Why is ebay taking money from my bank for shipping? (2024)

FAQs

Why is ebay taking money from my bank for shipping? ›

why does eBay charge my bank for shipping costs and not from sales proceeds. If your cleared funds have been transferred to your bank with no other cleared funds yet available in your ebay account, and no alternative funding source is listed like a credit card, then your bank account is charged.

Besides your bank account, do you have an alternative payment method, like a credit card card, on your ebay account? If not and your available ebay funds are not enough, then it will take it from your bank.

Ebay began collecting fees on shipping as a reaction to fee avoidance by sellers who had low prices and outrageously high shipping fees. Ebay began collecting fees on sales tax when the Marketplace Tax Collection became mandated in many states and they did not want to be an unpaid tax collector.

Ebay can debit your checking account!!

Yep, and if you read their TOS you have given them access to any and all payment amethods that you have ever registered or used on their site and any of their affiliated company's sites.

All it said was "we automatically charged your card". If eBay required you to provide a payment source PRIOR to you making an offer, it will now be automatically charged to the payment source you provided when the seller accepts the offer.

The two possibilities are your ebay account was hacked to get your card details which were then used to make purchases but not through your ebay account. Or , your bank card was hacked elsewhere and used to make purchases. It's your bank you need to be dealing with, not eBay, even if the purchases involved eBay.

The buyer pays you, the seller, for shipping according to the terms of your listing. You then purchase & pay for the shipping label. If you look at the eBay Order Details page, you can see how much you received from the buyer for shipping.

You cant remove the shipping fee, you would have to refund the buyer. But be aware you will have no tracking to prove delivery if the buyer picks the item up. Your best bet is to cancel the transaction using at buyers request, then relist it as local pick up only.

If you don't have enough funds to cover your fees or selling costs, we'll charge either your on-file payment method, such as a credit or debit card, or linked payout bank account.

Seller is likely auto opted into the eBay autopay policy in the "buyer requirements" section. eBay auto check marked that for most sellers, and the seller has to remove the checkmark to opt out.

Can eBay take money from my bank account to refund a buyer? ›

How refunds work. When you offer your buyer a refund, the amount will be paid from the total of your Available or Processing funds. If you don't have enough funds to cover the cost of the refund, the amount will be paid from your linked bank account or an on-file payment method.

If you are a seller on eBay then you probably have your personal bank account linked to eBay. Which means they have direct access to your money plus your savings in that account (if you have over draft protection and/or can occur a negative balance).

YOU have to buy the label to SHIP the item. Hence the buyer is paying for shipping, and YOU have to buy a label to ship it. The buyer pays for shipping, which payment for that shipping is given to YOU. The YOU buy the actual label and send the item to them.

eBay charges sellers two standard fees per listing: a listing insertion fee and a final value fee. The final value fee is a percentage of the final sale amount including shipping costs. It does not pay for shipping. This is covered by the buyer, and then - depending on the fulfilment method - by the seller.

When listing items in some categories, you'll need to offer at least one shipping option that is equal to or less than the set maximum shipping cost. You can offer multiple shipping options, such as expedited, overnight, or flat rate freight, including options that are more expensive than the maximum shipping cost.

We know it's important that you receive your money as quickly as possible. However, a hold may sometimes need to be placed on your funds due to your selling history or performance, or to address disputes. This helps us keep eBay a safe marketplace for buyers and sellers.

If you wish to sell on eBay, those are micro deposits eBay have put into your nominated bank account you registered for eBay's Managed Payments, for you to receive, and confirm those amounts back to eBay. eBay then know, they have the correct bank account to send your payouts too.

Buyers cannot turn off the automatic payment feature. Only sellers can. You can change your payment source before you place a bid or make an offer.

If you made a purchase on eBay and paid using a credit card at checkout (as opposed to paying via PayPal), the charge may appear on your card statement as "eBay Commerce". Compare the charges on your credit card statement to the transactions in your eBay Purchase History.