US savings and chequing accounts
Whether you visit, work, live or shop south of the border, our US savings and chequing accounts will make your everyday US banking easier.
Savings account
CIBC US$ Personal Account
Ideal for people who want to save and earn interest on US funds
Earn interest on every dollar saved3
Have your interest calculated daily and get paid monthly.
Forget about currency exchange fluctuations
Deposit and withdraw US dollars from any CIBC banking centre or US currency ATM in Canada without currency conversion.
Use online banking like you're home
Transfer funds in real time to other CIBC accounts through online or mobile banking.
Use this account with your Canadian CIBC debit card.
US CHEQUING ACCOUNT
CIBC Bank USA Smart Account™
Ideal for frequent travellers who live, travel, shop and work in the US1
Bank when you like
Enjoy no monthly fee for unlimited transactions2, plus transfer funds in real time between your Canadian and US CIBC accounts.
Enjoy convenient access to your US dollars
Shop at US retailers and withdraw US cash at CIBC Bank USA ATMs and other ATMs in participating networks without surcharge fees.
Move your money easily
Send money to friends and family in the US for free with Zelle®. Pay US bills in US dollars online any time.
Spend and withdraw money with your CIBC Bank USA debit card.
Are you a Canadian attending school in the U.S.?
With student-friendly accounts and credit cards, we’ve got you covered. Check out our U.S. students banking page to learn more about how we can help you with your student journey.
CREDIT CARD
CIBC U.S. Dollar Aventura® Gold Visa* Card
Ideal for those who shop in U.S. dollars. Skip the currency conversion fees and earn rewards on everyday U.S. purchases.4, 5, 6
Special offer
Enjoy an annual fee rebate if you have a CIBC US$ Personal Account or CIBC Bank USA Smart Account, and a premium CIBC personal credit card.◊
Interest rate: RDS%rate[2].VSUSD.Published(null,null,6,null)(#O2#)%on purchases7andRDS%rate[2].VSUSD.Published(null,null,3,null)(#O2#)%
(orRDSRDS%rate[2].VSUSD.Published(null,null,90,null)(#O2#)%for Quebec residents) on cash7| Annual fee: $35 US
Get 1 Aventura® Point for every $2 you spend
Plus, earn up to 2,500 Aventura Points.5, 8
Move points to and from other Aventura accounts
Transfer your points between your CIBC U.S. Dollar Aventura Gold Visa* Card and other Aventura personal and business products.9
Have protection
Save on car rentals with Auto Rental Collision and Loss Damage Insurance.10
MORTGAGE
Foreign National Residential Mortgage
CIBC Bank USA offers expert advice and hands-on support to Canadians who want to finance a home in the U.S.11
Take advantage of flexible options
Choose a mortgage that works for your budget and long-term goals.
Don’t worry about prepayment penalties
Prepay all or part of your mortgage at any time without penalty.
Work with a team that knows Canadians
Use your Canadian credit history and your existing relationship with us to your advantage.
For more information please contact your relationship manager.
INSURANCE
CIBC Travel Insurance
Protect yourself from the unexpected when you cross the border.
Depending on the coverage you choose, CIBC Travel Insurance12 may help cover your costs if
- you have an unexpected medical emergency;
- you must cancel your trip or return home unplanned; or
- your baggage is lost or stolen while you’re travelling.13
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