George Simons | December 06, 2023
Co-Founder of SoloSuit
George Simons, JD/MBA
George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.
Edited by Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Summary: Known for using sketchy debt collection tactics and suing consumers for debt, Synchrony Bank is the leading provider of private-label credit cards in the US. If you are involved in a Synchrony Bank lawsuit, use SoloSuit to respond in just 15 minutes and increase your chances of winning.
Did you receive a lawsuit via certified mail from Synchrony Bank? If you did, it is time to act, not shy away from the suit. The stakes are too high for your credit score and financial future to ignore the lawsuit, hoping it will disappear. Unfortunately, lawsuits do not go away without action.
If you do not respond to a certified letter from Synchrony Bank, they will obtain a default judgment against you. This judgment means that the court will give Synchrony Bank permission to garnish your wages or access your bank accounts.
The good news is that you can respond to the lawsuit, and you have a strong chance of winning if you prepare for court using the proper documents.
This article will discuss Synchrony Bank and the tactics they use to get you to pay your credit card debt, and how you can fight back against a lawsuit they may have filed. If you have questions about how to effectively respond to a Synchrony Bank lawsuit once you finish reading, contact us at SoloSuit. We are here to help people face debt collectors.
Respond to a debt collection lawsuit in minutes with SoloSuit.
Who is Synchrony Bank?
Synchrony Bank provides credit card services for retail stores and online shopping sites. For example, when you apply for a store credit card from Old Navy, DICK'S Sporting Goods, or Guitar Center, you will get a Synchrony Bank credit card with those trade names on the card. The largest online retailer, Amazon, also offers Synchrony Bank credit cards.
So, where did Synchrony Bank come from? Their history is rooted in General Electric (GE). In early 2000, GE reached into the capital, lending, and credit card world with a series of financial companies called GE Capital Retail Bank. However, by 2014, GE Capital Retail had to settle claims for millions of dollars involving illegal credit card practices, including claims filed by the Consumer Financial Protection Bureau and the U.S. Justice Department.
Since GE Capital Retail Bank's name was tainted by its unscrupulous activities, it re-branded by changing its name to Synchrony Bank.
Currently, Synchrony Bank is a subsidiary of a publicly-traded company named Synchrony Financial. It is now one of the largest providers of private-label credit cards in the United States. As mentioned earlier, Synchrony Bank works with retailers to support their credit card programs.
Below is an exhaustive list of the credit cards issued by Synchrony Bank as of 2022:
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When you receive an email, voicemail, or call from Synchrony Bank, ask for more information about the debt in question. It could be a genuine debt from these companies. Choosing to ignore their attempts to collect can, and does, result in Synchrony filing a lawsuit.
Access your Synchrony card agreements to get more details on your specific contract with Synchrony Financial.
Let's discuss this further.
Synchrony Bank has bad reviews and receives many complaints
If you feel like you’ve been harassed or treated unfairly by Synchrony, you’re not alone.
As of 2022, Synchrony Financial has received more than 7,000 complaints on its Better Business Bureau profile in the most recent three-year period. Even worse, the Consumer Financial Protection Bureau has reported nearly 16,500 complaints against Synchrony in the last ten years.
Complaints raised against Synchrony Bank debt collection range from unfair late fees charges, contacting consumers for a debt they already cleared, refusing to remove a false debt from the credit report, and speaking to unprofessional agents. Overall, Synchrony Bank is known for using sketchy debt collection tactics, increasing fees and interest, and being difficult to reach and work with.
Let’s take a look at a real complaint against Synchrony from the CFPB complaint database (edited for clarity):
“I recently found out that Synchrony Bank filed a lawsuit against me in Virginia where I do not live. I was not served to appear in court and I knew nothing about the court dates. I do not live in Virginia. In addition, the debt they are trying to collect is outside of the statute of limitations in North Carolina where I live which is 3 years. I have disputed the information but they ignore my demands for proper handling of my account.”
As you can see from the example above, Synchrony Bank sues for credit card debt relentlessly. If you find yourself in the middle of a lawsuit against Synchrony, you can fight back and win. Here’s how.
Does Synchrony Bank sue for credit card debt?
Yes, Synchrony Bank sues for credit card debt. If you’ve opened a line of credit and defaulted on your payments with any of the businesses listed above, there is a good chance that Synchrony Bank collections will start contacting you. If no payment is made to collections, you’ll probably be taken to court.
If Synchrony is suing you, the first step is to respond to the lawsuit with an Answer. This response lets Synchrony Bank know that you are willing to proceed with the legal process, but they have to prove you owe the debt.
You could be aware that you have not paid your Old Navy card invoices. So, you might conclude that "they have me dead to rights," and thus, the only thing you can do is ignore the paperwork because you don't have money for a lawyer. That feeling is completely understandable but a bad idea.
Ignoring Synchrony Bank's attempts to collect its debt is not the best move. You may be surprised to discover that many people who respond correctly to a credit card debt lawsuit get the debt removed because the credit card company could not prove its case.
That is why you are better off responding to a lawsuit. Sending an Answer does not mean you are committing to paying the debt. You are only expressing your interest in seeing the information Synchrony Bank has to prove that you owe the debt. Filing an Answer is the first step in defending yourself, and SoloSuit makes it easy.
SoloSuit makes it simple to respond the right way.
How do I respond to a Synchrony Bank lawsuit?
Consumers sued for credit card debt often represent themselves in court because hiring an attorney can be cost-prohibitive. You do not need a lawyer to handle your case with SoloSuit's legal documents available. The crucial thing is to understand the requirements and the deadline for your response. Typically, you have about 14–30 days (depending on the state) to file your Answer.
When you file an Answer, you can admit or deny all the allegations in the lawsuit, and you can assert your affirmative defenses. Thus, the three things you need to worry about when filing an Answer are:
- Address every allegation: The Complain document by admitting or denying allegations as outlined in the Synchrony bank lawsuit.
- Assert affirmative defenses: Make sure you assert whatever defenses you have to the lawsuit. Such defenses include: the credit card was not in your name, you have already paid the debt, the company already forgave the debt, or the company is too late in suing you (i.e., the lawsuit was filed after the statute of limitations).
- File the Answer with the court on time: Ensure that you mail the Answer to the appropriate court within the time allotted.
Those three steps might seem daunting because you may not have heard the term "affirmative defense" or "statute of limitations" before, but that is where you can easily get the help of SoloSuit. Check out this video to learn more about these three steps:
SoloSuit makes it easy to respond to a debt collection lawsuit. SoloSuit is a step-by-step web app that will ask you all the necessary questions to complete your Answer to a lawsuit. Afterward, you can print the completed forms and mail the hard copies to the courts. You can also pay SoloSuit a small fee to have an attorney review the document and file it with the courts.
Check out this video for even more helpful tips that will help you win a debt collection lawsuit against Synchrony Bank:
What collection agency does Synchrony Bank use?
Synchrony Bank has its own debt collection department, commonly referred to as Synchrony Financial's in-house collections and billing department. They do not hire collection agencies to follow up on their debt. You would expect fewer complaints since they collect their own debt, but Synchrony Bank collections have numerous complaints, as mentioned before.
