User Guide Sections 121 Through 130 — TreasuryDirect (2024)

Page Title: ManageDirect_® > De-Link Minor Account Request

What you can do on this page:

After reviewing the information you provided, submit your request to de-link the Minor account you selected. When a minor reaches age 18 and establishes a Primary account, you may de-link the securities and Zero-Percent C of I from the Minor account to move to the new Primary account. You may not perform transactions in a de-linked account, however, all records of previous transactions are still available in History.

Primary Actions

• Click "Submit" to go to ManageDirect > De-Link Minor Account Review.
• Click "Cancel" to return to ManageDirect > De-Link an Account.

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Page Title: ManageDirect_® > De-Link Minor Account Review

What you can do on this page:

Review your request to de-link a Minor account from your Primary account.

By clicking "Submit" you agree to the following:

1. You are certifying that you have the authority to perform the de-link transaction on behalf of the Linked account number noted in the transaction.
2. You understand the securities in the Linked account will be de-linked from your account and moved to the former minor's Primary account number you provided.
3. You understand that it is your responsibility to provide the former minor any tax forms generated by this account. De-linking is neither a taxable event for the Primary account holder nor for the former minor.

The purchase amount of the securities you transfer, deliver as gifts, or de-link to another TreasuryDirect account holder is applied to the recipient’s annual purchase limit in the year the securities are delivered to the recipient’s account. You may purchase up to $10,000 of each security type - EE or I Bonds - per person each calendar year.

HELPFUL HINT

The minor is responsible for any taxable amount that we report on an IRS Form 1099.

Primary Actions

• Click "Submit" to go to ManageDirect > De-Link Minor Account Confirmation
• Click "Cancel" to return to ManageDirect > De-Link Minor Account Request

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Page Title: ManageDirect_® > De-Link Minor Account Confirmation

What you can do on this page:

This confirmation page verifies the Minor account has successfully de-linked and is now inactive. You will no longer be able to perform any transactions in this account. All of your previous records of transactions will be available in History.

You may want to print this page or record this information.

HELPFUL HINT

You will be given a confirmation number for each security and the Zero-Percent C of I that is de-linked. The first character will be "X" for Security De-Linked and "V" for Zero-Percent C of I De-Linked. Each confirmation number will be sequentially designated and never repeated for each account number. Increments build from letters AAAA to numbers 9999 for each confirmation number.

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Page Title: ManageDirect_® > Linked Account(s) Summary

What you can do on this page:

You may view a summary of your Linked accounts and select one you wish to access.

TreasuryDirect Linked accounts let you open a Minor account (in an individual account only) or Custom account linked to your Primary account. Use the Conversion account to convert your paper securities into electronic form through SmartExchange_®. Holdings for each Linked account are kept separately from your Primary account and can be accessed only through your Primary account. An online IRS Form 1099 is available for your Primary account and each Linked account.

A Minor account (in an individual account only) is a custodial account you may establish for a child under the age of 18 if you are a parent, natural guardian, or person providing chief support. You may purchase, redeem, receive gift deliveries, and perform other transactions within the account on behalf of the minor. When the minor reaches age 18 and establishes a Primary account, you may de-link the securities from the Minor account to move them to the new Primary account.

A Custom account is a flexible account you establish to meet specific financial goals. You can even create a customized name, such as "Vacation Fund," for the account. The account offers the same capabilities you enjoy in your Primary account.

A Conversion account is an account created so that you may convert your paper Series EE and I Bonds to electronic securities. You may convert your bonds through SmartExchange when the link “Establish a Conversion Linked Account” appears in the “Manage My Linked Accounts” section on the ManageDirect page in your primary account

Primary Actions

• Choose a radio button and click "Select" to go to the Account Summary for the appropriate Linked Account.
• Click "Cancel" to return to ManageDirect

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Learn More About Linked Accounts

TreasuryDirect linked accounts allow individual account owners, and Account Managers on behalf of entity accounts, the flexibility of managing a securities portfolio customized to your needs in an account that is "linked" to your TreasuryDirect account. Open a Minor account (individuals only) or Custom account, or use the Conversion account to convert your paper securities into electronic form. TreasuryDirect linked accounts make it easy to keep track of all your savings securities in a single account. Linked accounts may only be accessed through your Primary TreasuryDirect account. For your added convenience, holdings for each Linked account are kept separately from your Primary TreasuryDirect account.

