Will I be charged for using Google Pay™? (2024)

FAQs

Is there a fee for using Google Pay? ›

Google Wallet is free of charge to all users. What is a digital wallet? A digital wallet is a fast, secure way to pay with your phone or to store cards, tickets, passes, keys and IDs. What are contactless payments?

Google Pay won't charge you a fee when you use your phone or other smart device to tap and pay, or to make a payment online. However, that doesn't necessarily mean your purchases will come with zero fees — as your own card issuer might have charges you need to take into consideration.

When you use a payment method through a Google service, during a purchase or with autofill on Chrome, you may find a charge on your account with the descriptor GOOGLE *TEMPORARY HOLD. This is a pending charge performed to verify that your card account is valid.

There are no fees for making purchases on Google services, like Google Play or Google Drive. You only pay for your purchases, applicable taxes and delivery fees.

When adding your card Google will preauthorise a small amount (usually $2) however this amount should not appear on your statement when it is issued. If this amount appears on your statement please contact Google to discuss this or contact Westpac to dispute the transaction.

Why does Google charge $1-2 on a credit card? A routine validation procedure occurs upon creating a Google Payments account for your initial purchase or adding a new card to your payments account. Typically, a nominal pre-authorization charge is around $1 or $2.

For free trials, Google Play verifies that the user has a valid payment method before starting the free trial. Some users may see this verification as a hold or charge on their payment method. This hold or charge is temporary and is later reversed or refunded.

How safe is Google Pay? Google Pay protects your payment info with multiple layers of security, using one of the world's most advanced security infrastructures to help keep your account safe. When you pay in stores, Google Pay doesn't share your actual card number, so your information stays secure.

If you just created a Google Pay account to make your first purchase or added a new card to your Google Pay account, you may see a $1 charge. This is to make sure your card is valid. It'll be removed and you won't be charged.

How do I stop Google Pay charges? ›

You can cancel some subscriptions in Google Pay. Sign in to Subscriptions. Find the subscription you want to cancel and tap or click Manage. Choose Cancel subscription.

There are no fees associated with using Google Pay to make purchases or send money to friends and family. However, some banks or credit card companies may charge fees for certain types of transactions, such as cash advances or foreign transactions.

Basically, your credit card issuer has to support Google Pay in order for you to use it. While there is no charge to send money to family and friends or buying with a debit card, Google Pay will charge 2.9 percent if you use a credit card.

There are no fees for making purchases on Google services like Google Play or Google Drive.

Because of advertising, we're able to offer our products to users around the world free of charge, helping people find answers and get things done. But, when you use our products you trust us with your personal information.

Average Debit Card Fees (2024)

The average interchange rate of an exempt debit transaction is 1.19% per transaction or $0.52. The average debit card interchange of a covered transaction is lower, at 0.48% or $0.23. All of these rates are significantly lower than the average credit card processing fees.

Google Wallet allows consumers to hold a wallet balance, send and receive money from friends in the United States, and use a plastic card in stores and online. Google Pay allows users to tap and pay in stores and use/redeem loyalty cards, gift cards, and offers in store.