What happens if you can't pay | California Courts (2024)

Table of Contents

The other side may get another court date to ask about what you own and where you work The other side may try to collect money from you There are ways to stop or limit the amount that's taken if you have little money or income

This is a good place to start because you can come up with a plan that works for both of you.

If there are local agencies that help people mediate, they may be able to help you come to agreement.
If you work something out, make sure everything you agreed about is in writing. Include:
- When the payments are due
- How often you’ll pay (weekly, monthly, every 3 months?)
- If, how much, and when interest will be added
- Where you should send the payments
- What kind of payment is OK (check or online payment, for example)
- Who you should make the payments to

Keep detailed records and proof of all your payments, especially if you pay with cash.

The other side may get another court date to ask about what you own and where you work

The other side may have a judge order you to come to answer questions aboutyour property, work, and any bank accounts you have (called a Debtor's Examination). They can also add to what you oweany fees or costs associated with getting the court date.

Learn about debtor's examinations

The other side may try to collect money from you

The other side may ask the court to order that the money you owe comes out of your paycheck (called wage garnishment) or bank accounts (a bank levy). These are the most commonways they may try to collect.

Put a lien on any property you own. A lien makes it so you usually have to pay what you owe before you can sell or refinance your property.
Have the sheriff take money from the register of any business you own
Put a hold on your driver’s license
Put a hold on your professional license
Get a court order to have things you own sold to pay them
Get an order that the Sheriff can come to your business and take money from customers as they pay you

There are more ways. Get legal help to understand your rights.

There are ways to stop or limit the amount that's taken if you have little money or income

If they do try to collect from your paycheck or bank account, you may be able to stop or limit the amounts taken.The next sections have information about your options if the other side does try to garnish your wages or take money from your bank account.