The best place to get a $75,000 personal loan with fair credit is LightStream. LightStream has a minimum credit score requirement of just 660 and offers loans of $5,000 - $100,000 with an APR range of 7.49% - 25.99%. LightStream isn’t the only lender that offers $75,000 personal loans to people with fair credit, though.
Best Lenders for a $75,000 Personal Loan with Fair Credit
| Lender | Loan Range | APR | Credit Score Required |
| $5,000 - $100,000 | 7.49% - 25.99% | 660 | |
| $5,000 - $100,000 | 8.99% - 29.99% Fixed APR with all discounts | 680 | |
| $3,000 - $100,000 | 7.49% - 23.24% | 660+ |
Meeting the credit score requirement for a $75,000 personal loan doesn’t guarantee you’ll get approved. You’ll need to meet other requirements to be considered, like being at least 18 years old, having a bank account and having enough income to afford the monthly payments.
To see your odds of approval and which rates may be available to you, check out the free pre-qualification tool on WalletHub.
This answer was first published on 02/25/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
