Use Points for Purchases Membership Rewards® (2024)

FAQs

How do I use Amex points to pay for purchases? ›

Online redemption is the most convenient ways to redeem your Reward Points as it can be done without calling up the bank's customer care department. Most banks offer you home delivery for products purchased online against Reward Points. You can also convert these points into air miles and use them to buy air tickets.

If you're worried about paying off your credit card bill, you can use points to get a statement credit to lessen that final sum. No, it's not a travel hack, but it's important to keep yourself out of debt, too. Generally speaking, your points will be worth about 0.6 cents per point if you choose this redemption option.

For some cards, accumulated reward points can be used towards your next credit card payment. In some cases, redemption options include requesting your reward points as cash payment through a check or direct deposit, which you can then use to pay for your next credit card payment.

Login to Net Banking portal > Cards > Enquire > Redeem Reward Points > Select your card and Continue > Redeem Reward Points > Cash Redemption. Utilize your cashpoints to redeem as Insta vouchers through Net Banking Portal.

2. Check out your redemption options. Your options could include anything from cash back, gift cards and travel benefits to online shopping redemptions. Every issuer's categories are different, so make sure you do the research and go with a card that offers redemptions that suit your spending habits and lifestyle.

Do rewards points ever expire? ›

While most credit card rewards programs have points that never expire, hotel and airline rewards tend to expire after 12 to 36 months. There are other ways to lose your credit card rewards outside of standard expiration, including account inactivity, becoming delinquent on your account and returning a purchase.

The value of 50,000 Membership Rewards points varies based on how you redeem them. 50,000 points can be worth between $350 to $500 when redeemed for travel through the Amex Travel portal or transferred to travel partners.

Select 'Use Points for Purchases' below the 'View and Redeem Points' button. Select the Card purchases for which you'd like to redeem points and follow the easy prompts to submit.

Amex Membership Rewards points are some of the most highly valued credit card rewards. They are extremely flexible and can be redeemed for high travel value, as cash back, or used toward gift cards or statement credits.

From petrol, groceries and takeout to TV subscriptions, as soon as the transaction reflects on your statement, you can use your Points to cover charges. The minimum redemption requirement is 1,000 Membership Rewards Points.

To redeem, simply login to your Online Services account or the American Express® App. Select the Card purchases for which you'd like to redeem points and follow the easy prompts to submit. That's it! A statement credit will be applied to your account usually within 48 hours.

Link your Membership Rewards account to your PayPal account, choose your linked American Express® Card as your payment method at checkout with PayPal, and PayPal will give you the option to pay with points at checkout when available.

Award Flights and Upgrades. Award flights are the most valuable redemption option, as 50,000 Amex points are worth $500 on trips you book through American Express Travel. Most domestic and international airlines participate, so it's easy to find a desirable flight.