If you have been a victim of bad business practices from Synchrony Bank collections, report them to FTC, CFPB, and your state's attorney general's offices.
Do Synchrony Bank credit agreements have an arbitration clause?
Yes, most credit card issuers have a mandatory arbitration clause that allows consumers, like you, to force a debt lawsuit out of court and into arbitration. This credit card agreement is stipulated in each Synchrony Bank contract, which you can access on the CFPB website’s Synchrony credit card agreement database.
Credit card companies permit consumers to take disputes into a private panel, also known as arbitration, instead of proceeding to court. The reason given for this decision is to avoid lengthy court processes, but consumer advocates believe it is designed to protect credit card companies from wrongdoing.
A CFPB study on arbitration confirmed this position. They found that consumers lose more than they win in these private hearings. The process also lacks an appeal provision, and the companies are not required to enforce any consumer protection laws.
So, if your Synchrony credit card agreement includes an arbitration clause, you should consider filing a Motion to Compel Arbitration into your Synchrony lawsuit. This will force Synchrony to resolve the dispute through arbitration. Keep in mind that the arbitration process is expensive, and creditors like Synchrony are usually responsible for all costs. Therefore, when you compel arbitration, there is a good chance that Synchrony would rather drop the case.
Make a Motion to Compel Arbitration in minutes with SoloSuit.
Watch this video to learn more about how to beat Synchrony Bank through arbitration:
Synchrony Bank class-action lawsuit
Synchrony Bank recently allowed class-action lawsuits by consumers to progress after accepting to take responsibility for long-standing complaints raised against them. Synchrony Bank's class-action lawsuit allows consumers to be paid what they are owed for the suffering and damages they incurred as their customers. Synchrony Bank's class-action lawsuit compensation method states that each consumer who sues will receive a reasonable percentage of the total money owed to Synchrony Bank.
Synchrony Bank came to this decision after the Fair Trade Commission (FTC) became involved when they received many complaints from consumers of mistreatment. Particularly, consumers were regularly receiving annoying robocalls and talking to rude representatives. FTC sued Synchrony Bank collections to hold them accountable and ensure other customers are not mistreated.
Since its inception in 2014, many consumers have sued Synchrony Bank, and a majority have won these class-action lawsuits. An example of a Synchrony Bank class-action lawsuit 2020 was from Gap Inc and Banana Republic credit card holder, who claimed that his reward points were unlawfully deleted after replacing his card. The plaintiff said they were misled by the unfair and deceptive marketing of the card company, and they would not have signed up for the card if they knew Gap would wipe out his reward points.
Another Synchrony Bank class action lawsuit 2021 that got a victorious ruling was filed by California debtors whose complaint was that they were receiving frequent harassing calls from Synchrony Bank collections. The case ended on November 9, and Los Angeles Judge Rupert A. Byrdong ordered Synchrony Bank to pay $ 3.5 million.
The comforting news is that you can also sue Synchrony Bank in small claims courts, but ensure you have a strong case against them. The difference between small claims court and other civil courts is that there's a limit to the amount of money you can receive for damages. The maximum monetary compensation ranges from $2,500 to $20,000, depending on your state.
How can I remove Synchrony Bank from my credit report?
A debt entry by Synchrony Bank collections can harm your credit score for seven years if you do not plan to have it removed. Companies trust Synchrony Bank, and a negative report from them could reduce your chances of getting a new line of credit or personal loan. You can take action to have the debt removed from your credit report:
- Send a Debt Validation Letter to Synchrony bank to have them verify the debt belongs to you. If they cannot verify the debt, they should remove it from your credit report.
- If you still question the debt, investigate and dispute the debt with TransUnion, Equifax and Experian. They will consult with Synchrony Bank and remove the debt from your report or correct the inaccurate sections.
- Request for a pay-for-delete agreement: Such an agreement means that Synchrony Bank commits to deleting the debt from your credit report once you pay the agreed amount.
- Ask for goodwill deletion: Synchrony Bank has no legal obligation to delete the debt after you pay; they are only required to change the status from unpaid to paid. Having a paid status is better, but it still reduces your credibility. Politely ask them to remove the entire entry from your credit report.
Don't let Synchrony Bank take advantage of you
Synchrony Bank may file a lawsuit hoping that you will fail to respond. That way, they do not have to prove their case. Yet, whenever they are asked to prove their case, they often do not have the documentation to back up their allegations. That is why you should let SoloSuit help you respond to the Synchrony Bank lawsuit today. You have a way to fight back – and you can easily do it with the help of SoloSuit.
What is SoloSuit?
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
Respond with SoloSuit
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
We have answers.
Join our community of over 40,000 people.
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
How to Answer a Summons for debt collection in all 50 states
Here's a list of guides on how to respond to a debt collection lawsuit in each state:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont; Vermont (Small Claims court)
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Guides on how to resolve debt with every debt collector
Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.
- 11 Charter Communications
- AAA Collections
- Aargon Agency Inc
- Absolute Resolutions Investments LLC
- ACEI Collections
- Account Services
- Accredited Collection Services
- Accredited Collection Services
- Advanced Recovery Systems
- AES NCT
- AFNI Collections
- Alco Capital Group LLC
- Aldous and Associates
- Alliance Collections
- Alliance One
- Alliant Capital Management
- Alpha Recovery Corp
- Alltran Financial
- Alltran Health
- Alorica Inc.
- Amcol Clmbia in Court
- American Coradius International
- American Profit Recovery
- American Recovery Service
- Americollect
- AmSher Collection Services
- Apelles LLC
- AR Resources
- ARC Collections
- ARM Solutions
- Arrow Financial Services
- ARS National Services
- ARSC Debt Collectors
- ARS National Services
- ARstrat
- AscensionPoint Recovery Services
- Asset Acceptance LLC
- Asset Recovery Solutions
- Associated Credit Services
- Atlantic Credit and Finance
- Atradius Collections
- Automated Collection Services, Inc.
- Autovest LLC
- Avante USA
- Avantus
- AWA Collections
- Balekian Hayes
- Bay Area Receivables
- BCA Financial Services
- BC Services
- Benuck and Rainey
- Berlin-Wheeler
- Bluebonnet Financial LLC
- Bonneville Collections
- Bull City Financial
- Bureaus Investment Group
- Cach LLC
- Caine and Weiner
- Capio Partners
- Capital Accounts
- Capital Collections
- Capital Management Services
- CardWorks
- Carmel Financial/New Coast Direct
- Cavalry SPV I LLC
- CBCInnovis
- CBCS Collections
- CBE Group
- CBV Collections
- CCB Credit Services
- CCS Collections
- CCS Offices
- Central Mediation Services
- Central Portfolio Control
- Cerastes LLC
- Choice Recovery
- Choice Recovery Inc
- CKS Financial
- CKMS Financial
- Client Services
- CMRE Financial Services
- COAF
- Coast Professional
- Comenity Bank Debt Collection
- Commonwealth Financial
- ConServe Debt Collection
- Consumer Collection Management
- Contract Callers Inc
- Convergent Healthcare Recoveries
- Convergent Outsourcing
- Couch Conville & Blitt
- Covington Credit
- CRDT First
- Credco in Court
- Credence Resource Management
- Credit Bureau Systems
- Credit Control Corporation
- Credit Management Company
- Credit Management LP
- Credit Systems
- Credit Systems
- CSIEZPay
- CTC Debt Collector
- CVCS Debt Collection
- Cypress Financial Recoveries
- D&A Services
- Daniels, Norelli, Cecere & Tavel P.C.
