10 Best Google Pay Alternatives in 2024 (Free) (2024)

Last Updated: 29 Apr, 2024

Google Pay is the safest means of conducting transactions. You can do online transactions anywhere in the world by just simply using your mobile phone. “Google Pay” is a service that is provided to users of India by Google India Digital Services Private Limited. It is fast, simple, and easy to use. You can do transactions by scanning the QR code and the UPI method, and also you can share the payments to your contact persons, phone numbers, bank transfers, paying UPI ID, self-transfer, etc. While Google Pay has been a go-to choice for many, there are numerous Google Pay alternatives that offer similar convenience and security.

10 Best Google Pay Alternatives in 2024 (Free) (2)

Just like Google Pay, these alternatives allow you to conduct transactions effortlessly using your mobile phone, whether you’re in India or anywhere else in the world. From paying bills to recharging your mobile, these alternatives offer a range of services comparable to Google Pay. Moreover, much like Google Pay’s scratch cards, many of these alternatives provide exciting cashback offers with every successful transaction. Let’s explore the top free Google Pay alternatives that can make your digital transactions even smoother.

List of 10 Best Google Pay Alternatives for Small Businesses in India

  1. PayPal
  2. Amazon Pay
  3. PhonePe
  4. Paytm
  5. Apple Pay
  6. Samsung Pay
  7. Venmo
  8. Freecharge
  9. CRED

Which is the Best Free Google Pay Alternatives in 2024?

Many best Free Google Pay Alternatives exist in the market, yet we believe BHIM stands out as the best free Google Pay alternative among them. It has an interactive user interface and more customized features that may be lacking in other apps. It also provides offline transactions that might be absent in other apps. It also supports multiple languages to support Indian users.

10 Best Google Pay Alternatives in 2024 (Free)

The world of online payment apps changes fast. But right now, there are 10 great options like Google Pay that are free to use. Just remember to check if they’re still around, what they offer, and if they work where you live.

1. PayPal

PayPal is a free Google Pay alternative that enables users to safely send and receive money. It provides services to meet a variety of financial demands for people, companies, including businesses.

10 Best Google Pay Alternatives in 2024 (Free) (3)

Features

  • It provides the safe and fast transfer of payments to friends, family, and businesses.
  • Users can receive their payments by just entering their PayPal email address.
  • PayPal is available on both iOS and Android devices.

Pros

Cons

  • It provides high security to protect against fraudulent transactions.
  • It is easy for customers to make purchases both online and offline through the use of PayPal.
  • It might impose fees on some transactions, particularly those related to business or international transfers.
  • Fraud transactions and disputes between buyers and sellers can present difficulties for users.

Pricing

  • Free

Link: https://www.paypal.com/in/home

2. Amazon Pay

It is a free Google Pay alternative that provides easy and secure transactions with Amazon Pay, for customers who feel comfortable and trust the Amazon brand. Amazon Pay is a digital wallet service offered by Amazon, one of the biggest online retailers in the world.

10 Best Google Pay Alternatives in 2024 (Free) (4)

Features

  • Customers can make purchases with Amazon Pay by using their phones.
  • Multiple currency transactions are supported by Amazon Pay, which makes it easy for customers to shop.
  • Consumers have faith in the company, and they feel more comfortable using Amazon Pay when making purchases.

Pros

Cons

  • Users can easily shop for anything online from any place.
  • Its customer support and user feedback engage users to trust them.
  • It requires an internet connection for better performance.
  • Amazon Pay requires users to have an Amazon account to continue with online purchases.

Pricing

  • Free

Link: https://www.amazon.in/amazonpay/home/

3. PhonePe

PhonePe is a free Google Pay alternative. It was developed by the National Payments Corporation of India (NPCI) and allows users to perform more transactions from their app, such as online shopping, bill payment, mobile recharge, bank transfers, and so on.

