To request an Apple Card credit limit increase, you can chat with an Apple Card Specialist at Goldman Sachs.
View your Apple Card credit limit and credit details
On your iPhone:
Open the Wallet app and tap Apple Card.
Tap the More button
, then tap Card Details.Scroll to Credit Details to see your account Credit Limit, Available Credit, and APR.
On your iPad:
Open the Settings app.
Scroll down and tap Wallet & Apple Pay.
Tap Apple Card, then tap the Info tab.
Under Credit Balance you can see your Card Balance, account Credit Limit, Available Credit, and APR.
Request an Apple Card credit limit increase
On your iPhone:
Open the Wallet app and tap Apple Card.
Tap the More button
, then tap Card Details.Tap the Message button
.Type a message requesting a credit limit increase, then tap the Send button
.
On your iPad:
Open the Settings app.
Scroll down and tap Wallet & Apple Pay.
Tap Apple Card, then tap the Info tab.
Tap the Message button
.Type a message requesting a credit limit increase, then tap the Send button
.
Goldman Sachs will consider your payment history with Apple Card and other credit information to determine whether to grant any request for credit limit increases on Apple Card.1 This means you may need up to six months or more of payment history with Apple Card before Goldman Sachs can approve your request for a credit line increase.
Learn how your initial Apple Card credit limit is determined.
If you're part of an Apple Card Family account
Only account owners and co-owners of a shared Apple Card account can request a credit limit increase.2
Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
Each co-owner is jointly and individually responsible for all balances on the co-owned Apple Card including amounts due on the existing co-owner’s account before the accounts are merged. Each co-owner will be reported to credit bureaus as an owner on the account. In addition, co-owners will have full visibility into all account activity and each co-owner is responsible for the other co-owner’s instructions or requests. Credit reporting includes positive and negative payment history, credit utilization, and additional information. Card usage and payment history may impact each co-owner's credit score differently because each individual's credit history will include information that is unique to them. Addition of a new co-owner is subject to credit approval and general eligibility requirements. Learn more about Apple Card eligibility requirements. Either co-owner can close the account at any time which may negatively impact your credit and you will still be responsible for paying all balances on the account. Learn more about account sharing options, including some of the risks and benefits.
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