TravelInsurance.com Review 2024: Is It Worth The Hype? ( Pros & Cons) (2024)

In this post, I have featured TravelInsurance.com Review 2024 that includes detailed insights of its pricing, features, term cover, support and more. Let’s get started here.

Table of Contents

Features Overview

  • By filling out one simple form, you have access to multiple carriers and policies.
  • Their simple comparison tool lets you compare different policies to get the coverage you need without going over budget.
  • You have access to reviews from real customers to determine which carrier is likely to give you a better experience.
  • Comparing policies from different companies on one site saves you the time of researching carriers individually while making sure you don’t miss anything important.
  • The website contains a wealth of information about all aspects of travel and tips for how to make the most of your trip.
  • Because prices for these policies are regulated by law, you won’t find a lower price anywhere else.

TravelInsurance.com Review 2024: Is It Worth The Hype? ( Pros & Cons) (1)

TravelInsurance.com Review 2024: Is It Reliable?? (HONEST REVIEW)

Detailed TravelInsurance.com Review

Why Buy from a Comparison Site?

It’s certainly possible to find the right policy by spending hours and hours researching different carriers and trying to determine who has the best coverage but it takes up a whole lot of time. Plus, you can never really be sure you’re looking at everything. What if you had spent just another hour looking? Would you have found something better? Are people who have used the carrier in the past satisfied with their coverage? How can you be sure you’re making the right decision.

TravelInsurance.com Review 2024: Is It Worth The Hype? ( Pros & Cons) (2)

That’s why a comparison site is a good way to go. TravelInsurance.com allows you to compare different companies and policies to make sure you’re getting the best deal possible. Their side by side comparisons let you compare not only price but also what coverage and features are available so you can choose the best coverage for your trip.

TravelInsurance.com is also a great place to read verified customer reviews so you can be confident that the provider and plan you choose is really all it’s cracked up to be. Selecting upgrades and add-ons is easy and you get price adjustments instantaneously.

Basically, TravelInsurance.com does all the hard work for you. That means you can focus on the fun part of planning your trip while knowing that you’re getting the best travel insurance coverage you can afford.

Check Out TravelInsurance.com Now

How Does It Work

TravelInsurance.com allows you to compare various travel insurance policies to find the right fit for you without going over your budget. The website features an easy-to-use tool so you can learn about the plans offered by some of the major insurance companies out there and compare them to one another, side by side. In only a few minutes, you have all the information you need to figure out which plan offers the best coverage at a price you can afford. Once you decide, you can buy your new policy right through the TravelInsurance.com website.

The first step is filling out a simple form with some basic travel information, including where and when you’re traveling, how much you are paying in travel expenses, the number of people you’ll be traveling with, your permanent residence, and your citizenship.

TravelInsurance.com sends this information to various insurance companies and, in minutes, they provide quotes from different companies in a way that’s easy to understand and compare. Instead of visiting multiple sites and filling out form after form, TravelInsurance.com does it all for you in one place.

What Is Covered

Specific coverage varies from one insurance company to another. By using TravelInsurance.com, you will be able to find coverage for just about any of your travel concerns, including:

  • Accidental death & dismemberment
  • Baggage loss or delay
  • Cancellation for any reason
  • Cancellation for work reasons
  • Emergency evacuation
  • Emergency medical treatments
  • Group travel
  • Flight insurance
  • Medical evacuation
  • Missed connections
  • Pre-existing conditions
  • Pregnancy
  • Trip interruption
  • Vacation rental
  • Travel assistance

In addition to giving you access to all of these policies, TravelInsurance.com also provides you with detailed explanations about what each of these policies entails. For example, if you’re pregnant, you can learn all about why a standard travel insurance policy may not give you the coverage you need. Or, learn about how a pre-existing condition can affect your coverage and what you can do about it. Let’s just get a total estimated sample cost from this company.

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All of this information is supplemented with easy-to-understand videos that explain everything in an easy-to-understand way. If you’re new to travel insurance or if you’re not sure what you need. TravelInsurance.com has a lot of resources to use for research before you even start looking for a policy.