10 Best Google Pay Alternatives in 2024 (Free) (5)

Features

  • The UPI system is closely linked with PhonePe.
  • Users can pay electricity bills, mobile recharges, DTH recharges, and more.
  • Its splitting bill features help users to share among expenses.

Pros

Cons

  • It is available on both iOS and Android devices which makes it easy to use.
  • It uses strong security methods like multi-factor authentication, encryption, and transaction limitations.
  • PhonePe depends on internet access, which can be difficult in places with poor network coverage.
  • With the availability of other digital payment options in the Indian market, PhonePe constantly adapts to stay one step ahead of its competitors.

Pricing

  • Free

Link: https://www.phonepe.com/

4. Paytm

Paytm is another free Google Pay alternative present in India, offering a wide range of financial services. It initially started as a mobile recharge and bill payment platform. But now includes several features like digital wallets, online shopping, ticket booking, etc.

10 Best Google Pay Alternatives in 2024 (Free) (6)

Features

  • It offers a digital wallet that enables users to safely store cash and pay when needed.
  • Customers can easily reserve tickets for events, movies, airlines, trains, buses, and other services with the Paytm app.
  • Frequent cashback rewards, discounts, and promotional deals offered by the site attract users to do more transactions.

Pros

Cons

  • Users can get a scratch card after every successful transaction.
  • It gives users reminders to pay the bill or rent.
  • Users may find some transaction fees that could apply to some transactions, like loading a wallet or making bank transfers.
  • It depends on internet connection which can be difficult in places with poor network coverage.

Pricing

  • Free

Link: https://paytm.com/

5. Apple Pay

Apple Pay is another free Google Pay alternative. It keeps your cards safe and makes secure transactions on your Apple devices. It allows users to pay online and offline using the iPhone, Apple Watch, iPad, and Mac with the highest level of protection and privacy.

10 Best Google Pay Alternatives in 2024 (Free) (7)

Features

  • The level of security is amazing with Apple Pay.
  • Accepted by millions of websites and apps.
  • It supports transactions in multiple currencies making it useful for users who are traveling abroad.

Pros

Cons

  • Apple Pay enables consumers to make payments with a single tap and improves the payment experience.
  • Tokenization and biometric authentication are two elements that Apple Pay offers to improve security.
  • It is available only on iOS devices.
  • Apple Pay requires NFC capability-supported Apple devices.

Pricing

  • Free

Link: https://www.apple.com/apple-pay/

6. Samsung Pay

Samsung Pay enables users to securely pay with a variety of businesses using your Samsung device. It enables contactless payments to be made with appropriate Samsung smartwatches and phones. Samsung Pay is an adaptable and efficient mobile payment option that works with a variety of payment methods. It is another free Google Pay Alternative present.

10 Best Google Pay Alternatives in 2024 (Free) (8)

Features

  • Users can earn points for every purchase made using the app.
  • The security of Samsung Pay is powered by Knox.
  • Make purchases from your device with just a single tap.

Pros

Cons

  • Works with both iOS and Android devices
  • It offers users rewards points, cashback incentives, and exclusive deals for using the service.
  • Transaction limitations may be imposed on Samsung Pay payments by certain businesses.
  • Payments cannot be sent from person to person.

Pricing

  • Free

Link: https://www.samsung.com/in/samsung-pay/

7. BHIM

BHIM is another free Google Pay alternative regarded as one of the greatest online payment apps in India. The National Payments Corporation of India (NPCI) established the UPI concept with the launch of the Bharat Interface for Money (BHIM) to meet the Indian market needs.

10 Best Google Pay Alternatives in 2024 (Free) (9)

Features

  • It comes in multiple languages for its Indian customers.
  • Offers a simple setup process to send and receive money.
  • Pay by scanning the QR code through Scan & Pay.

Pros

Cons

  • It is a Simple, secure, and lightweight app.
  • You can use The BHMI without requiring an internet connection.
  • The app generates slow opt.
  • You can’t use the app if your number is not registered with the bank.

