Understanding Supplemental Security Income (SSI)-- Social Security Information (2024)

Understanding SSI Home Page / Understanding Supplemental Security Income Information About Us

INFORMATION ABOUT US


SOCIAL SECURITY OFFICES

The Social Security Administration (SSA) has a national network of approximately 1,230 local field offices and 164 local hearing offices. In addition, we have 10 regional offices, 5 National Hearing Centers, 8 centralized processing centers, 5 National Case Assistance Centers, the Appeals Council, and 24 teleservice centers that you can reach by calling our national toll-free number, below. Our national headquarters is near Baltimore, Maryland.

We administer the Social Security, Supplemental Security Income (SSI), and Special Veterans Benefits (SVB) programs. We will answer questions about those programs on the telephone. Informational booklets can be obtained at www.ssa.gov or upon request. Go to https://secure.ssa.gov/poms.nsf/home!readform to access the Social Security policy manual, called the Program Operations Manual System (POMS).

CONTACTING SOCIAL SECURITY

We are available to assist you by telephone, mail, or at www.ssa.gov/agency/contact/ through the internet.

You can call our National 800 Number at1-800-772-1213between 8:00 a.m. – 7:00 p.m., Monday through Friday.Wait times to speak to a representative are typically shorter early in the day (between 8 a.m. and 10 a.m. local time) or later in the afternoon (between 4 p.m. and 7 p.m. local time). We are also less busy later in the week (Wednesday to Friday) and later in the month.We also offer many automated telephone services, available 24 hours a day, so you do not need to speak with a representative.

Spanish speaking representatives are available to speak with callers who prefer to do business with us in Spanish. In addition, if you contact the local SSA field office (FO) or call the 1-800 number, you may request an interpreter to communicate with us, which we will provide at no cost. We have telephone interpreter services in more than 120 languages and dialects. Interpreters are available immediately, with no appointment necessary.

If you are deaf or hard of hearing, we will take your telecommunications relay services (TRS) assisted calls at 1-800-772-1213. If you prefer, you may call Social Security's toll-free TTY-TDD number at 1-800-325-0778 from 8:00 a.m. to 7:00 p.m., Monday through Friday.

If you need assistance that is not available via our online services, the fastest way to obtain service is to contact us by telephone through the toll-free number. Our representatives can answer most questions. If an additional interview is necessary, we can make an appointment for you with a local FO at a time convenient for you.

We can schedule most interviews either by telephone at a local Social Security office. If you do not want to wait for a scheduled appointment, you may visit any Social Security office and we will serve you as quickly as possible.

When you call or visit us, note the name of any representative you speak with and the date of contact. Put your name and Social Security number on written correspondence with us and keep a copy for your records.

SOCIAL SECURITY WEBSITE

Social Security’s website at www.ssa.gov provides links to our publications, information on Social Security, the benefits we administer, our online claims process and other services. Information on benefits is available in many languages at www.ssa.gov/multilanguage through the internet. We provide public information materials in many languages.

FINDASOCIALSECURITYOFFICE

You can get information online by providing your zip code at www.ssa.gov/ICON/main.jspif you need to find the closest Social Security office. The information will include a map showing directions to the office and the business hours.

YOUCANAPPLYFORSOCIALSECURITYAND SSIONLINE

You can apply for Social Security retirement, spouse’s, disability, or Medicare benefits at www.ssa.gov/applyforbenefits using our internet application. You can now file for SSI online if you are also applying for Social Security disability benefits if you meet all of the following:

  • Are between the ages of 18 and 65.
  • Have never been married.
  • You are alleging a disability.
  • You are a U.S. citizen residing in one of the 50 states, the District of Columbia, or the Northern Mariana Islands.
  • You have not applied for or received SSI benefits in the past.

If you do not meet all of these online filing requirements, you will need to contact us by phone to apply for SSI.

Once you finish the online process, a Social Security representative will contact you for any additional information needed for the application(s).

The Adult Disability Report is available online as part of the disability application. Go to www.ssa.gov/childdisabilityreport to access The Child Disability Report.

You may still need to contact us by phone or in person to apply for SSI.

See www.ssa.gov/onlineservices for the most recent information about what you can do online.

