Why can't I link a bank account to my PayPal account? (2024)

FAQs

Why is PayPal not letting me link my bank account? ›

Here are some possible reasons why you couldn't add your bank to your PayPal account: The account must be with a U.S. bank. The name on the bank account must match the name on the PayPal account. You can't link a bank account to more than 1 PayPal account at a time.

To protect your privacy, your card issuer doesn't tell PayPal why your card was declined. Here are the most common reasons: Your card details are outdated. Make sure the card isn't expired or closed, and the billing address on your PayPal account matches the one on your card statement.

The information you entered when linking your bank account doesn't match what your bank has on file. Double-check your bank information. If the existing information is incorrect, please remove your bank account and link it again.

If you've tried to link your credit or debit card to your PayPal account but received an error message, it can be for several reasons: You have entered a different billing address for your PayPal account than the one on your card statement. Your card is linked to another PayPal account.

Click on the Money tab and Link a Bank Account. Enter your bank account information and select continue. To verify your account, we'll make two small deposits (less than $1 each) into the bank account provided. This usually takes approximately 3-5 business days.

If you're unable to add money, your PayPal account may be limited, or you may need to verify your identity. Please contact PayPal customer service to resolve these issues.

Why is my bank account blocked on PayPal? ›

We may limit your account to protect you from potential losses and review any fraudulent activity. This can happen if your: Account was accessed without your authorization. Bank informs us there have been unauthorized transfers between your PayPal account and your bank account.

User reports indicate no current problems at Paypal

A Paypal account can also be usedto receive funds or transfer money to other paypal users. Money can be deposited to a Paypal account through a checking account or credit card.

The name on the bank account must match the name on the PayPal account. You can't link a bank account to more than 1 PayPal account at a time. Try removing the bank account from the PayPal account it's currently linked to. The bank account has already been linked to 3 PayPal accounts in the past.

Wondering if it's safe to link your bank account or your debit card to PayPal? It is safe to link PayPal to your bank account or debit card, but, for insurance reasons, it's usually better to use a credit card when making online purchases.

If you're unable to add money, your PayPal account may be limited, or you may need to verify your identity. You can always Contact Us if you continue to have issues.

If you have a PayPal business account or a non-US PayPal account. PayPal Savings is currently only available for PayPal personal accounts in the US. Your application could be denied if we're unable to confirm your personal information. You can re-apply for PayPal Savings after 30 days of your application being denied.

You may be able to use PayPal to receive money without adding a bank account or card. You'll simply need to verify your email to get your payment². However, as the usual way you verify your account is by adding your bank, credit or debit card, you might find that your access to some services is limited in this case.