- DCM Services
- Debt Recovery Solutions
- Delanor Kemper & Associates
- Department Stores National Bank
- Direct Recovery Associates
- Discover Collections
- Diversified Adjustment
- Diversified Consultants
- Diversified Recovery Bureau
- DNF Associates, LLC
- Dodeka LLC
- DRS Credit
- Dynamic Collectors
- Eagle Loan
- Eagle Accounts Group, Inc.
- Eastern Account System
- EduCap
- Ellington and Associates Collections
- Encore Capital Group
- Enerson Law
- Enerson Law LLC
- Enhanced Recovery Company
- EOS CCA
- ERC Collections
- ERSolutions
- Estate Information Services
- Equable Ascent Financial
- Everest Business Funding
- Executive Credit Management
- Faber and Brand
- Factual Data
- Falls Collection Service
- FBCS
- FCO Collections and Outsourcing
- FIA Card Services
- fin rec svc (Financial Recovery Services)
- First Federal Credit Credit Control
- First Financial Bank
- First Portfolio Ventures LLC
- First Progress
- FirstPoint Collection Resources
- Firstsource Advantage
- FMA Alliance
- FNB Omaha
- Forster & Garbus
- Franklin Collection Services
- Freedom Plus
- Freshview Solutions
- Frontline Asset
- Frost Arnett
- Fulton Friedman & Gullace LLP
- Galaxy International Purchasing, LLC
- GC Debt Collection
- GC Services
- General Revenue Corporation
- GLA Collections
- Glass Mountain Capital
- Glasser and Glasser
- Global Credit Collection Corp
- Global Trust Management
- GMAC Financing
- Golden 1 Credit Union
- Grant and Weber
- Grant Mercantile Agency
- Gulf Coast Collection Bureau
- Gurstel
- Halsted Financial Services
- Harris and Harris
- Harvard Collection
- Harvest Credit Management
- Helvey and Associates
- Hollis Cobb
- Holloway Moxley
- Hosto Buchan
- Howard Lee Schiff
- H&R Accounts
- HRRG
- Hudson & Keyse LLC?
- Hunter Warfield
- IC System
- Impact Receivables Management
- Innovative Recovery
- Integras Capital Recovery LLC
- Javitch Block
- JHPDE Finance 1 LLC
- JP Receivables Management Partners
- JPMCB card
- Kenneth Eisen and Associates
- KeyBank student loans
- Kinum
- Kirschenbaum, Phillips & Levy P.C.
- KLS Financial Services
- Kramer & Frank
- Lakeside Collection
- Lending Club
- Lincoln and Morgan Kabbage
- Linebarger Goggan Blair & Sampson LLP
- Lockhart Collection Agency
- LJ Ross Associates
- LTD Collections
- Malcolm S. Gerald and Associates
- Malen & Associates
- Mandarich Law Group
- Mannbracken
- Marcam Associates
- MARS Inc. Collections
- MBA Law
- MCA Management Company
- McCarthy, Burgess & Wolff
- Meade & Associates
- Medicredit
- Mercantile Adjustment Bureau
- Merchants Credit Association
- MGM Collections
- Michael J Adams PC
- Midland Funding LLC
- Mid-South Adjustment
- Monarch Recovery
- Monterey Financial
- Moss Law Firm
- Mountain Land Collections
- MRS Associates
- MRS BPO
- MSW Capital LLC
- Mullooly, Jeffrey, Rooney & Flynn
- Nathan and Nathan PC
- National Collegiate Trust
- National Credit Adjusters
- National Credit Care
- National Credit Systems
- National Enterprise Systems
- National Recovery Agency
- National Recovery Solutions
- Nationstar
- Nationwide Credit
- Nationwide Recovery Services
- Nationwide Recovery Systems
- NCEP LLC
- NCO Financial Systems Incorporated
- North American Recovery
- Northland Group
- Northstar Capital Acquisition
- Northstar Location Services
- NPAS
- NRC Collection Agency
- Oliver Adjustment Company
- Oliphant Financial, LLC
- Oportun
- P&B Capital Group
- PCB Collections Agency
- Palisades Collection LLC
- Pallida LLC
- Paragon Contracting Services
- Paragon Revenue Group
- Payday Loan Debt Collectors
- Pendrick Capital Partners
- Penn Credit
- Perdue Brandon
- Persolve LLC
- Phillips & Cohen Associates
- Phoenix Financial Services
- Pioneer Credit Recovery
- PMAB LLC
- PRA Group, Inc.
- Pressler, Felt & Warshaw LLP
- Prestige Services, Inc.
- Prince Parker and Associates
- ProCollect
- Professional Finance Company
- Progressive Management Systems
- Provest Law
- PYOD LLC
- Quaternary Collection Agency
- RAB Collection Agency
- Rash Curtis and Associates
- Radius Global SOL
- Radius Global Solutions
- Rawlings Company
- Razor Capital
- Real Time Resolutions
- Receivables Performance Management
- Regents and Associates
- Reliant Capital Solutions
- RentGrow
- Resurgent
- Resurgent Capital Services and LVNV Funding
- Revco Solutions
- Revenue Enterprises LLC
- Revenue Group
- RGS Financial, Inc.
- RMP LLC in Court
- RMP Services
- RS Clark and Associates
- RSIEH
- RSIEH
- RTR Financial Services
- Rubin & Rothman
- Salander Enterprises LLC
- Samara Portfolio Management
- SCA Collections
- Scott Parnell and Associates
- Second Round Collections
- Second Round Sub LLC
- Selip & Stylianou LLP
- Sequium Asset Solutions
- Sessoms and Rogers
- Sherman Acquisition
- Sherman Financial Group
- SIMM Associates
- Source Receivables Management
- Southern Management Systems
- Southwest Credit Group
- Spire Recovery Solutions
- SRS Company
- Stark Collection Agency
- State Collection Service
- Stenger and Stenger
- Stillman Law Office
- Summit Account Resolution
- Sunrise Credit Services
- Superlative RM Debt Collector
- Suttell and Hammer
- Synergetic Communication
- Synerprise Consulting
- The Law Office of Michael J Scott
- Trellis Company
- Troy Capital
- TRS Recovery Services
- TrueAccord
- Tulsa Teachers Credit Union
- UCB Collection
- UHG 1, LLC
- Unifin
- Unifin Debt Collector
- Unifund
- Universal Credit Services
- US Bank Collections
- USAA collections
- USCB America
- Valentine and Kebartas
- Valley Servicing
- Vance & Huffman LLC
- Van Ru Credit Corporation
- Velo Law Office
- Velocity Investments
- Viking Client Services
- Wakefield and Associates
- Waypoint Resource Group
- WCTCB
- Weinberg and Associates
- Weltman, Weinberg & Reis
- Westwood Funding
- Williams and Fudge
- Wilshire Consumer Credit
- Wolpoff & Abramson
- Worldwide Asset Purchasing
- www.AutomotiveCredit.com
- Zarzaur & Schwartz
- Zwicker & Associates
Resolve your debt with your creditor
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
- American Express; American Express – Debt Collection
- Bank of America
- Barclay
- Best Buy Credit Card
- Capital One
- Chase
- Credit One Bank
- Old Navy Credit Card
- PayPal Synchrony Card
- Regional Finance
- Retailers National Bank
- Reunion Student Loan Finance Corporation
- SYNCB/PPEXTR
- Synchrony Bank
- Synchrony Walmart Card
- Target National Bank
- Webbank
- Wells Fargo
- Can I Pay My Original Creditor Instead of a Debt Collection Agency?