What Providers Are Available

TravelInsurance.com works with some of the best providers in the industry, including:

TravelInsurance.com Review 2024: Is It Worth The Hype? ( Pros & Cons) (4)

  • AIG Travel Guard
  • Allianz Travel
  • April
  • Assistance USA
  • CSA Travel Protection
  • Global Trip Protection
  • IMG
  • Arch RoamRight
  • C&F Travel Insured International
  • Travelex Insurance Services

Group Travel Insurance

In addition to individual travel insurance, TravelInsurance.com is a great way to get a group policy. Their easy-to-use system allows you to compare group policies and payment can be split among multiple credit cards so that everyone you’re traveling with can easily pay their share.

When you travel with 10 or more people, group rates are exceptionally affordable. Each person in the group receives their own identical coverage under the group policy which means less paperwork.

While group rates vary depending on where you’re traveling to, the cost of the policy is typically based on trip costs, the length of the trip, and the age of the travelers. This is often a great option for families traveling with children or seniors as being on a trip with a responsible caretaker can mean much lower rates than a single policy.

You also have the option to compare plans that cover specific types of group travel, including volunteering, religious trips, family reunions, studying abroad, corporate group travel, and more. Finding the right policy can really save your group money which is why it’s so important to compare as many policies as possible.

How to Make a Claim

To file a claim with an insurance policy purchased through TravelInsurance.com you have to contact the insurance company that the policy is with. Since

TravelInsurance.com Review 2024: Is It Worth The Hype? ( Pros & Cons) (5)

TravelInsurance.com acts only as a comparative marketplace and does not actually provide the policy, they are not involved in the claims process.

Additional Resources

The TravelInsurance.com website gives you a lot more than a comparison between different policies. It actually contains a wealth of information that can help you throughout your entire trip, including whether you should choose a hotel or vacation rental, what the best cruises are, and the travel restrictions for Americans traveling to Cuba.

They also provide in-depth explanations about why you need travel insurance, the different types of coverages available, and a glossary that explains what all of the terms used in these policies mean, like the difference between Cancel for Any Reason and Cancel for Work Reasons and Trip Deposit Date and Effective Date. They explain the difference between primary and secondary travel insurance, explain A.M. Best Ratings, and explain the Schengen Agreement and what it means for you.

You can also find interesting information about the history of travel insurance, how it evolved, and where it’s heading in the future. This all goes to show that they know a lot about travel and makes the consumer feel comfortable trusting them to help them on their journey.

Pros and Cons

Pros

  • Easy to compare rates between multiple insurance companies
  • Policies are often less expensive when purchased through the site
  • Access to a number of different types of policies that may not be available from all carriers
  • Only need to fill out one form
  • Website is easy to use, fast, and secure
  • Real reviews from customers who have purchased different policies
  • Policy information is emailed immediately after making a purchase

Cons

  • Do not actually provide coverage
  • Will still need to work with insurance companies to file a claim

Why Should You Use Travel Insurance.com?

  • Getting a quote and buying a policy is fast and easy.
  • The user-friendly website is easy to navigate.
  • They are licensed in all 50 states.
  • The website contains a wealth of useful information to help you plan your trip, figure out what type of coverage you need, and explains the basics behind what it all means.
  • They work with some of the largest travel insurance companies in the business.
  • Compare various plans from pre-screened insurers all in one place.
  • Thousands of reviews from real customers help you make a more informed decision about what policy to buy.
  • They have the lowest prices anywhere.
  • Secure 256-but secured encryption protects purchase information.
  • They belong to the US Travel Association and have an A+ rating with the Better Business Bureau.

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Conclusion: TravelInsurance.com Review 2024 | Should You Go For It??

Finding the right travel insurance can be difficult. Every traveler has different needs and shopping around can be time-consuming. Some carriers only cover certain travelers while others only often certain types of coverage. If you’re looking for something specific or if you want to get the best deal, doing all of the necessary research can take up a lot of your time and you’re still never really sure a better deal doesn’t exist somewhere else.

Check Out TravelInsurance.com Now

That’s why using a comparison site like TravelInsurance.com is so rewarding. All you have to do is fill out a single form to receive quotes from multiple companies at the same time. TravelInsurance.com’s easy comparison tool lets you see how different policies match up as far as coverage and price. Plus, you can read reviews of each company from customers who have used them in the past to make sure you’re getting the type of service you need before taking your once-in-a-lifetime vacation.