PROOF OF YOUR MONTHLY SSI PAYMENT

If you receive SSI, and you need a letter to verify your monthly benefit amount, you can get a benefit verification letter online instantly through a my Social Security account.Go to https://www.ssa.gov/myaccount/ to learn more and set up a my Social Security account. With my Social Security, those who receive benefits can easily view, print, or save an official letter that includes:

  • Benefit amount and type.
  • Medicare start date and withholding amount.
  • Age of beneficiary.
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Understanding Supplemental Security Income (SSI)-- Social Security Information (2024)

FAQs

Understanding Supplemental Security Income (SSI)-- Social Security Information? ›

SSI stands for Supplemental Security Income. Social Security administers this program. We pay monthly benefits to people with limited income and resources who are blind, age 65 or older, or have a qualifying disability. Children with disabilities or who are blind may also get SSI.

Is there a difference between Social Security income and Supplemental Security Income? ›

Unlike Social Security benefits, SSI benefits are not based on your prior work or a family member's prior work. SSI is financed by general funds of the U.S. Treasury--personal income taxes, corporate taxes, and other taxes.

How is my Supplemental Security Income calculated? ›

First, when you earn money through a job, you keep the first $85 of your pay without any impact on your SSI. For every dollar you earn after that, SSI drops by 50 cents . If you are working, or you are considering work, you can estimate how a change in income from work would affect your SSI .

What is the maximum Social Security supplemental income? ›

The maximum monthly SSI payment for 2024 is $943 for an individual and $1,415 for a couple. Your amount may be lower based on your income, certain family members' income, your living situation, and other factors.

What makes someone eligible for SSI? ›

SSI is for people who are 65 or older, as well as people of any age, including children, who are blind or have disabilities. To be eligible for SSI, you must also have little or no income and few resources.

Can you collect Social Security and Supplemental Security Income at the same time? ›

Some people receive both Social Security and SSI benefits. Anytime you receive SSI you must report changes in your living arrangements and income.

How do I get the $16728 Social Security bonus? ›

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

What is an example of a Supplemental Security Income? ›

Examples include disability benefits such as Social Security Disability Insurance (SSDI); short-term or long-term disability insurance; Veterans benefits; or Workers' Compensation; income from a trust or investment; dividends, profits, or any other money from a source other than work.

What is not counted as income for SSI? ›

For example, if someone pays an individual's medical bills, or offers free medical care, or if the individual receives money from a social services agency that is a repayment of an amount he/she previously spent, that value is not considered income to the individual.

At what age is Social Security no longer taxed? ›

There is no age at which you will no longer be taxed on Social Security payments. So, if those payments when combined with your other forms of income, exceed one of the two thresholds, then you will have to pay at least federal taxes on either 50% or 85% of the benefits you receive.

How long does supplemental Social Security income last? ›

You'll keep getting SSI benefits as long as you are still disabled and meet the income, resource, and other eligibility requirements. From time to time, Social Security will check to make sure that you still qualify.

What happens if you have more than $2000 in the bank on SSI? ›

If the value of your resources that we count is over the allowable limit at the beginning of the month, you cannot receive SSI for that month. If you decide to sell the excess resources for what they are worth, you may receive SSI beginning the month after you sell the excess resources.

How much can I make on SSI without losing it? ›

A couple can get SSI if they have unearned income of less than $1,435 a month in 2024. Because a larger portion of earned income isn't counted, a person who gets SSI can earn up to $1,971 a month ($2,915 for a couple) and still get SSI.

What is the difference between SSI and SSA? ›

Both SSI and Social Security benefits provide monthly payments, but the medical standards for determining disability differ slightly for adults and children. The Social Security Administration (SSA) administers both programs.

Why would someone not be eligible for SSI? ›

SSI is generally for individuals who don't earn more than $1,971 from work each month. The income limit increases for couples and when parents apply for children. We also look at other sources of income besides your job, like disability benefits, unemployment, and pensions.

How does SSI determine how much you get? ›

The amount of SSI disability benefits that you'll receive is determined by several factors, including whether you're married, whether your state pays a state supplement that increases your payment, and whether you have any countable income that decreases your payment.

Are SSI and SSA the same thing? ›

SSI, which is administered by the Social Security Administration (SSA), provides minimum basic financial assistance to adults 65 and older and people with disabilities (regardless of age) who have very limited income and resources. The maximum monthly benefit is $943 for individuals and $1,415 for couples.

Is Supplemental Security Income for 65 or older? ›

The Supplemental Security Income (SSI) program provides monthly cash assistance to people who are 65 and older or blind or disabled. Older adults with very limited financial resources may be eligible for these payments. Couples can have no more than $3,000 in assets to qualify.

What is the average SSI payment? ›

The average monthly SSI payment is around $698, with those under 18 years of age receiving $814 on average, people between the ages of 18 and 64 getting $742 monthly and those aged 65 and older receiving $574.

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