money less.

If the relationship isn't serious, experts said, it's typically OK to keep the money talk light. But if you're starting to see a real future with your current date, then financial discussions become a necessity — and a crucial part of the foundation of a mature, long-lasting partnership, Bryan-Podvin said.

Deep Questions for Long-Term Couples

What's your favorite thing about our relationship? What would you like to change about it? What's something new you'd like to try together? When is the closest you've ever felt to me?

'It's almost not fair to split finances 50-50'

For example, one partner may be saddled with student loan or credit card debt while the other partner is not. The latter may have the financial strength to carry rental or mortgage expenses so the other person can focus on paying down their liabilities, said Daigle.

Split bills by income

Consequently, many opt to split bills proportionally according to each person's income. For example, if Person A makes $6,000 per month, and Person B makes $4,000 per month, their total income is $10,000. Person A earns 60% of that, while Person B brings in 40%.

How do you know if a guy is using you for money? ›

For instance, they may ask you to lend them money or pay their bills. The person imposes on you without consideration for your availability or preferences. For instance, they may move in with you unexpectedly or want to borrow your car at a moment's notice. The person expects you to take care of their needs.

You may have to make time to talk about money

Because it's taboo to talk about money, the opportunity to ask someone how much they make won't necessarily come about naturally. You may have to make time. Take your friend to lunch or coffee. Getting out of the office makes everyone more comfortable.

It is entirely up to the pair and how they wish to handle money in their relationship. When determining who pays in a partnership, communication is important. Couples must have an open and honest discussion about their financial condition, their desires, and their expectations.

How far along in a relationship should I be before I start asking my partner for money? Almost straight away- he should be paying for your dates. Maybe ask him for small amounts at first, like $20–$50, but if he's serious and committed, he should start giving you a lot more than that after a while.

Be transparent: Be open and honest about your financial situation and your need for money. Explain why you need the money and how it will be used. When discussing repayment terms, be specific about the amount of money you need, when you need it, and how you plan to repay it.

When broaching the subject, be prepared, honest and clear. Bring in the number–crunching sheet you've worked out and any other documents you think are relevant. But be open and let them know exactly what you need money for and why your current budget can't cope.

If you have just started dating, refrain from asking him for money, unless you are in a serious fix and he is the only one you can ask for financial assistance. Even then, make it clear that you intend to pay him back. If he does lend you the money, make sure you pay it back unless he tells you to keep it.

It's best to be direct and polite about it: there's no need to bring up the past (unless there's an important reason), just remind them of what they owe. It's never easy to ask someone for money they owe. Remember that your tone can set the mood, so make it warm and understanding rather than annoyed or frustrated!