What if Debt Scam Calls Won't Stop? (2024)

FAQs

What if Debt Scam Calls Won't Stop? ›

If you are receiving a lot of scam calls from debt collectors or others, see the box below called, "Take Action: Report Bad Actors!" and report them. In addition to reporting them, here are some other tips: Put your number on the National Do Not Call Registry. Go to donotcall.gov or call 1-888-382-1222.

Report scam calls and texts

Report phone and text scams to ReportFraud.ftc.gov.

If the collector continues to contact you after receiving a written notice to stop or after you've told them you have a lawyer and have provided the lawyer's contact information, they are likely violating the Fair Debt Collection Practices Act (FDCPA). You can sue the debt collector for violating the FDCPA.

You can register your numbers on the National Do Not Call Registry at no cost by calling 1-888-382-1222 (voice) or 1-866-290-4236 (TTY). You must call from the phone number you wish to register. You can also register at add your personal wireless phone number to the national Do-Not-Call list donotcall.gov.

Report Phone Scams

If you've lost money to a phone scam or have information about the company or scammer who called you, tell the FTC at ReportFraud.ftc.gov. If you didn't lose money and just want to report a call, use the streamlined reporting form at DoNotCall.gov.

It's better to ignore spam calls. When you decline a call, it can alert the spammer that your phone number is active, prompting them to call you again. If you use a call-blocking tool that uses caller ID, you should never answer calls labelled as spam.

If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase “please cease and desist all calls and contact with me immediately” to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

Please allow me a few moments to provide you with an answer. Generally speaking, the debt collector is not able to call you more than seven times within a seven day period. If you feel you are being harassed by a debt collector, then I suggest you send them a cease-and-deist letter via certified mail.

Regardless of how they're contacting you, you have the right to tell a debt collector to stop. This request must be made to the debt collector in writing. The CFPB offers sample letters for asking a debt collector to stop contacting you.

How do I stop 100 spam calls a day? ›

The National Do Not Call Registry was created to stop sales calls from real companies. It's free to register your home or mobile phone number.

You may be reusing an old number targeted for spam calls. Usually, it happens when you get a new phone number that has been previously used by someone else. Scammers may continue to call the number, hoping to reach the previous owner; Your number may be on a robocall list.

Method 1: Activating DND on your number

You can block all marketing, promotional or irrelevant spam messages and calls by activating DND on your number by following these simple steps: Head over to the default Messaging app on your phone. Create a new message and type FULLY BLOCK. Send it to 1909.

Practical Non-legal Suggestions. Depending on what method of communication is being used, often you can easily block the person's phone number if the communication is originating from the phone. Most phone carriers allow you to do this online or you can stop by a local store for assistance.

Scam artists spoof calls to make them appear to be from a local telephone number. Even if a number appears to be local, it is best to avoid calls from numbers with which you are not familiar. Hang up. If you answer a call that seems suspicious, hang up.

When you call back a spam number, you're playing directly into the scammer's hands. You could expose sensitive data on the call or make yourself a target for further scam attempts.

Hang up and report it to the Federal Trade Commission at complaints.donotcall.gov or 1-888-382-1222.