What Is a Credit Card Number and How to Read It (2024)

FAQs

What Is a Credit Card Number and How to Read It? ›

Most credit cards have 15 or 16 digits displayed across the front, depending on the issuer. The first 6 digits indicate the issuer number, the next five refer to the specific issuing bank, and the final six equal the user's account number.

The first six to eight digits are referred to as the bank identification number (BIN) or issuer identification number (IIN). These numbers identify the card issuer. The remaining digits identify the individual account of the cardholder. Because each digit has meaning, it's crucial to protect your credit card number.

Credit card number

Your credit card number is unique to you and includes information used to identify your account, card and who it's issued by. The first digit indicates the provider: Mastercard numbers start with a 2 or 5. Visa card numbers start with a 4.

Windcave eCommerce test details

Only pre-approved 'test card' numbers provided by Windcave can be used for testing, within test environments. We recommend using the test card 4111 1111 1111 1111 for Visa, 5431 1111 1111 1111 for MasterCard, 3711 1111 1111 114 for Amex, and 3600 0000 0000 08 for Diners.

The first four digits of a Visa card are part of the IIN (Issuer Identification Number) or BIN (Bank Identification Number). Visa card numbers always start with 4, and the next five digits tell which credit card company, bank, or credit union issued the card.

Issuer Identification Number (IIN)

The first six digits (including the MII) denote the Issuer Identification Number. It is also known as Bank Identification Number (BIN).

Bank Identification Numbers (BINs) are the first 6 to 8 digits of a card number. These numbers are used to identify the issuing bank or financial institution of the card.

Yes, it is very simple to determine the type of credit card simply by looking at the card's number. The first digit of the credit card number tells you if the card is from American Express (3), Visa (4), Mastercard (2 or 5), or Discover (6).

Structure. Payment card numbers are composed of 8 to 19 digits, The leading six or eight digits are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN). The remaining numbers, except the last digit, are the individual account identification number.

What credit card starts with 6011? ›

Discover cards, on the other hand, usually start with the digits 6011. American Express, Diner's Club, and Carte Blanche share the first digit, which is always a 3. However, the following digits differ to further differentiate between these card issuers.

Yes, Visa cards can start with the number sequence "4400." However, please note that the first 4 digits of a Visa card number are known as the "Bank Identification Number" (BIN), and the BIN can vary depending on the bank that issued the card.

Credit Card Number (Visa) is 16-digit number and might have dashes (hyphen) or spaces as separators. For example, NNNN-NNNN-NNNN-NNNN or NNNN NNNN NNNN NNNN.

You can't tell a credit card number by the last four digits. However, you could find a credit card you've saved in an account, such as on Amazon, by the last four numbers. Those are the only digits you'll be able to see when you look at the saved payment methods in your account.

You can't tell whether a card is associated with a debit or credit account based on numbers alone. Still, you can usually find that out by looking at the card as most of them have a “credit” or “debit” label somewhere on the card.

This number is called the MII, or major industry identifier, and it specifies the card network and industry. If your card starts with 3, your card uses the American Express network. Visa starts with 4, a Mastercard is 5 and Discover is 6. Other numbers are used to identify the industry.

Most credit cards have 15 or 16 digits displayed across the front, depending on the issuer. The first 6 digits indicate the issuer number, the next five refer to the specific issuing bank, and the final six equal the user's account number.

Structure. Payment card numbers are composed of 8 to 19 digits, The leading six or eight digits are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN). The remaining numbers, except the last digit, are the individual account identification number.

The 16-digit bank card number on a Debit Card reflects your linked bank account. It is also important from a security point of view. Each digit serves a specific purpose. The first 6 digits represent the Bank Identification Number, and the remaining 10 digits are known as the Unique Account Number.

The first six or eight digits of the credit card represent the Issuer Identification Number (IIN), also known as the Bank Identification Number (BIN). These digits clearly identify the financial institution issuing the card.