Using Your Card Abroad | Fees - HSBC Channel Islands and Isle of Man (2024)

FAQs

Using Your Card Abroad | Fees - HSBC Channel Islands and Isle of Man? ›

For other HSBC accounts, there's a fee of 2.75% for debit cards and 2.99% for credit cards.

For other HSBC accounts, there's a fee of 2.75% for debit cards and 2.99% for credit cards.

For HSBC Premier Platinum Debit Card customers, there's no cash fee for using your debit card to withdraw money from an HSBC ATM outside India. For all non-HSBC ATMs, you'll be charged a fee of INR120. Some other banks may levy an access fee for the use of their ATMs abroad.

You can use your HSBC Global Private Banking Mastercard® Debit Card / HSBC Jade Mastercard® Debit Card to withdraw cash overseas at any HSBC Group ATM, or at ATMs carrying the Mastercard or Cirrus logo, for free and at the HSBC preferential rate.

Activate your card prior to your first use and before you travel each time by calling 1800 227 8889 or (65) 6227 8889 if you are overseas, to enjoy the features and benefits of your new HSBC Everyday Global Debit Card. No, there is no annual card fee. The HSBC Everyday Global Debit Card is extended to you for free.

Pay for goods in shops and restaurants. Enjoy the convenience of using your debit or credit card in any outlet that displays the logo on your card. Fees apply.

You can use your Global Money debit card like a local, at home or abroad with no HSBC fees including at cash machines.

There's no need to inform us before you travel. You can let us know it's you using your card abroad by making a chip and PIN payment when you arrive. Please make sure your contact details are up to date so we can get in touch if there are any problems.

All HSBC accounts are viewable within Global View. Global View and Global Transfers are only available for HSBC Premier and existing HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply.

HSBC credit cards don't charge foreign transaction fees. However, if you use your HSBC Debit Mastercard® card, you may be charged a fee for any purchases abroad. This includes international payments made online.

Does HSBC debit card have foreign transaction fee? ›

Cash fee. If you use your card to withdraw money from an ATM, there's often a separate fee on top of the one for converting currency. If you are a Credit Card or Debit Mastercard® holder with HSBC, you will not be charged by us for withdrawing money from an ATM outside the U.S..

Cardholders can choose to allow international transactions also on their debit card or vice versa. For this the customer can call HSBC PhoneBanking OR submit a 'Local/International Card Usage Form' at the nearest HSBC Branch.

Purchases outside of the UK

If you use your debit card to make a payment or buy something in a foreign currency, we will charge you a 2.75% fee (which will show on your statement as 'non-sterling transaction fee'). If you buy something in GBP sterling whilst outside of the UK, we will not charge this fee.

No ATM fees in Australia or overseas

And remember, when you need cash, you can withdraw fee free from HSBC ATMs in Australia and around the world, or any bank offering fee free ATM withdrawals.

If you pay in the local currency, the fee will be a percentage of your purchase amount. For HSBC customers, this is 1.5% for foreign currency transactions made on a debit card. An additional charge of up to 1% will be imposed by the Visa card.

Cash fee. If you use your card to withdraw money from an ATM, there's often a separate fee on top of the one for converting currency. If you are a Credit Card or Debit Mastercard® holder with HSBC, you will not be charged by us for withdrawing money from an ATM outside the U.S..

There's usually no transfer charge to HSBC customers, but international banks may charge the recipient an incoming transfer fee.