- Can I Settle a Debt with the Original Creditor?
Settle your medical debt
Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.
- Am I Responsible for My Spouse's Medical Debt?
- Do I Need a Lawyer for Medical Bills?
- Do I Need a Lawyer to Fight Medical Bill Debt?
- Does Bankruptcy Clear Medical Debt?
- How Much Do Collection Agencies Pay for Medical Debt?
- How to Find Medical Debt Forgiveness Programs
- Is There a Statute of Limitations on Medical Bills?
- Medical Debt Statute of Limitations by State
- Summoned to Court for Medical Bills — What Do I Do?
- Summoned to Court for Medical Bills? What to Do Next
Guides on arbitration
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
- How Arbitration Works
- How to Find an Arbitration Clause in Your Credit Agreement
- How to Make a Motion to Compel Arbitration
- How to Make a Motion to Compel Arbitration in Florida
- How to Make a Motion to Compel Arbitration Without an Attorney
- How Credit Card Arbitration Works
- Motion to Compel Arbitration in California
- Sample Motion to Compel Arbitration
Stop calls from debt collectors
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
- 1-800-390-7584
- 800-289-8004
- 800-955-6600
- 8009556600
- 877-366-0169
- 877-591-0747
- 800-278-2420
- 800-604-0064
- 800-846-6406
- 877-317-0948
- 888-899-4332
- 888-912-7925
- 202-367-9070
- 502-267-7522
Federal debt collection laws can protect you
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
- 15 USC 1692 Explained
- Does the Fair Credit Reporting Act Work in Florida?
- FDCPA Violations List
- How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
- How to Make a Fair Debt Collection Practices Act Demand Letter
- How to Submit a Transunion Dispute
- How to Submit an Equifax Dispute
- How to Submit an Experian Dispute
- What Debt Collectors Cannot Do — FDCPA Explained
- What Does Account Information Disputed by Consumer Meets FCRA Requirements Mean?
- What does “meets FCRA requirements” mean?
- What does FCRA stand for?
- What is the Consumer Credit Protection Act
Get debt relief in your state
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Debt collection laws in all 50 states
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
- Debt Collection Laws in Alabama
- Debt Collection Laws in Alaska
- Debt Collection Laws in Arizona
- Debt Collection Laws in Arkansas
- Debt Collection Laws in California
- Debt Collection Laws in Colorado
- Debt Collection Laws in Connecticut
- Debt Collection Laws in Delaware
- Debt Collection Laws in Florida
- Debt Collection Laws in Georgia
- Debt Collection Laws in Hawaii
- Debt Collection Laws in Kansas
- Debt Collection Laws in Idaho
- Debt Collection Laws in Illinois
- Debt Collection Laws in Indiana
- Debt Collection Laws in Iowa
- Debt Collection Laws in Kentucky
- Debt Collection Laws in Louisiana
- Debt Collection Laws in Massachusetts
- Debt Collection Laws in Michigan
- Debt Collection Laws in Minnesota
- Debt Collection Laws in Mississippi
- Debt Collection Laws in Missouri
- Debt Collection Laws in Montana
- Debt Collection Laws in Nebraska
- Debt Collection Laws in Nevada
- Debt Collection Laws in New Hampshire
- Debt Collection Laws in New Jersey
- Debt Collection Laws in New Mexico
- Debt Collection Laws in New York
- Debt Collection Laws in North Carolina
- Debt Collection Laws in North Dakota
- Debt Collection Laws in Ohio
- Debt Collection Laws in Oklahoma
- Debt Collection Laws in Oregon
- Debt Collection Laws in Pennsylvania
- Debt Collection Laws in Rhode Island
- Debt Collection Laws in South Carolina
- Debt Collection Laws in South Dakota
- Debt Collection Laws in Tennessee
- Debt Collection Laws in Texas
- Debt Collection Laws in Vermont
- Debt Collection Laws in Virginia
- Debt Collection Laws in Washington
- Debt Collection Laws in West Virginia
- Debt Collection Laws in Wisconsin
- Debt Collection Laws in Wyoming
Statute of limitations on debt state guides
Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.
Statute of Limitations on Debt Collection by State (Best Guide)
- Statute of Limitations on Debt Collection in Alabama
- Statute of Limitations on Debt Collection in Alaska
- Statute of Limitations on Debt Collection in Arizona
- Statute of Limitations on Debt Collection in Arkansas
- Statute of Limitations on Debt Collection in California
- Statute of Limitations on Debt Collection in Connecticut
- Statute of Limitations on Debt Collection in Colorado
- Statute of Limitations on Debt Collection in Delaware
- Statute of Limitations on Debt Collection in Florida
- Statute of Limitations on Debt Collection in Georgia
- Statute of Limitations on Debt Collection in Hawaii
- Statute of Limitations on Debt Collection in Illinois
- Statute of Limitations on Debt Collection in Indiana
- Statute of Limitations on Debt Collection in Iowa
- Statute of Limitations on Debt Collection in Kansas
- Statute of Limitations on Debt Collection in Louisiana
- Statute of Limitations on Debt Collection in Maine
- Statute of Limitations on Debt Collection in Maryland
- Statute of Limitations on Debt Collection in Michigan
- Statute of Limitations on Debt Collection in Minnesota
- Statute of Limitations on Debt Collection in Mississippi
- Statute of Limitations on Debt Collection in Missouri
- Statute of Limitations on Debt Collection in Montana
- Statute of Limitations on Debt Collection in Nebraska
- Statute of Limitations on Debt Collection in Nevada
- Statute of Limitations on Debt Collection in New Hampshire
- Statute of Limitations on Debt Collection in New Jersey
- Statute of Limitations on Debt Collection in New Mexico
- Statute of Limitations on Debt Collection in New York
- Statute of Limitations on Debt Collection in North Carolina
- Statute of Limitations on Debt Collection in North Dakota
- Statute of Limitations on Debt Collection in Oklahoma
- Statute of Limitations on Debt Collection in Oregon
- Statute of Limitations on Debt Collection in Oregon (Complete Guide)
- Statute of Limitations on Debt Collection in Pennsylvania