Affiliate disclosure: In full transparency – some of the links on our website are affiliate links, if you use them to make a purchase we will earn a commission at no additional cost for you (none whatsoever!).

TravelInsurance.com Review 2024: Is It Worth The Hype? ( Pros & Cons) (2024)

FAQs

Is TravelInsurance.com reliable? ›

The verified reviews led to a 4.9 out of 5 stars rating, with over 96,000 perfect 5-star ratings. TravelInsurance.com currently has the highest third-party reviews in the travel insurance industry.

Does travel insurance really pay? ›

If your trip is canceled for a covered reason, a policy will often reimburse airline tickets, hotel rooms, rental cars, tours, cruises and other prepaid, non-refundable expenses.

Which travel insurance is best at paying claims? ›

We named Nationwide travel insurance as our pick for the most coverage reimbursed. It offers 100% trip cancellation coverage and up to 200% trip interruption protection, depending on your plan choice. Nationwide also provides some of the best policies for cruise ship passengers, based on our review.

Who owns TravelInsurance com? ›

TravelInsurance.com is owned and operated by DigiVentures Holdings, LLC, a 50-state licensed insurance agency (based in New York, New York) and is contracted with many large and reputable insurance companies.

Is Travelers insurance a good company? ›

Travelers auto insurance earns a 9.5 out of 10.0 rating and a recognition as the “Best for Most Drivers” for its flexible coverage and add-ons for drivers.

What does travel insurance not cover? ›

Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs, and have an accident or have property stolen.

Do you get all your money back with travel insurance? ›

If your travel insurance policy has a money-back guarantee or review period, you can cancel for any reason and receive a full refund within the timeframe if you haven't filed a claim or departed for your trip yet. But you won't get a premium refund if you cancel your policy after the review period.

How much travel insurance is enough? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

What is often not covered in travel insurance? ›

According to Allianz Global Assistance, a travel insurance provider, "Trip cancellations and trip interruptions due to known, foreseeable, or expected events, epidemics, or fear of travel are generally not covered."

Which is better travel insurance? ›

List Of Best Travel Insurance In India 2024
Serial No.Insurance Company
1.Tata AIG Travel Insurance
2.Apollo Munich Travel Insurance
3.Religare Travel Insurance
4.Bajaj Allianz Travel Insurance
1 more row
Jun 9, 2024

Does travel insurance get more expensive closer to the trip? ›

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).

What to look for when getting travel insurance? ›

Your travel insurance should always include the following cover:
  1. medical expenses and cover for getting you home if you're injured or fall ill abroad.
  2. personal injury and cover for accidents or damage caused by you.
  3. cover for lost or damaged items.
  4. cover for lost or delayed baggage.

Does travel insurance ever pay out? ›

Offered as an add-on to many insurance policies, this coverage lets you cancel your trip for a reason not covered within a typical trip cancellation benefit. If you need to use this coverage, you'll typically get 50% to 80% of your prepaid travel expenses refunded.

How does travel health insurance work? ›

Travel medical insurance helps cover the cost of many emergency medical treatments during a trip. If you're traveling and have an unexpected illness, medical condition or injury that's covered by your travel medical insurance, you typically will be reimbursed up to the plan limits.

Is travel health insurance expensive? ›

Premiums: The cost of travel medical insurance varies based on factors such as age, health status, destination, length of travel, and coverage limits. On average, premiums can range from $2 to $10 per day.

What is the best health insurance company to go with? ›

Best health insurance companies of 2024
  • Kaiser Permanente: Best health insurance.
  • Blue Cross Blue Shield: Best health insurance for the self-employed.
  • UnitedHealthcare: Best health insurance provider network.
  • Aetna: Best health insurance for young adults.

Does travel insurance replace health insurance? ›

Travel insurance isn't the same thing as health insurance.

Travel insurance with emergency medical benefits offers just that — benefits for losses due to covered medical and dental emergencies. It doesn't cover preventive, routine or elective medical care.

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