Depositing by debit cards: What should I know?
| Minimum deposit | Maximum deposit | Average processing time | Our fees |
|---|---|---|---|
| None | $20,000 USDper calendar month | Immediate | No fees |
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If you are making a deposit via a debit card, the card must be one-time verified if not verified previously.
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To verify your card , a card profile needs to be set up.
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Your bank may charge you a service fee.
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Clients from Puerto Rico cannot deposit using cards.
Depositing by Automated Clearing House (ACH) - with instant credit: what should I know?
| Minimum deposit | Maximum deposit | Average processing time | Our fees |
|---|---|---|---|
| None | $50,000 USDper deposit. No limit on the number of deposits. | Immediate for Instant ACH starting at 50% of the requested deposit amount for transfers equal to or less than $1000. Up to 6 business days for regular ACH processing. For more details, click here. | No fees |
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You can transfer funds from one account to another only if the funds are fully settled. Instant ACH credits cannot be transferred.
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Instant ACH is available on all sub-accounts except the spot crypto sub-account.
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Your bank may charge you a service fee.
Depositing by wire transfer: what should I know?
| Minimum deposit | Maximum deposit | Average processing time | Our fees |
|---|---|---|---|
| None | None | One to three business days for domestic wire transfers. Up to five business days for international wire transfers. | No fees |
Notes:
- When you choose the wire transfer method of deposit in the HUB , you get on-screen instructions for the transfer.
- OANDA cannot accept payments from third parties. Please ensure that the name on the originating account matches the name on your OANDA account. If you want to receive funds from a third party you need to set up a joint account with that party.
- All deposit limits are based on United States calendar months, Universal Time Coordinated.
- Direct deposits by checks or cash are not accepted.
- Your bank may charge you a service fee.
Can I fund my spot crypto account with cryptos from an external wallet?
No, you cannot deposit cryptocurrencies directly in your spot crypto account. You can only deposit funds.
Still have questions? Chat with an agent.
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| © 1996 - 2023 OANDA Corporation. All rights reserved. "OANDA", "fxTrade" and OANDA's "fx" family of trademarks are owned by OANDA Corporation. All other trademarks appearing on this website are the property of their respective owners.<![CDATA[]]> OANDA CORPORATION IS A MEMBER OF NFA AND IS SUBJECT TO NFA'S REGULATORY OVERSIGHT AND EXAMINATIONS. HOWEVER, YOU SHOULD BE AWARE THAT NFA DOES NOT HAVE REGULATORY OVERSIGHT AUTHORITY OVER UNDERLYING OR SPOT VIRTUAL CURRENCY PRODUCTS OR TRANSACTIONS OR VIRTUAL CURRENCY EXCHANGES, CUSTODIANS OR MARKETS.<![CDATA[]]> Trading in digital assets, including cryptocurrencies, is especially risky and is only for individuals with a high risk tolerance and the financial ability to sustain losses. OANDA Corporation is not party to any transactions in digital assets and does not custody digital assets on your behalf. All digital asset transactions occur on the Paxos Trust Company exchange. Any positions in digital assets are custodied solely with Paxos and held in an account in your name outside of OANDA Corporation. Digital assets held with Paxos are not protected by SIPC. Paxos is not an NFA member and is not subject to the NFA’s regulatory oversight and examinations. Leveraged trading in foreign currency contracts or other off-exchange products on margin carries a high level of risk and may not be suitable for everyone. We advise you to carefully consider whether trading is appropriate for you in light of your personal circ*mstances. You may lose more than you invest. Information on this website is general in nature. We recommend that you seek independent financial advice and ensure you fully understand the risks involved before trading. Trading through an online platform carries additional risks. Refer to our legal section. OANDA Corporation is a registered Futures Commission Merchant and Retail Foreign Exchange Dealer with the Commodity Futures Trading Commission and is a member of the National Futures Association. No: 0325821. More Information is available using the NFA Basic resource. On this website, we provide translated content for your convenience. In case of any inconsistency or discrepancy between the original English content and its translated versions, the English version shall prevail. |