- Statute of Limitations on Debt Collection in Rhode Island
- Statute of Limitations on Debt Collection in South Carolina
- Statute of Limitations on Debt Collection in South Dakota
- Statute of Limitations on Debt Collection in Tennessee
- Statute of Limitations on Debt Collection in Texas
- Statute of Limitations on Debt Collection in Utah
- Statute of Limitations on Debt Collection in Vermont
- Statute of Limitations on Debt Collection in Virginia
- Statute of Limitations on Debt Collection in Washington
- Statute of Limitations on Debt Collection in West Virginia
- Statute of Limitations on Debt Collection in Wisconsin
- Statute of Limitations on Debt Collection in Wyoming
Check the status of your court case
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
- Alabama Court Case Search—Find Your Lawsuit
- Alaska Court Case Search — Find Your Lawsuit
- Arizona Court Case Search - Find Your Lawsuit
- Arkansas Court Case Search — Find Your Lawsuit
- California Court Case Search- Find Your Lawsuit
- Colorado Court Case Search — Find Your Lawsuit
- Connecticut Case Lookup — Find Your Court Case
- Delaware Court Case Search — Find Your Lawsuit
- Florida Court Case Search — Find Your Lawsuit
- Georgia Court Case Search — Find Your Lawsuit
- Hawaii Court Case Search — Find Your Lawsuit
- Idaho Court Case Search – Find Your Lawsuit
- Illinois Court Case Search — Find Your Lawsuit
- Indiana Court Case Search — Find Your Lawsuit
- Iowa Court Case Search — Find Your Lawsuit
- Kansas Court Case Search — Find Your Lawsuit
- Kentucky Court Case Search — Find Your Lawsuit
- Louisiana Court Case Search — Find Your Lawsuit
- Maine Court Case Search — Find Your Lawsuit
- Maryland Court Case Search — Find Your Lawsuit
- Massachusetts Court Case Search — Find Your Lawsuit
- Michigan Court Case Search — Find Your Lawsuit
- Minnesota Court Case Search — Find Your Lawsuit
- Mississippi Court Case Search — Find Your Lawsuit
- Missouri Court Case Search — Find Your Lawsuit
- Montana Court Case Search — Find Your Lawsuit
- Nebraska Court Case Search — Find Your Lawsuit
- Nevada Court Case Search — Find Your Lawsuit
- New Hampshire Court Case Search — Find Your Lawsuit
- New Jersey Court Case Search—Find Your Lawsuit
- New Mexico Court Case Search - Find Your Lawsuit
- New York Case Search — Find Your Lawsuit
- North Carolina Court Case Search — Find Your Lawsuit
- North Dakota Court Case Search �� Find Your Lawsuit
- Ohio Court Case Search — Find Your Lawsuit
- Oklahoma Court Case Search — Find Your Lawsuit
- Oregon Court Case Search — Find Your Lawsuit
- Pennsylvania Court Case Search — Find Your Lawsuit
- Rhode Island Court Case Search — Find Your Lawsuit
- South Carolina Court Case Search — Find Your Lawsuit
- South Dakota Court Case Search — Find Your Lawsuit
- Tennessee Court Case Search — Find Your Lawsuit
- Texas Court Case Search — Find Your Lawsuit
- Utah Court Case Search — Find Your Lawsuit
- Vermont Court Case Search — Find Your Lawsuit
- Virginia Court Case Search — Find Your Lawsuit
- Washington Court Case Search — Find Your Lawsuit
- West Virginia Court Case Search — Find Your Lawsuit
- Wisconsin Court Case Search — Find Your Lawsuit
- Wyoming Court Case Search — Find Your Lawsuit
How to stop wage garnishment in your state
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
- Stop Wage Garnishment in Alabama
- Stop Wage Garnishment in Alaska
- Stop Wage Garnishment in Arizona
- Stop Wage Garnishment in Arkansas
- Stop Wage Garnishment in California
- Stop Wage Garnishment in Colorado
- Stop Wage Garnishment in Connecticut
- Stop Wage Garnishment in Delaware
- Stop Wage Garnishment in Florida
- Stop Wage Garnishment in Georgia
- Stop Wage Garnishment in Hawaii
- Stop Wage Garnishment in Idaho
- Stop Wage Garnishment in Illinois
- Stop Wage Garnishment in Indiana
- Stop Wage Garnishment in Iowa
- Stop Wage Garnishment in Kansas
- Stop Wage Garnishment in Kentucky
- Stop Wage Garnishment in Louisiana
- Stop Wage Garnishment in Maine
- Stop Wage Garnishment in Maryland
- Stop Wage Garnishment in Massachusetts
- Stop Wage Garnishment in Michigan
- Stop Wage Garnishment in Minnesota
- Stop Wage Garnishment in Mississippi
- Stop Wage Garnishment in Missouri
- Stop Wage Garnishment in Montana
- Stop Wage Garnishment in Nevada
- Stop Wage Garnishment in New Hampshire
- Stop Wage Garnishment in New Jersey
- Stop Wage Garnishment in New Mexico
- Stop Wage Garnishment in New York
- Stop Wage Garnishment in North Carolina
- Stop Wage Garnishment in North Dakota
- Stop Wage Garnishment in Ohio
- Stop Wage Garnishment in Oklahoma
- Stop Wage Garnishment in Oregon
- Stop Wage Garnishment in Pennsylvania
- Stop Wage Garnishment in Rhode Island
- Stop Wage Garnishment in South Carolina
- Stop Wage Garnishment in South Dakota
- Stop Wage Garnishment in Tennessee
- Stop Wage Garnishment In Texas
- Stop Wage Garnishment In Utah
- Stop Wage Garnishment in Vermont
- Stop Wage Garnishment in Virginia
- Stop Wage Garnishment in Washington
- Stop Wage Garnishment in West Virginia
- Stop Wage Garnishment in Wisconsin
- Stop Wage Garnishment in Wyoming
Other wage garnishment resources
- Bank Account Garnishment and Liens in Texas
- Can I Stop Wage Garnishment?
- Can My Wife's Bank Account Be Garnished for My Debt?
- Can Payday Loans Garnish Your Wages?
- Can pensions be garnished?
- Can Private Disability Payments Be Garnished?
- Can Social Security Disability Be Garnished?
- Can They Garnish Your Wages for Credit Card Debt?
- Can You Stop a Garnishment Once It Starts?
- Guide to Garnishment Limits by State
- How Can I Stop Wage Garnishments Immediately?
- How Long Before a Creditor Can Garnish Wages?
- How Long Does It Take to Get Garnished Wages Back?
- How to Fight a Wage Garnishment
- How to Prevent Wage Garnishment
- How to Stop a Garnishment
- How to Stop Social Security Wage Garnishment
- How to Stop Wage Garnishment — Everything You Need to Know
- New York Garnishment Laws – Overview
- Ohio Garnishment Laws — What They Say
- Wage Garnishment Lawyer
- What Is Wage Garnishment?