Minor Account

This is a custodial account that a parent, natural guardian, or person providing chief support establishes for a child under the age of 18. The Minor account is linked to your primary TreasuryDirect account and only you, as the custodian, can access the account. You may purchase, redeem, receive gift deliveries, and perform other transactions within the account on behalf of the minor. When your child reaches age 18 and establishes his/her own TreasuryDirect account, you may de-link the securities into their new account. De-linking refers to moving the Linked account's securities to a Primary TreasuryDirect account. Instructions for De-linking can be found on the How Do I...? link within the account. Once the minor account is de-linked it is deactivated and all new transactions within the minor account are prevented.

If you choose to maintain the Minor account once the minor reaches age 18, you are restricted from performing nearly all transactions, however, you can still purchase securities on the child's behalf. Minor linked accounts are not available in entity accounts.

After establishing a minor account, if you wish to add any of the bank accounts listed in your Primary account or add a new bank, go to ManageDirect within the minor account and click the “Update my Bank Information” link for further information. If you need to designate a different existing bank account as the primary bank, call us at (844) 284-2676.

Custom Account

This is a flexible account you can establish to meet specific financial goals. You can even create a customized name, such as "Vacation Fund," for the account. We offer the same convenient capabilities as in your Primary TreasuryDirect account.

After establishing a custom account, if you wish to add any of the bank accounts listed in your Primary account or add a new bank, go to ManageDirect within the custom account and click the “Update my Bank Information” link for further information., If you need to designate a different existing bank account as the primary bank, call us at (844) 284-2676.

Conversion Account

This is an account you can create to convert your paper Series EE or I Savings Bonds into electronic securities in your TreasuryDirect account. When a bond that has reached final maturity is converted, TreasuryDirect will automatically redeem it and purchase a Zero-Percent Certificate of Indebtedness (C of I) in the primary account.

NOTE: An online IRS Form 1099-Substitute is available for your Primary account and each Linked account.

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Page Title: ManageDirect_® > Establish an Account for a Minor > Review

What you can do on this page:

All the information you submitted in the account establishment process is displayed for your review. You may select "Edit" to change what you entered.

A Minor account is a custodial account you may establish for a child under the age of 18 if you are a parent, natural guardian, or person providing chief support. You may purchase, redeem, receive gift deliveries, and perform other transactions within the account on behalf of the minor. When the minor reaches age 18 and establishes his or her own Primary account, you may de-link the securities from the Minor account to move them to the newly established account.

By clicking "Submit" you agree to the following:

1. I certify that I am establishing this account on behalf of a child who is under the age of 18 years.
2. I understand that the terms and conditions of the governing regulations contained in 31 CFR part 363 apply to this account.
3. I understand that I have agreed to accept Form 1099-Substitute electronically instead of on paper for every year a statement is furnished for this account.
4. I certify that I am the child's parent, or if I am not the child's parent, that I provide the child's chief financial support. I further certify that no legal representative for the child's estate has been appointed.
5. I understand that a security purchased for this account is the property of the child. After the child attains the age of 18 years, I understand that I have the option to deliver the security to the account of the child, or the child may request the delivery of the security from the Bureau of the Fiscal Service (formerly Bureau of the Public Debt). I understand that after the child attains the age of 18 that I am restricted to performing certain transactions on the minor's behalf.
6. I certify that all information provided for this account establishment application, including the financial institution account information, is true, correct and complete.

Primary Actions

• Click "Submit" to go to Account Info.
• Click "Edit" to return to ManageDirect > Establish an Account for a Minor.
• Click "Cancel" to return to ManageDirect > Establish an Account for a Minor.

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