FAQs
Your ScotiaCard® is enabled with Visa* Debit that allows you to shop online and worldwide – while paying1 directly from your bank account! Enjoy shopping at thousands of merchants online, pay in-store in the US and at international retailers.
Why won't my Scotiabank Visa Debit card work online? ›
Card details or PIN were entered incorrectly. New or replacement card isn't activated yet. Card has been closed, cancelled, or is expired. Card is temporarily blocked (e.g. you reported your card as lost or stolen, or there's been unusual purchasing activity)
Is Scotia debit card a Visa card? ›
Shop with the power of Visa!!
Your ScotiaCard Visa Debit card offers you a brand new way to shop. It lets you pay for everyday purchases anywhere Visa is accepted. That's more than 14 million merchants worldwide! You can use it in stores and restaurants, or use it to order goods and services online and by phone.
Can I use my Visa Debit card from the US in Canada? ›
Yes, debit cards by Visa are widely recognized for various online and electronic transactions globally, wherever Visa is welcomed. Keep in mind that Visa fees will be applicable, and these charges will be visible on your statement as a 1% international transaction service fee.
What US bank is affiliated with Scotiabank? ›
Can I use my Scotiabank Visa Debit card online? ›
Your ScotiaCard™ can be used to shop online, locally. Find out more here. At this time, purchases on international websites are restricted. Internationally, your ScotiaCard™ Visa Debit can be used in person, at any Plus ATM or Point of Sale where Visa is accepted.
How does visa debit work in Canada? ›
Visa Debit allows customers to make online, over-the-phone and mail order purchases, as well as recurring payments, directly from their bank account via the Visa network. Plus, when shopping at stores outside of Canada, they can pay with Visa Debit† anywhere Visa is accepted. Visa Debit is convenient.
Does Scotiabank charge foreign transaction fees? ›
When a foreign currency transaction is converted on your account, in addition to the exchange rate, you may be charged a foreign currency conversion fee for each transaction. See the current foreign currency conversion mark-up rates above in the transaction fees table (in most cases, currently equal to 2.5%).
What is the Scotiabank debit card called? ›
SCENE®* ScotiaCard® with VISA* Debit
Earn points for free movies. Access to cash at any of 55,000 machines displaying the Interac Debit logo in Canada and PLUS logo worldwide.
What are the disadvantages of a Visa Debit card? ›
The Cons of Using a Visa Debit Card
If you have a limited amount of funds in your bank account, a debit card will restrict your spending to that amount. Unlike a credit card, if you have an emergency expense or unexpected bill, you will not have access to additional funds you may need to cover emergency expenses.
Most casual visitors to Canada should use their credit cards for purchases and make larger ATM withdrawals, in Canadian dollars, at Canadian banks. Frequent travelers should talk to their banks about the best debit and credit cards for their trips.
What is the difference between a debit card and a Visa Debit card? ›
Visa Debit cards do the same thing as a prepaid or debit card but can also be used like credit cards. They pull funds from a customer's bank account like a debit card, so they are linked to their financial institution. In all three cases, you cannot access borrowed money or have access to a credit limit.
Can a Canadian debit card be used internationally? ›
Using debit when you travel. Your debit card will work in most countries, but there are some exceptions. Some countries may not have ATMs but may still let you use your debit card for in-store purchases.
Does Scotiabank charge for international ATM withdrawal? ›
Scotiabank is a member of the Global ATM Alliance so you pay no surcharge or access fees when you withdraw cash at select bank ATMs around the world.
Can you use Scotiabank internationally? ›
Currently you can transfer money to countries including the United States, India, Philippines, Greece, Portugal, Ireland, Spain, Netherlands, Cyprus, France, Germany, Italy, Belgium, Austria, United Kingdom, Mexico, Australia, Dominican Republic, Jamaica and China.