Where Can I Find All My Loan Information? (2024)

FAQs

How can I see all the loans I have? ›

The easiest way to find a list of all your debts is to check your credit reports. Most creditors report your accounts and payments to the credit bureaus. You can check all of your debts for free by reviewing your free credit report from Experian.

You can do so by checking your credit report. The credit report is a summary of your credit history, and it is mapped to your PAN card. The report summarizes your credit score and also allows you to check all your loans.

StudentAid.gov is the U.S. Department of Education's comprehensive database for all federal student aid information. This is one-stop-shopping for all of your federal student loan information. At StudentAid.gov, you can find: Your student loan amounts and balances.

Your Loan ID is found under Important information about your new loan. Once you locate your Account Number, your Loan ID is the last 3-digits.

The first thing to do is to go back through any financial paperwork you may have kept. You might find that you have kept paperwork relating to old loan agreements. Old bank statements may also be a way for you to work out what your previous loans were.

There are three credit agencies which hold credit reports on you: Equifax, Experian and TransUnion. It's best to check all three reports at least once a year, because they all have an impact.

You can identify your loan types by logging on to StudentAid.gov and selecting “My Aid” in the dropdown menu under your name. In the “Loan Breakdown” section, you'll see a list of each loan you received. You'll also see loans you paid off or consolidated into a new loan.

How do I download my student loan history? ›

Enter your 7 digit loan account number.

This can be found on the upper right hand corner of any correspondence letters you received from the National Student Loans Service Centre. If you're unsure of your loan account number contact the National Student Loans Service Centre.

What is a Loan Account Number? Your loan account number is a 14- or 15-digit number that is given to you by your lender when your loan application gets approved. Every loan account has a unique account number. In case you have two ongoing loans, the loan account numbers will differ respectively.

For new business owners without a credit history, you can use your EIN to apply for a business loan. However, you may also be required to provide your Social Security Number (SSN) and personal financial information, as lenders may ask for a personal guarantee.

You can visit the nearest branch of the bank from whom you availed the personal loan to get your personal loan statement. Make sure you carry all the relevant documents with you to the bank. A representative from the bank will help you with the process and will provide you with your personal loan statement.

You can get your free credit report from Annual Credit Report. That is the only free place to get your report. You can get it online: AnnualCreditReport.com, or by phone: 1-877-322-8228. You get one free report from each credit reporting company every year.