Which online payment methods to accept in India? (2024)

The top three payment methods consists of cards (MasterCard, VISA, American Express, RuPay (local debit card)), netbanking (online bank transfers, UPI) and wallet payments (e.g. Paytm, Freecharge). Indian shoppers like to pay with monthly installments.

Which online payment methods to accept in India? (2024)

FAQs

Which online payment methods to accept in India? ›

In India, popular digital payment options include UPI wallets such as Paytm and PhonePe, internet banking services, debit/credit cards, and AEPS.

Which online payment method is used in India? ›

In India, popular digital payment options include UPI wallets such as Paytm and PhonePe, internet banking services, debit/credit cards, and AEPS.

Which digital payment is best in India? ›

Top 7+ Online Payment Gateways in India 2024
  1. PayPal India. PayPal is a renowned e-commerce platform that helps individuals and companies to accept and make payments. ...
  2. PayU. PayU is highly customizable that can strengthen your digital payment processes. ...
  3. Paytm. ...
  4. PhonePe. ...
  5. CCAvenue. ...
  6. Razorpay. ...
  7. Instamojo. ...
  8. Cashfree.
Jul 24, 2024

What payments are accepted in India? ›

Popular payment methods
  • Visa. Cards. Visa is one of world's largest global card networks.
  • Mastercard. Cards. Mastercard is a market leading card scheme worldwide.
  • Online banking India. Online banking. We offer online banking as a payment method in India via our partner BillDesk.

How do foreigners pay online in India? ›

UPI International
  • Open the Google Pay app .
  • Tap Scan QR code.
  • Scan the international merchant's QR code.
  • Enter the amount in payable foreign currency.
  • Select the bank account you want to use to pay the international merchant. The debit from this bank account is in Indian currency. ...
  • Tap Activate UPI International.

Does PayPal work in India? ›

In India, the PayPal wallet feature is not available for personal use. What you can do is use PayPal to make purchases from sellers who accept PayPal around the world via the PayPal mall for goods and services. No matter what type of account you have, PayPal is free to open and maintain.

Which payment app works in India? ›

10 Best Online Payment Apps in India 2023
Online Payment AppPlay Store Rating
Paytm4.6
PhonePe4.3
BHIM4.5
Amazon Pay4.5
6 more rows
Feb 14, 2023

Which payment app is safe in India? ›

Among India's safest UPI payment apps, PhonePe, Google Pay, Paytm, BHIM UPI, and Amazon Pay are considered the best choices. These apps have robust security features and are widely trusted by users for their reliability in handling UPI transactions.

Does Apple Pay work in India? ›

No, current banking regulations in India prevent Apple Pay from operating and offering the privacy and security it's known for.

Can foreigners use Paytm in India? ›

both Paytm and AmazonPay typically require users to register with a valid Indian phone number and have access to an Indian bank account for transactions. Foreigners may face challenges in registering directly with their own country's bank accounts.

How do tourists pay in India? ›

By offering the convenience and security of UPI, India's popular digital payment system, visitors can experience India without having to worry about managing cash or currency exchange.

How can I accept payment in India? ›

UPI and QR Codes

Unified Payments Interface (UPI) and QR code payments have gained immense popularity in India. They allow instant transfers and payments using UPI-enabled mobile apps. They are highly convenient, cost-effective and secure. Learn more about UPI here.

Can I use my US credit card in India? ›

Are U.S. credit cards widely accepted in India? Credit cards are accepted in India, especially in large cities like Mumbai and Delhi. Visa® and Mastercard® are the most widely accepted credit card networks.

How can I pay online from USA to India? ›

Best ways to send money to India from abroad
  1. Direct Debit. Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. ...
  2. Bank Transfer. ...
  3. Debit Card. ...
  4. Credit Card. ...
  5. Apple Pay. ...
  6. Google Pay.

Can I use Google Pay in India? ›

To pay for Google products, you can use Google Pay wherever Google Play is available. Tip: Google Pay for iPhone and iPad is only available in the US and India. You can use Google Pay for contactless payments and saving loyalty cards, gift cards and other types of reward cards in these countries or regions.

What is the most popular online payment method in India? ›

"Online payment services (e.g., PayPal, Google Pay, Klarna)" and "Cash on delivery" are the top two answers among Indian consumers in our survey on the subject of "Most common online payments by type".

What is the type of e payment in India? ›

Various types of electronic payment systems including debit and credit cards are commonly used for online transactions. Virtual payment cards offer a secure payment method without sharing personal information. Digital wallets provide convenience by storing payment details on a mobile device.

What is the best way to pay for things in India? ›

Paying by credit or debit card in India

Card payments are available in India's cities, but carrying cash is essential if you're headed off the beaten path.

Which online payment app is safe in India? ›

Which UPI server is best? Among India's safest UPI payment apps, PhonePe, Google Pay, Paytm, BHIM UPI, and Amazon Pay are considered the best choices. These apps have robust security features and are widely trusted by users for their reliability in handling UPI transactions.

Which payment gateway is used in India? ›

Cashfree

Cashfree is one of the prominent payment gateways in India and API banking companies. More than 130+ payment methods are accepted including all UPI platforms, Paytm or mobile wallets, net banking, PayPal and others.

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