Pricing

  • Free

Link: https://www.bhimupi.org.in/

8. Venmo

Venmo is another free Google Pay alternative present in India. Venmo is a mobile payment service that makes paying friends and family members easier. immediately sending and receiving money makes it perfect for splitting bills, making rent payments, and sending gifts.

10 Best Google Pay Alternatives in 2024 (Free) (10)

Features

  • It is possible to set up automatic payments for bills and rent.
  • Within the app, users may purchase, sell, and hold cryptocurrencies.
  • Able to purchase online or in-store from the brands you like.

Pros

Cons

  • Shop at your favorite merchant using the Venmo app.
  • Offers a Debit and Credit card for seamless payments.
  • Venmo might be the target of fraud and scams.
  • For credit card purchases and quick transfers, there is a cost.

Pricing

  • Free

Link: https://venmo.com/

9. Freecharge

Freecharge is another free Google Pay alternative. There are more than 100 million users of the popular payment app Freecharge from Axis Bank in India. For smooth transactions, it accepts several payment options, including cards, UPI, and wallet apps.

10 Best Google Pay Alternatives in 2024 (Free) (11)

Features

  • Accepts payment methods via BHIM and UPI
  • Applies no transaction fees or payment charges to UPI payments.
  • It has a special chat and pay feature that lets users pay over a chat window.

Pros

Cons

  • Quick and simple payments with QR codes
  • It provides businesses with 24/7 Free money transfers.
  • Its customer service chat support is a bit slow.
  • For the electricity bill, there is a minimum fee for making the payment.

Pricing

  • Free

Link: https://www.freecharge.in/

10. CRED

Cred is another free Google Pay alternative. CRED was developed to handle credit card payments. In addition to sending money and paying bills, you can send money, scan and pay offline, quickly manage credit cards, and get special benefits.

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Features

  • It offers a quick loan for an emergency backup.
  • Earn cashback on each credit card payment you make.
  • Use the CRED application to check your credit score for free.

Pros

Cons

  • You can get cashback by paying credit card bills.
  • Provides a feature to add more than one card.
  • It imposes high transactional costs.
  • It sometimes offers slow payments due to weak internet connectivity.

Pricing

  • Free

Link: https://cred.club/

Conclusion

Users can download several free Google Pay alternatives each with special features and advantages to support users for paying seamless transactions anywhere in India. You can get different rewards, cashback, and exciting deals by using different apps. People can choose different apps according to their choices. You require an internet connection to use the free Google Pay alternatives. If you don’t have your registered number linked with your bank you can’t use these apps.

10 Best Google Pay Alternatives in 2024 (Free) -FAQs

Which is the best free Google Pay alternative in India?

These are the best payment apps in India: Paytm and PhonePe.

Which is the safest UPI app?

BHIM is considered one of the safest UPI apps.

Is Paytm better than Google Pay?

Paytm is better and faster than Google Pay and also offers more cashback and rewards than Google Pay.



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10 Best Google Pay Alternatives in 2024 (Free) (2024)

FAQs

Which is the best replacement for Google Pay? ›

Our Top Tested Picks
  • Best for Android Users. Google Pay. Jump To Details. ...
  • Best for Buying Stocks and Bitcoin. Cash App. ...
  • Best for Shopping Online. PayPal. ...
  • Best for Instant Bank-to-Bank Transfers. Zelle. ...
  • Best for Purchases iOS and Mac Users. Apple Pay. ...
  • Best for Contactless in-Store Purchases. Samsung Pay. ...
  • Best for Paying Friends. Venmo.

Which is the best digital payment app? ›

Google Pay

The Android mobile payment app is Google Pay which comes preloaded on Android smartphones. It is accepted at many retail stores, including Bloomingdale's, Chick-Fil-A, KFC, Nike and Staples, and also online services such as Airbnb and DoorDash.

Is Google Pay going to be stopped? ›

With the app only being closed in the US, Google Pay will continue to function as usual in India. You will still be able to make UPI payments with the app, as well as link it to your credit cards if you have Android smartphones.

