What if I am having trouble activating the UPI ID handles?
The SMS verification while adding your bank account on PhonePe may fail, if:
- The mobile number registered with the bank account does not have enough balance to send an SMS for verification.
- You have selected the incorrect SIM slot while initiating the SMS. You can check this in your Phone Settings >> SIM & Network >> Default SIM for SMS.
- You have not enabled SMS permissions for the PhonePe app. You can check this by going to your Phone Settings >> Apps & Notifications >> PhonePe >> Permissions.
- You’re experiencing poor internet connectivity or your mobile network is weak.
Important: One of the primary reasons for SMS verification to fail is poor mobile network connectivity. We request you to ensure that the above checks are done and try again.
FAQs
In such a case, please ensure that the mobile number linked to your bank account is same as the one verified in any UPI App. If it is not the same, your bank accounts will not be fetched by the UPI platform.
What to do if UPI id is not working? ›
Check internet connectivity: Ensure you have a stable internet connection to avoid the "UPI payment failed" issue. Verify bank server status: If you receive a notification about bank server downtime, wait and try the transaction once the server is up again.
Could not activate UPI international? ›
Open the UPI app and click on your profile picture. Under the Payment Settings section, select UPI International. Click the Activate button next to the bank account you wish to use for international UPI payments. Enter your UPI PIN to confirm the activation.
How do I enable my UPI ID? ›
To activate a UPI ID,
- Tap Check Balance or your profile picture on the PhonePe app home screen.
- Select the relevant bank account and tap Activate.
- Select the UPI ID available next to the bank account and tap Finish Set up.
Users who do not have debit cards can also register for UPI now. They can use their Aadhar card to set up their UPI PIN. The Aadhar-based verification was introduced in September 2021. To use the Aadhar-based verification, you must link your mobile number with your Aadhar Card and bank account.
Why am I not able to verify my UPI? ›
It might be a suspected case of a fraudulent transaction. You might have entered the wrong UPI PIN. The beneficiary details you entered might be incorrect. Your mobile number might be linked to multiple types of accounts in the same bank.
Why is my UPI failing? ›
Insufficient Funds: If you don't have enough balance in your bank account to cover the transaction amount, the UPI transaction will fail. Incorrect Details: Providing incorrect UPI ID, VPA, or bank account details of the recipient can lead to transaction failures.
How to create an UPI ID for NRI? ›
Enable UPI now on your registered Indian or International Mobile Number
- Step 1: Log in to the iMobile Pay app.
- Step 2: Click on 'UPI Payments'
- Step 3: Verify Mobile Number.
- Step 4: Click on Manage > My profile.
- Step 5: Create UPI ID (select from the suggested options)
- Step 6: Select Account Number > Submit.
Steps to follow to activate UPI ID
Open the app and enter your registered mobile number. Verify the number using the OTP sent to your phone. Next, select your bank from the list provided. The app will fetch your account details linked to your mobile number.
How to activate UPI in USA? ›
After you check out from the e-commerce website, tap UPI payment. Open Google Pay app . Scan the International QR code. Tap Activate UPI International.
International mobile numbers of ICICI Bank's non-resident Indian clients can be used to make UPI payments in India. In ten nations—the United States, United Kingdom, United Arab Emirates, Canada, Singapore, Australia, Hong Kong, Oman, Qatar, and Saudi Arabia—the bank provides this service.
Can I use UPI from outside India? ›
From 2023, UPI has expanded to various countries outside India. At the moment of writing, it is accepted in Franch, Singapore, Thailand, Vietnam, Philippines, UAE and the latest addition being Mauritius and Srilanka.
Why my UPI ID is not working? ›
Check if you reset the UPI PIN on Google Pay or any other UPI app. If you enter your UPI PIN incorrectly 3 times, you can't make transactions through UPI for the next 24 hours. To proceed, you can either wait 24 hours to transact again, or reset your UPI PIN immediately to make payments again.
How do I manually set up my UPI ID? ›
Create a new UPI ID
- On your mobile device, open the Google Pay app .
- At the top right, tap your Profile picture.
- Tap Bank account.
- Tap the bank account you added to Google Pay.
- Next to "UPI ID," tap Edit .
- To create a UPI ID, tap Plus .
To unblock a blocked UPI, users should first identify the reason for the block. They can contact the bank's customer service or use the app's help section. Then, they should follow the verification process, which may involve providing identification documents and resetting the UPI PIN.
How long does it take for UPI to get activated? ›
As per the NPCI directives, UPI registration needs to be completed within 30 seconds. Validation error is received if it takes more than 30 seconds to register.
How do you activate UPI for the first time? ›
Steps for Registration:
- User downloads the UPI application from the App Store/Banks website.
- User creates his/her profile by entering details like name, virtual id (payment address), password etc.
- User goes to “Add/Link/Manage Bank Account” option and links the bank and account number with the virtual id.
The active UPI IDs and UPI numbers are those which have been active/used for one year for payments. The National Payments Corporation of India (NPCI) has asked payment apps such as Google Pay, Paytm, PhonePe etc. and banks to deactivate the UPI IDs and numbers that have not been active for more than one year.
Why my UPI mandate is not working? ›
Your UPI mandate may fail sometimes despite receiving the IPO allotment, due to technical issues from your bank's end. Your funds are debited from your account based on an allotment file which the registrar shares with the banks. In case of any technical issues, the bank will re-attempt to debit the funds.
