This report was researched and coauthored byRicha Wadhwani,Jill Gregorie,Abhinav Chauhan,Samia Hazuria, and contributing analystShivalik Srivastav.
The Center would like to thank the following Deloitte client services professionals for their insights and contributions to the development of this outlook:
US Industry and Practice leaders:
- Monica O'Reilly, vice chair, US Financial Services Industry leader, Deloitte & Touche LLP
- Mike Wade, vice chair, US Banking & Capital Markets leader, Deloitte & Touche LLP
- Larry Rosenberg, partner, US Audit & Assurance Capital Markets leader, Deloitte & Touche LLP
- Louis Romeo, partner, US Banking Audit Leader, Deloitte & Touche LLP
- Garrett O'Brien, principal, US Banking & Capital Markets Risk & Financial Advisory leader, Deloitte & Touche LLP
- Jason Marmo, principal, US and Global Banking & Capital Markets Tax leader, Deloitte Tax LLP
- Michelle Gauchat, principal, US Banking & Capital Markets Consulting leader, Deloitte Consulting LLP
Global and regional leaders:
Global
- Neil Tomlinson, vice chair, Global Banking and Capital Markets Leader, Deloitte MCS Limited
Regional leaders:
APAC
· Tony Wood, partner, Deloitte Advisory (Hong Kong) Limited
· David Myers, partner, Deloitte Touche Tohmatsu
· Yukihiro Otani, partner, Deloitte Touche Tohmatsu LLC
EMEA
· Richard Kibble, partner, Deloitte MCS Limited
· Alessandra Ceriani, partner, Deloitte Consulting SRL
· Juan Perez de Ayala, partner, Deloitte Consulting SLU
· Marijn Struben, partner, Deloitte Netherlands
Canada
· Raman Rai, partner, Deloitte Canada
Subject matter specialists:
Macroeconomics
· Danny Bachman, senior manager, Deloitte Services LP
· Ira Kalish, managing director, Deloitte Touche Tohmatsu
· Michael Wolf, senior manager, Deloitte Touche Tohmatsu
· Shiro Katsufuji, managing director, Deloitte Touche Tohmatsu LLC
Retail banking
· Kristin Korzekwa, managing director, Deloitte Consulting LLP
· Thomas Nicolosi, principal, Deloitte & Touche LLP
· Bill Dworsky, senior manager, Deloitte Consulting LLP
· Jeff Todd, partner, Deloitte Canada
Consumer payments
· Zachary Aron, principal, Deloitte Consulting LLP
· Jade Shopp, partner, Deloitte & Touche LLP
· Mike Reichert, partner, Deloitte Tax LLP
· Tushar Puranik, managing director, Deloitte Consulting LLP
Wealth management
· Jean-François Lagassé, partner, Deloitte AG
· Kendra Thompson, partner, Consulting, Deloitte Canada
· Karl Ehrsam, principal, Deloitte & Touche LLP
· Gauthier Vincent, principal, Deloitte Consulting LLP
· Jeff Levi, principal, Deloitte Consulting LLP
· Thomas Kirk, managing director, Deloitte Consulting LLP
· Pascal Martino, partner, Deloitte Tax and Consulting LLP
· James Alexander, director, Deloitte MCS Limited
· Peyman Pardis, senior manager, Consulting, Deloitte Canada
Corporate and transaction banking
· Tim Partridge, principal, Deloitte Consulting LLP
· Kris Ferguson, partner, Deloitte MCS Limited
· Steven Fricano, managing director, Deloitte Consulting LLP
· Stefan Frank, partner, Deloitte Consulting GmbH
· Ketan Bhole, partner, Deloitte Canada
· Fadl El Laoune, managing director, Deloitte Consulting LLP
· Michelle Gauchat, principal, Deloitte Consulting LLP
· Nitish Idnani, principal, Deloitte & Touche LLP
· Vipul Pal, principal, Deloitte Consulting LLP
Investment banking and capital markets
· Sachin Sondhi, principal, Deloitte Consulting LLP
· Vishal Vedi, partner, UK, Deloitte LLP
· Nina Gopal, partner, UK, Deloitte MCS Limited
· Suresh Kanwar, partner, Deloitte MCS Limited, UK
· Sriram Gopalakrishnan, principal, Deloitte Consulting LLP
· Alex Lakhanpal, partner, Deloitte & Touche LLP
·Tushar Daru, principal, Deloitte Consulting LLP
Market infrastructure
· Bob Walley, principal, Deloitte & Touche LLP
· Sunil Kapur, managing director, Deloitte & Touche LLP
· George Black, principal, Deloitte & Touche LLP
The Deloitte Center for Financial Services, Deloitte Insights, and B&CM practice professionals
· Jim Eckenrode, managing director, Deloitte Services LP
· Sylvia Gentzsch, senior manager, Deloitte GmbH
· Alec Roberts, senior manager, Deloitte & Touche LLP
· Patricia Danielecki, senior manager, Deloitte Services LP
· Karen Edelman, senior manager, Deloitte Services LP
· Paul Kaiser, manager, Deloitte Services LP
· Pankaj Bansal, assistant manager, Deloitte Support Services India Pvt Ltd.
· Jayesh Prabhu, assistant manager, Deloitte Support Services India Pvt Ltd.
· Margaret Doyle, partner, Head of UK Financial Services Insights Center, Deloitte LLP
Cover image by: Jim Slatton