How can I get $10 from Google Pay? ›

$10 GOOGLE PLAY CREDIT REFERRAL REWARD EARNED BY REFERRER AND $10 GOOGLE PLAY CREDIT REFERRAL REWARD EARNED BY NEW USER WHEN THAT NEW USER (BEING A GOOGLE PAY USER WHO HAS NEVER CARRIED OUT AN ELIGIBLE GOOGLE PAY OR ANDROID PAY TRANSACTION) APPLIES A PROMOTION CODE DURING THE PROMOTION PERIOD AND MAKES A QUALIFYING ...

What is better than GPay? ›

Paytm. Paytm is another free Google Pay alternative present in India, offering a wide range of financial services. It initially started as a mobile recharge and bill payment platform. But now includes several features like digital wallets, online shopping, ticket booking, etc.

What is the new name for Google Pay? ›

Google officially announced Google Wallet on May 11, 2022, at the 2022 Google I/O keynote.

What is going to replace Google Pay? ›

But while the proverbial sun is setting on Google Pay, parent company Alphabet Inc is replacing the aging stand-alone app with Google Wallet, a multifunctional digital wallet that can do many of the same things that Google Pay does and much more.

Why is Google getting rid of Google Pay? ›

The app's discontinuation is part of a company strategy to simplify its digital payment options, by moving customers onto a more comprehensive solution — with Google Wallet storing digital items alongside payment cards and already boasting three times the user numbers of Google Pay.

What is the future of Google Pay? ›

Google recently announced that it will discontinue its standalone payments app, GPay, in the US starting June 4, 2024. However, users in India will see no changes, as Google continues to cater to the country's specific needs.

How to get free Google Pay money? ›

You can earn up to 100 referral rewards by inviting new users to Google Pay. Once the referred user makes their first payment, both users will receive the reward. You can only earn one referral reward for installing Google Pay.

How do I get free Google cash? ›

To get free Google Play credits:
  1. Rent or buy Google Play movies.
  2. Rent or buy Google Books.
  3. Play games that offer free credits.
  4. Downloading apps based on recommendations.
  5. Accept offers when they are made to you. ...
  6. Join Google Play Points and level up to earn points even faster.

Why is Google Pay giving free money? ›

It turns out that the windfall was down to errors on the part of Google Pay. However, anyone who spent the funds or transferred them to a bank account will get to keep the free money. Those who didn't, and left the balance in the mobile payment app, will apparently lose it.

What is the best app to replace Google? ›

25+ Best Google Alternative Search Engines to Use in 2024
  • Bing: A solid Google alternative with AI-powered search. ...
  • Yahoo!: A simple alternative to Google. ...
  • DuckDuckGo: Privacy-focused and doesn't track users, making it a top Google alternative for secure browsing.
  • Ask: Ideal for users who prefer question-based searches.
Sep 8, 2024

Is there a downside to Google Pay? ›

The Disadvantages of Google Pay

Since it's still an up-and-coming payment method, it's not as widely used or supported as some alternatives. On top of that, some banks don't accept Google Pay yet. Make sure to confirm that you'll be able to link it to your bank account.

Which is more secure, Google Pay or Samsung Pay? ›

Data security

Whether you have a Samsung Pay app or a Google Wallet and you'd like to make a payment, both providers offer the highest levels of security. However, Samsung Pay takes security one step further with its Knox software, which constantly monitors your phone for suspicious transactions.

What to use after Google Pay? ›

Google Pay alternatives
  1. Apple Pay. Apple Pay and Google Pay are very similar in terms of features and functions. ...
  2. Samsung Pay. Samsung Pay is similar to Google Pay and Apple Pay, with the notable difference that consumers can only use Samsung Pay on Samsung devices. ...
  3. Skrill. ...
  4. Zelle. ...
  5. Payoneer. ...
  6. PayPal.
May 6, 2024

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