Using the Wise card in Serbia | 2024 guide (2024)

If you’re planning a trip to Serbia - or planning to move there to live, work or study - you’ve got an exciting time ahead. As the Serbian Dinar (RSD) is the official currency in Serbia you’ll need to find convenient ways to spend in RSD while you’re there.

This guide walks through how to use the Wise card in Serbia for convenient and secure transactions, and offers some handy hints about making your money go further when you’re abroad.

Last updated

26 March 2024

Can I use the Wise card in Serbia?

If you are a resident of Australia and have a Wise card - or if you’re thinking of getting one - you’re probably wondering: can I use my Wise card to pay for things in Serbia?

The answer is yes, you can use the Wise card for everyday spending in Serbia. You can use the card to pay for things in Serbian Dinars with competitive exchange rates and low transaction fees. This guide walks through how you’ll be able to use your Wise card to help manage your travel spending.

It’s easy to order your Wise card in Australia, and the whole process can be done from your phone or laptop. The most convenient option is to download the Wise app and get your Wise card that way. Here’s how:

1. Register a Wise Account in the Wise app, using your email address, Apple, Facebook or Google ID

2. Complete the verification step by snapping a photo of your ID and proof of address documents and uploading them

3. Add some money to your account in your preferred currency - there are various ways to pay, which you’ll see in the app

4. Navigate to the Cards tab and select the option to order your Wise card

5. Follow the prompts to add or confirm your shipping address, and your card will arrive in the mail

Unfortunately, the Wise card is not yet available for residents of Serbia. You may find that Revolut is a better option for residents; check whether Revolut is available below.

See alternatives to Wise

What happens if I move to Serbia?

You can continue using your Wise card until it expires, but you will not be issued a new card as Wise does not offer the card in Serbia. You may be able to continue using other Wise services, such as money transfers.

Different account plans30+ currenciesVisa debit card

Yes. Access to ATMs shouldn’t be a problem during your stay in Serbia.

It’s good to know that Serbia is well developed and ATMs can be found in most towns and cities - you’ll only usually run into a problem if you’re heading somewhere really off the beaten path. If that’s the case, plan in advance and stock up on RSD from an ATM while you can.

Generally having and using a low cost ATM card when you’re in Serbia is convenient, reliable and secure. You can take out cash little and often to avoid the need to carry too much at any one time, and spend with your card in stores and restaurants. Keep more than one way to pay in your pocket at any given time, so you’re prepared no matter what happens.

Don’t pay more than you need to when using an ATM. Here are some hints to avoid unexpected ATM fees in Serbia:

• Get a low cost ATM card which offers some free or cheap international withdrawals

• Always pay in the local currency when you withdraw - this avoids additional charges and poor exchange rates offered by an ATM

• Check if there’s a fixed cost per transaction for your ATM card. This might mean that making fewer, larger withdrawals is cheaper

• Watch the ATM screen for warnings of extra fees the ATM operator may add - if there are going to be extra charges you may want to find an alternative terminal

Make the most of your money so you can do more on your trip to Serbia. Here are some travel budget tips:

• Pay for your luggage when you book your flight - this is cheaper than at the airport

• Don’t exchange currency at the airport or your hotel, as this is often the most expensive place

• Always pay in the local currency

• Keep a few different payment methods on you at any time, just in case you need a backup plan

• Get a travel card which has good exchange rates and low or no cost ATM withdrawals overseas

The Serbian Dinar (RSD) is the official currency in Serbia.

You can exchange your AUD before you leave Australia if you’d like - but bear in mind that you won’t be able to spend AUD in Serbia. If you arrive with cash in your pocket you’ll need to exchange it locally, which may come with unexpected costs, and take time out of your trip unnecessarily.

A better plan for lots of people is to get a travel card for spending in RSD while in Serbia, with low costs and secure transactions.

The information in this article is correct as of 20/02/2024. We retrieved Wise's and Revolut's card coverage from the following sources:

• Where can I use my Wise card? - Wise
• Can I get the Wise card in my country? - Wise
• Which countries can I use my Revolut cards in? - Revolut
• What countries are supported? - Revolut