Where can I find details about the account types PayPal offers? (2024)

We offer two types of accounts to meet all of your needs, Personal or Business accounts.

If you just need to make purchases and send money to family and friends, a Personal account is probably for you. We recommend Business accounts for online merchants who operate under a company or group name. PayPal is free when you make purchases and when you send money to family and friends from your bank account. If you can hold a balance with PayPal, you can also use it to send money to family and friends for free.

If you use a credit or debit card to send money to family and friends, a fee applies. The sender decides who pays the fee. If you use your PayPal account to request money from someone, you'll be charged a fee when you receive the payment.

For more information on fees, click Fees at the bottom of any PayPal page.

You can read more about our variouspolicies inthe PayPal User Agreement.

Specific information and answers to member questions or comments regarding protection policies, transactions, and other specific PayPal services may be found by clicking the Legal Agreements link at the bottom of any page on the PayPal website.

Where can I find details about the account types PayPal offers? (2024)

FAQs

How do you know what type of account you have on PayPal? ›

Log in to paypal.com, click on "Profile" in the top right, then select "Profile and Settings". When the page loads up, click on "My Settings" in the left nav. At the top of the page you should see an account type.

What types of accounts does PayPal offer? ›

We offer two types of accounts to meet all of your needs, Personal or Business accounts. If you just need to make purchases and send money to family and friends, a Personal account is probably for you. We recommend Business accounts for online merchants who operate under a company or group name.

Where can I find offers in my PayPal account? ›

How to find and use deals on PayPal. PayPal has a "Deals and Offers" section right in the top toolbar of their website.

How do I access my PayPal account details? ›

To view or update your personal information, such as phone number, email address, street address, or language setting, please go to Settings and edit your information.

Where is account options on PayPal? ›

These settings in Paypal can be found by heading to:
  • Settings > Account settings.
  • If you don't see either of these options, then you may be using a PayPal Personal account. Please upgrade to a Paypal Business account.
Mar 12, 2023

What does checking account type mean in PayPal? ›

The account type is called "Checking" similar to calling an account current or savings. The bank is not being checked and should be ready for use once it has been added/confirmed.

What details do I give for my PayPal account? ›

Your account is identified by the email address or mobile number that you log in with. To receive funds using your PayPal account, you can ask the sender to send the payment to the confirmed email address or mobile number registered on your PayPal account. You will receive a notification once the payment is sent.

How to change account type on PayPal? ›

How do I upgrade or downgrade my PayPal account?
  1. Go to Settings.
  2. In the Account Options section, click Upgrade to a Business Account.

What's the difference between personal and business PayPal? ›

PayPal personal accounts don't allow you to accept many payment methods (e.g., you cannot accept invoice payments) or use many other features available through business accounts. Essentially, a PayPal personal account is perfect for sellers who sell only occasionally or informally.

What does PayPal offer mean? ›

The offer needs to be used on an eligible payment, which means that the merchant allows their buyers to pay using a PayPal shopping credit. The credit will be automatically used when a purchase is made with a merchant that accepts this type of payment.

Where do I find PayPal secret key? ›

Navigate to "Apps & Credentials," create a new app, and PayPal will generate the Client ID and Secret Key for you. Note: If you have a personal account with PayPal, you'll need to convert it to a business account to generate these codes.

How do I find my PayPal payment preferences? ›

Go to www.paypal.com/businessmanage/preferences/payments. Edit your preferences.

Where do I find my PayPal me info? ›

If you already have a PayPal account, log in, and generate your link. If you don't, signup is fast and free. You can also grab your PayPal.Me link from the Profile section in your Account settings.

Where do I find account summary on PayPal? ›

Log in to your PayPal Business or Premier account. The Summary page is displayed, with the Recent activity table on the right side of the page. By default, the table displays activity for the last 30 days.

Does PayPal show my details? ›

Some Personal Information is disclosed to other PayPal account holders as required to complete a payment transaction. This includes your username, profile photo, first and last name, email, and phone number. Other Users in accordance with your account settings.

How do I know if my PayPal account is business or personal? ›

How do I know what type of PayPal account I have? If there isn't an option to upgrade your account on the left-hand side near the bottom of your interface, you currently have a Business account. If there is an option to upgrade to PayPal Business, you have a Personal account.

How do I know what PayPal account I have? ›

Your account is identified by the email address or mobile number that you log in with. To receive funds using your PayPal account, you can ask the sender to send the payment to the confirmed email address or mobile number registered on your PayPal account.

How do I know what my PayPal account is called? ›

You can find your username via PayPal's desktop website or the app on your Apple or Android phone. Click the cogwheel icon (desktop) or person icon (mobile). This will bring you to your PayPal profile. Check your username underneath your full name, near the top of the screen.

What's the difference between PayPal personal and business? ›

PayPal personal accounts don't allow you to accept many payment methods (e.g., you cannot accept invoice payments) or use many other features available through business accounts. Essentially, a PayPal personal account is perfect for sellers who sell only occasionally or informally.

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