How to settle a debt in your state
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
- How to Settle a Debt in Alabama
- How to Settle a Debt in Alaska
- How to Settle a Debt in Arizona
- How to Settle a Debt in Arkansas
- How to Settle a Debt in California
- How to Settle a Debt in Colorado
- How to Settle a Debt in Delaware
- How to Settle a Debt in Florida
- How to Settle a Debt in Hawaii
- How to Settle a Debt in Idaho
- How to Settle a Debt in Illinois
- How to Settle a Debt in Indiana
- How to Settle a Debt in Iowa
- How to Settle a Debt in Kansas
- How to Settle a Debt in Kentucky
- How to Settle a Debt in Louisiana
- How to Settle a Debt in Maryland
- How to Settle a Debt in Massachusetts
- How to Settle a Debt in Michigan
- How to Settle a Debt in Minnesota
- How to Settle a Debt in Mississippi
- How to Settle a Debt in Missouri
- How to Settle a Debt in Montana
- How to Settle a Debt in Nebraska
- How to Settle a Debt in Nevada
- How to Settle a Debt in New Hampshire
- How to Settle a Debt in New Jersey
- How to Settle a Debt in New Mexico
- How to Settle a Debt in New York
- How to Settle a Debt in North Carolina
- How to Settle a Debt in North Dakota
- How to Settle a Debt in Ohio
- How to Settle a Debt in Oklahoma
- How to Settle a Debt in Oregon
- How to Settle a Debt in Pennsylvania
- How to Settle a Debt in South Carolina
- How to Settle a Debt in South Dakota
- How to Settle a Debt in Tennessee
- How to Settle a Debt in Texas
- How to Settle a Debt in Utah
- How to Settle a Debt in Vermont
- How to Settle a Debt in Virginia
- How to Settle a Debt in West Virginia
- How to Settle a Debt in Wisconsin
- How to Settle a Debt in Wyoming
How to settle with every debt collector
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
Other debt settlement resources
- Best Debt Settlement Companies
- Can I Settle a Debt After Being Served?
- Can I Still Settle a Debt After Being Served?
- Can You Settle a Warrant in Debt Before Court?
- Debt Management vs. Debt Settlement
- Debt Settlement Pros and Cons
- Debt Settlement Scam
- Do I Need to Hire a Debt Settlement Lawyer?
- Do You Need a Debt Settlement Attorney in Houston Texas?
- Do You Owe Taxes on Settled Debt?
- Here’s a Sample Letter to Collection Agencies to Settle Debt
- How Can I Settle My Credit Card Debt Before Going to Court?
- How Do I Know if a Debt Settlement Company Is Legitimate?
- How Long Does a Lawsuit Take to Settle?
- How Much Do Settlement Companies Charge?
- How I Settled My Credit Card Debt With Discover
- How to File a Motion to Enforce Settlement Agreement
- How to Make a Debt Settlement Agreement
- How to Make a Settlement Offer to Navient
- How to Negotiate a Debt Settlement with a Law Firm
- How to send Santander a settlement letter
- How to Settle Debt for Pennies on the Dollar
- How to Settle Debt in 3 Steps
- How to Settle Debt with a Reduced Lump Sum Payment
- How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
- How to Settle Credit Card Debt When a Lawsuit Has Been Filed
- If You Are Using a Debt Relief Agency, Can You Settle Yourself with the Creditor?
- Largest Debt Settlement Companies
- Should I Settle a Collection or Pay in Full?
- Summary of the Equifax Data Breach Settlement
- The Advantages of Pre-Settlement Lawsuit Funding
- The FTC Regulates Debt Settlement Through the Telemarketing Sales Rule
- The Pros and Cons of Debt Settlement
- What Happens if I Reject a Settlement Offer?
- What Happens if You Don't Pay a Debt Settlement?
- What Happens When You Settle a Debt?
- What Is A Debt Settlement Agreement?
- What is Debt Settlement?
- What Percentage Should I Offer to Settle Debt?
- What to Ask for in a Settlement Agreement
- Who Qualifies for Debt Settlement?
- Will Collection Agencies Settle for Less?
- 5 Signs of a Debt Settlement Scam
Personal loan and debt relief reviews
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
- Accredited Debt Relief Debt Settlement Reviews
- Advance America Loan Review
- ACE Cash Express Personal Loan Review
- BMG Money Loan Review
- BMO Harris Bank Review: Pros and Cons
- Brite Solutions Debt Settlement Reviews
- Caliber Home Loans Mortgage Review
- Cambridge Debt Consolidation Review
- Campus Debt Solutions Review
- CashNetUSA Review
- Century Debt Settlement Reviews
- ClearPoint Debt Management Review
- Click N Loan Reviews
- CuraDebt Debt Settlement Review
- CuraDebt Reviews: Debt Relief Assistance For California Residents
- Debt Eraser Review
- Debtconsolidation.com Debt Settlement Reviews
- Eagle One Debt Settlement Reviews
- Freedom Debt Relief Debt Settlement Reviews
- Global Holdings Debt Settlement Reviews
- Golden 1 Credit Union Personal Loan Review
- Honda Financial Services Review
- iLending Reviews
- Infinite Law Group Debt Settlement Reviews
- JG Wentworth Debt Settlement Reviews
- LoanMart Reviews
- Mastriani Law Firm Review
- Milestone ® Mastercard ® Review
- ModoLoan Review
- Money Management International Reviews
- M&T Mortgage Company Review
- National Debt Relief Debt Settlement Reviews
- New Era Debt Settlement Reviews
- OppLoans Review
- Pacific Debt Relief Reviews
- Palisade Legal Group Debt Settlement Reviews
- PCG Debt Consolidation Review
- PenFed Auto Loan Review
- Priority Plus Financial Reviews
- Roseland Associates Debt Consolidation Review
- SDCCU Debt Consolidation Review
- Speedy Cash Loans Review
- Symple Lending Reviews
- Tripoint Lending Reviews
- TurboDebt Debt Settlement Reviews
- Turnbull Law Group Debt Settlement Reviews
- United Debt Settlement Reviews
- Upgrade Auto Loans Reviews
How to repair and improve your credit score
Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.
- 3 Ways to Repair Your Credit with Debt Collections
- 5 Pros and Cons of Credit Cards & How to Use Them Wisely
- 6 Reasons Your Credit Score Isn't Going Up
- Bankruptcy vs Debt Settlement: Which is Better for Your Credit Score?
- Does Debt Consolidation Hurt Your Credit Score?
- Does Wage Garnishment Affect Credit?
- Guide to Disclosing Income on Your Credit Card Application
- How Long Does It Take to Improve My Credit Score After Debt Settlement?
- How Often Does Merrick Bank Increase Your Credit Limit?
- How to fix your credit to buy a house
- How to Handle Debt and Improve Credit
- How to Raise My Credit Score 40 Points Fast
- If I Settle with a Collection Agency, Will It Hurt My Credit?
- Is 600 a Good Credit Score?
- Obama Credit Card Debt Relief Program – How to Use It
- Sample credit report dispute letter
- Should I Use Credit Journey?
- Understanding myFICO: Your Gateway to Better Credit
- What Does "DLA" Mean on a Credit Report?
- What Is A Good Credit Score For Businesses?
- What is American Credit Acceptance?
- What is CBNA on my credit report?
- What is CreditFresh?
- Who Made the Credit Score?
- Why is THD/CBNA on my credit report?
How to resolve student loan debt
Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.
- Budgeting Strategies for Students: How to Manage Your Finances Wisely
- Can You Go to Jail for Not Paying Student Loans?
