U.S. Bank Altitude Connect Card Credit Score Requirement (2024)

FAQs

U.S. Bank Altitude Connect Card Credit Score Requirement? ›

Your U.S. Bank Altitude Connect approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the U.S. Bank Altitude Connect will also be influenced by your annual income and existing debts.

U.S. Bank Altitude Connect Visa Signature Card overview

It offers a great rewards rate that covers five everyday purchase categories that will appeal to many, with no annual fee. We recommend a minimum credit score of 670.

Most U.S. Bank credit cards are intended for consumers with good credit, which is a FICO® Score of 670 or higher. If your credit score isn't there yet, U.S. Bank also offers secured credit cards that don't have a minimum credit score requirement.

You'll need excellent credit, generally defined as a credit score of at least 720, to qualify for the U.S. Bank Altitude® Go Visa Signature® Card.

One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account.

You need a credit score of 700 or higher to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.

U.S. Bank clients with a FICO® Score of 680 or above and other qualifying factors could receive funds within hours.

U.S. Bank gives instant approval on its credit cards, but only some of the time. Instant approval always is possible when applying for a U.S. Bank credit card online, though getting approved for an account immediately is never guaranteed.

It is hard to get most U.S. Bank credit cards because they require a good or excellent credit score of 700-750+ for approval. Some U.S. Bank credit cards are much easier to get, however – particularly the U.S. Bank Secured Visa® Card, which accepts people with bad credit and has a $0 annual fee as well as good rewards.

Getting preapproved for a U.S. Bank credit card is a process that requires careful planning and preparation. A preapproval offer gives you the confidence to proceed with the application process.

What is the credit limit for U.S. Bank Altitude? ›

The credit limit for the U.S. Bank Altitude® Go Visa Signature® Card generally ranges from $1,000 to $25,000 or more, depending on your creditworthiness. Many cardholders have reported credit limits of at least $10,000 with this card, and U.S. Bank often gives generous credit limit increases.

U.S. Bank Altitude ^® Go Visa Signature ^® Card

Enjoy no annual fee and get all of these great benefits. Plus earn 4X points on dining, takeout and restaurant delivery. ³. 2X points at grocery stores, gas stations/EV charging stations and on streaming services.

The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640.

Chip Lupo, Credit Card Writer

Your U.S. Bank Altitude Connect approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the U.S. Bank Altitude Connect will also be influenced by your annual income and existing debts.

Centurion® Card from American Express

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Often, airline cards will require you to have good or excellent credit to qualify. That means you'll need a FICO^® Score of 670 or higher. Before you weigh the benefits of specific airline credit cards, check your credit report and score through Experian.

Here's the average credit limit of members who matched their U.S. Bank Altitude® Go Visa Signature® Card or similar cards. The average credit limit for members who have matched with this card or similar cards is $9,483, with $10,000 being the most common.

With the U.S. Bank Altitude® Connect Visa Signature® Card, you can earn a 50,000-point welcome bonus (worth $500) after spending $2,000 in eligible purchases in the first 120 days after account opening (at launch, the spending requirement was $3,000 but has since been reduced to $2,000).