Contents insurance: FAQs
Does contents insurance cover fire?
Yes. You can make a claim on your contents insurance if your items are damaged in a fire.
Does contents insurance cover fixtures and fittings?
No. Your home’s fixtures and fittings are covered by buildings insurance. This type of cover protects against damage to your house, such as walls, pipes and roof. It also covers your home’s fixtures and fittings like your fitted bathroom or kitchen.
Do I need contents insurance as a renter?
It’s a good idea to take outcontents insurance if you’re a tenant. You won’t need buildings insurance if you rent, as your landlord should cover this.
Does contents insurance cover jewellery?
Yes. Contents insurance will cover your jewellery in your home if it's stolen, or damaged by things like floods, fire or storms, up to a certain amount.You may need to name your items of jewellery on your policy. You're likely to need extra cover to cover these items away from your home.