- Can You Settle Student Loan Debt?
- Do Student Loans Go Away After 7 Years? (2022 Guide)
- Do You Need a Student Loan Lawyer? (Complete Guide)
- Does Student Debt Die With You?
- How to Manage a Student Debt
- How to Get Rid of Student Loan Debt
- Mandatory Forbearance Request Student Loan Debt Burden
- Negative Economic Effects of Student Loan Debt on the US Economy
- Pros and Cons of Taking a Student Loan
- Regional Adjustment Bureau Student Loans – How to Win
- The Real Impact of Student Debt: How Our Brains Handle It
- Why It's Important to Teach Students How to Manage Debt
- 5 Alternatives to Taking a Student Loan
- 5 Tips for Students: How to Create a Realistic and Effective Budget
- 7 College Financial Planning Tips for Students
- 7 Things to Consider When Taking a Student Loan
- 7 Tips to Manage Your Student Loans
Civil law legal definitions
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
- Accleration Clause — Definition
- Adjuster - Defined
- Adverse Action — Definition
- Affidavit — A Definition
- Annulment vs. divorce – what's the difference?
- Anticipatory Repudiation — Definition
- Bench Trial — Defined
- Certificate of Debt: A Definition
- Commuted Sentence – Definition
- Constructive Eviction - Defined
- Constructive Discharge - Definition
- Constructive Eviction - Defined
- Defendant - Definition and Everything You Need to Know
- Demurred – Definition
- Dischargeable - Definition
- Disclosures — Definition
- False Imprisonment Defined
- Good Faith Exception – Definition
- Hearsay — A Definition
- HOEPA – Definition
- Implied Contract – Definition
- Injunctive Relief — A Definition
- Intestate–Defined
- Irrevocable Agreement — Defined
- Joint Custody–Defined
- Litigator — A Definition
- Mediation - Definition
- Medical Malpractice — Definition
- Mistrial — A Definition
- Mitigating Circ*mstances — Definition
- Motion for Summary Judgment — Definition
- Nolle Prosequi – Definition
- Nunc Pro Tunc — A Definition
- Plaintiff - Definition and Everything You Need to Know
- Pro Se - Defined
- Probable Cause Hearing — Definition
- Restitution – Definition
- Sole Custody-Defined
- Statute of Limitations—Definition and Everything You Need to Know
- Summons—Definition
- Tenancy in Common – Defined
- Time Is of the Essence – Definition
- What Is the Bankruptcy Definition of Consumer Debt?
- Wrongful Termination–Defined
Get answers to these FAQs on debt collection
- Am I Responsible for My Husband's Debts If We Divorce?
- Am I Responsible for My Parent's Debt if I Have Power of Attorney?
- Can a Collection Agency Add Fees on the Debt?
- Can a Collection Agency Charge Interest on a Debt?
- Can a Credit Card Company Sue Me?
- Can a Debt Collector Freeze Your Bank Account?
- Can a Debt Collector Leave a Voicemail?
- Can a Debt Collector Take My Car in California?
- Can a Judgment Creditor Take my Car?
- Can a Process Server Leave a Summons Taped to My Door?
- Can an Eviction Be Reversed?
- Can Credit Card Companies Garnish Your Wages?
- Can Credit Cards Garnish Wages?
- Can Debt Collectors Call From Local Numbers?
- Can Debt Collectors Call You at Work in Texas?
- Can Debt Collectors Call Your Family?
- Can Debt Collectors Leave Voicemails?
- Can I Pay a Debt Before the Court Date?
- Can I Rent an Apartment if I Have Debt in Collection?
- Can I Sue the President for Emotional Distress?
- Can the SCRA Stop a Default Judgment?
- Can the Statute of Limitations be Extended?
- Can You Appeal a Default Judgement?
- Can You Get Unemployment if You Quit?
- Can You Go to Jail for a Payday Loan?
- Can You Go to Jail for Credit Card Debt?
- Can You Negotiate with Westlake Financial?
- Can You Record a Call with a Debt Collector in Your State?
- Can You Serve Someone with a Collections Lawsuit at Their Work?
- Can You Sue Someone Who Has Filed Chapter 7 Bankruptcy?
- Capital One is Suing Me – How Can I Win?
- Debt Snowball vs. Debt Avalanche: Which One Is Apt for You?
- Do 609 Letters Really Work?
- Do Debt Collectors Ever Give Up?
- Do I Have Too Much Debt to Divorce My Spouse?
- Do I Need a Debt Collection Defense Attorney?
- Do I Need a Debt Negotiator?
- Do I Need a Legal Coach?
- Do I Need a Payday Loans Lawyer?
- Does a Living Trust Protect Your Assets from Lawsuits?
- Does Chase Sue for Credit Card Debt?
- Does Debt Consolidation Have Risks?
- Does Midland Funding Show Up to Court?
- How Can I Get Financial Assistance in PA?
- How do Debt Relief Scams Work?
- How Do I Find Out If I Have Any Judgments Against Me?
- How Do I Get Rid of a Judgment Lien on My Property?
- How Do I Register on the Do Not Call List?
- How Does a Flex Loan Work?
- How Does Debt Affect Your Ability to Buy a Home?
- How Does Debt Assignment Work?
- How Does Finwise Bank Work?
- How does Navy Credit debt forgiveness work?
- How Does Payments.tsico Work?
- How Important is it to Protect your Assets from Unexpected Events?
- How is Debt Divided in Divorce?
- How Long Do Creditors Have to Collect a Debt from an Estate?
- How long do debt collectors take to respond to debt validation letters?
- How Long Does a Judgement Last?
- How Long Does a Judgment Last?
- How Long Does a Levy Stay on a Bank Account?
- How Long Does an Eviction Stay on Your Record?
- How Many Calls from a Debt Collector is Considered Harassment?
- How Many Times Can a Judgment Be Renewed in North Carolina?
- How Many Times Can a Judgment be Renewed in Oklahoma?
- How Much Do Collection Agencies Pay for Debt?
- How Much Do You Have to Be in Debt to File Chapter 7?
- How Much Does College Actually Cost?
- How Often Do Credit Card Companies Sue for Non-Payment?
- How Should You Respond to the Theft of Your Identity?
- I am being sued because my identity was stolen - What do I do?
- If a Car is Repossessed Do I Still Owe the Debt?
- Is Debt Forgiveness Taxable?
- Is Freedom Debt Relief a Scam?
- Is it Legal for Debt Collectors to Call Family Members?
- Is it Smart to Consolidate Debt?
- Is LVNV Funding a Legitimate Company? - Them in Court
- Is My Case in the Right Venue?
- Is Portfolio Recovery Associates Legit? — How to Win
- Is Severance Pay Taxable?
- Is SoloSuit Worth It?
- Is Someone with Power of Attorney Responsible for Debt After Death?
- Is the NTB Credit Card Safe?
- Is There a Judgment Against Me Without my Knowledge?
- Is transworld systems legitimate? — How to win in court
- Liquidate–What Does it Mean?
- Litigation Finance: Is it a Good Investment?
- Received a 3-Day Eviction Notice? Here's What To Do
- Should I File Bankruptcy Before or After a Judgment?
- Should I Hire a Civil Litigation Attorney?
- Should I Hire a Civil Rights Lawyer?
- Should I Hire a Litigation Attorney?
- Should I Marry Someone With Debt?
- Should I Pay Off an Old Apartment Debt?
- Should I Send a Demand Letter Before a Lawsuit?
- Should I Use My IRA to Pay Off Credit Card Debt?
- Should You Communicate with a Debt Collector in Writing or by Telephone?
- Should You Invest in Stocks While In Debt?
- Subsidized vs. Unsubsidized Loans: Which is Better?
- The Truth: Should You Never Pay a Debt Collection Agency?
- What are the biggest debt collector companies in the US?
- What are the different types of debt?
- What Bank Is Behind Best Buy's Credit Card?
- What Bank Issues Kohl's Credit Card?
- What Bank Owns Old Navy Credit Card?
- What Credit Bureau does Aqua Finance Use?
- What Credit Bureau Does Truliant Use?
- What Does “Apple Pay Transaction Under Review” Mean?
- What Does a Debt Collector Have to Prove in Court?
- What Does BAC Stand For?
- What does HAFA stand for?
- What Does Payment Deferred Mean?
- What Does Reaffirmation of Debt Mean?
- What Happens After a Motion for Default Is Filed?
- What Happens at a Motion for Summary Judgment Hearing?
- What Happens If a Defendant Does Not Pay a Judgment?
- What Happens If a Process Server Can't Serve You?
- What Happens if a Tenant Wins an Eviction Lawsuit?
- What Happens If Someone Sues You and You Have No Money?
- What Happens If You Avoid Getting Served Court Papers?
- What Happens If You Don’t Pay Speedy Cash?
- What Happens If You Ignore a Debt Collector?
- What Happens If You Never Answer Debt Collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- What Happens When a Debt Is Sold to a Collection Agency?
- What If a Summons Was Served to the Wrong Person?
- What If an Order for Default Was Entered?
- What if I default on an Avant payment?
- What If the Wrong Defendant Is Named in a Lawsuit?
- What Is a Case Number?
- What is a Certificate of Judgment in Ohio?
- What Is a Certificate of Service?
- What Is a Civil Chapter 61 Warrant?
- What is a Civil Litigation Lawyer?
- What Is a Consent Judgment?
- What Is a CPN Number?
- What Is a Debt Brokerage?
- What Is a Debt-to-Sales Ratio?
- What Is a Defamation Lawsuit?
- What is a default judgment?— What do I do?
- What Is a Libel Lawsuit?
- What is a Lien on a House?
- What is a Lien Release on a Car?
- What is a Lien?
- What Is a Motion to Strike?
- What Is a Motion to Suppress?
- What Is a Non-Dischargeable Debt in Tennessee?
- What Is a Nonsuit Without Prejudice?
- What Is a Preliminary Hearing?
- What Is a Reaffirmation Agreement?
- What Is a Request for Dismissal?
- What Is a Rule 3.740 Collections Defense in California?
- What Is a Slander Lawsuit?
- What is a Stipulated Judgment?
- What Is a Warrant in Debt?
- What is ABC Financial Club Charge?
- What is ACS Ed Services?
- What is Advanced Call Center Technologies?
- What is Alimony?
- What Is Allied Interstate's Phone Number?
- What is an Affirmative Defense?
- What Is an Assignment of Debt?
- What Is an Attorney Malpractice Lawsuit?
- What Is an Unlawful Detainer Lawsuit?
- What is Bank of America CashPro?
- What is Bitty Advance?
- What Is Celtic Bank?
- What is Consumer Portfolio Services?
- What Is Credence Resource Management?
- What Is Debt Internment?
- What Is Discover's 60/60 plan?
- What is Evading the Police?
- What Is Extinguishment of Debt?
- What is First Investors Financial Services?
- What is Global Lending Services?
- What is homicide?
- What Is Lexington Law Firm?
- What is LGFCU Personal Loan?
- What is Moral Turpitude?
- What is Online Information Services?
- What is Oportun?
- What Is Service of Process in Texas?
- What is sewer service?
- What Is Summary Judgment?
- What is Synchrony Bank's Hardship Program?
- What Is T-Mobile's Phone Number for Debt Collection?
- What Is the Amount of Money You Still Owe to Their Credit Card Company Called?
- What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?
- What Is the Formula for Calculating Closing Costs?
- What Is the Minimum Amount That a Collection Agency Will Sue For?
- What Is the Phone Number for IQ Data?
- What is the Purpose of the Truth in the Lending Act?
- What is the status of my case?
- What Is the Statute of Limitations on Debt in Washington?
- What is the Telemarketing Sales Rule?
- What is Unsecured Credit Card Debt?
- What is WCTCB?
- What is WFDS?
- What is WUVISAAFT?
- What is Zombie Debt, and How Do I Deal With It?
- What Personal Property Can Be Seized in a Judgment?
- What Should I Do If Crown Asset Management Suing Me?
- What Should I Do If OneMain Financial Is Taking Me to Court?
- What Should You Do if You Can't Pay Your Mortgage?
- What states require a professional licensing number for debt collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- When Does Exeter Finance Repo Cars?
- When Is My Rent Due Legally?
- Where’s My Amended Tax Return?
- Which Bank Does Macy's Credit Card Use?
- Who is EOSCCA?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Beat Them in Court
- Who is Jefferson Capital Systems LLC — How to win in court
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Them in Court
- Who Qualifies for Debt Settlement?
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Why Do Debt Collectors Block Their Phone Numbers?
- Why Do Lawyers Charge So Much?
- Why Is the Sheriff Looking for Me?
- Why Would a Sheriff Come to My House with Papers?
- Will Bankruptcy Stop a Judgment?
How-to debt guides
- How to Beat Westlake Portfolio Management
- How to Access Free Debt Relief
- How to Answer a Lawsuit for Debt Collection
- How to Appear in Court by Phone
- How to Apply For Unemployment Benefits in Florida
- How to Avoid Getting Served
- How to Beat a Bill Collector in Court
- How to Beat a Debt Collector in Court
- How to Beat a Lawsuit From a Debt Collector
- How to Cancel a Merrick Bank Credit Card
- How to Cancel an American Eagle Credit Card: A Step-by-Step Guide
- How to Cancel JCPenney Credit Card
- How to Deal with Debt Collectors
- How to decide what to do next in a lawsuit
- How to Defend Yourself in Court
- How To Develop A Debt Repayment Plan That Works
- How to Discharge a Debt with UCC
- How to Dispute a Debt and Win
- How to Dispute a False Positive Drug Test
- How to dispute a rental collection
- How to Drag Out an Eviction
- How to Fight a Motion for Relief From Automatic Stay
- How to Fight an Eviction
- How to Fight Debt Collectors in Court and Win
- How to File a Civil Answer in Kings County Supreme Court
- How to File a Civil Answer With the Duval Clerk of Courts - Florida
- How to File a Motion to Extend Time
- How to File a Motion to Satisfy Judgment in Utah
- How to File a Motion to Set Aside Judgment
- How to File Chapter 13 Without an Attorney
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