FAQs
If you still can't transfer money to your bank, you might need to verify your identity. You must be at least 18 years old and a resident of the United States to use Apple Cash services, unless you're part of Apple Cash Family.
Why won't my Apple Pay let me transfer money to my bank? ›
If you still can't transfer money to your bank, you might need to verify your identity. You must be at least 18 years old and a resident of the United States to use Apple Cash services, unless you're part of Apple Cash Family.
How do I accept Apple cash transfer? ›
If you see Accept in the message, tap it. If this is the first payment that you've received or if you turned off the setting to automatically accept payments, then you need to tap to accept the money. Tap Settings > Wallet & Apple Pay, then make sure that you turned on Apple Cash.
How long does it take to withdraw from an Apple Savings account? ›
If you transfer money from Apple Cash, the funds are typically available instantly. If you transfer money from a linked external bank account, it will generally take a few days for funds to be available for withdrawal.
How to transfer money from Apple account balance to bank account? ›
You also cannot transfer money from your Apple account balance to a bank account. As with any Gift Card, they are only for purchases and not redeemable for cash. Here is how to redeem an Apple Gift Card: How to redeem your Apple Gift Card or App Store & iTunes gift card - Apple Support.
How to transfer money from Apple Pay to Cash App instantly? ›
Generally, you can't send money from Apple Pay to Cash App directly. Instead, you need to complete a 2-step process to withdraw money to your bank account or debit card first, and then use Cash App's Add Cash function to add to your Cash App balance.
How much does Apple Pay charge to transfer money? ›
For Instant Transfer, a 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each transfer. With Instant Transfer, limits don't include fees.
Are Apple Pay and Apple Cash the same? ›
What's the difference between Apple Cash and Apple Pay? Apple Cash is a digital card in Wallet that lets you send and receive money in Messages or Wallet. The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like in stores, online, and in apps with Apple Pay.
How to change bank to transfer Apple Cash? ›
Please follow this path; iPhone > Wallet app > Apple Cash card > More Button (3 dots in upper right corner of screen) > Transfer to Bank > Click either Instant or ACH > click Transfer > to change bank tap payment method > pick destination from available accounts.
How to transfer money from bank to Apple Pay? ›
Open the Wallet app and tap the Apple Pay Cash card. Tap the three horizontal dots in the upper right corner to access the Cash card settings. Tap Add Money and enter the amount to add to your card from the bank account associated with your Cash card.
Transfer money from Savings to Apple Cash or your external bank...
- On your iPhone, open the Wallet app and tap Apple Card.
- Tap Savings account.
- Tap Withdraw.
- Enter the amount that you want to withdraw, then tap Next.
- Select or add the external bank account that you want to deposit money into.
Why can't I withdraw money from my Savings account? ›
Withdrawal rules on savings accounts
Savings accounts may have monthly transaction limits per federal rule Regulation D, which states that banks must penalize consumers for withdrawing from savings accounts more than six times per month.
Is there a penalty for withdrawing money from Apple savings? ›
No, currently there are no fees for withdrawing funds from an Apple Savings account. However, because of the no fees, funds can take longer to transfer than a regular savings account. Apple Savings account is a High Yield Savings Account (HYSA) and is to be used for the accumulation of wealth, not the distribution.
What number to call for Apple support? ›
Who to call for Apple Pay issues? ›
Please call 1-800-MY-APPLE and speak to an Apple Specialist for more information.
What is the Apple cash limit? ›
You can have a maximum of $20,000USD in Apple Cash, and you can send a maximum of $10,000USD per message and a maximum of $10,000USD every 7 days. You need to transfer the amount to the Apple Cash account, and then follow the steps in the support document you posted from to send it to someone else.
Why won't my bank let me transfer money? ›
There are a few reasons why your bank transfer can be rejected: The bank account you're transferring from may not have enough funds in it to make the transfer. The bank account you're transferring from may be closed. The login credentials for the bank account you're transferring from have been updated.
Why aren t my Apple Pay transactions working? ›
Make sure that you're trying to connect a debit or credit card from an eligible card issuer. Make sure that you have iOS 17.1 or later on your iPhone. Make sure that you have the latest version of the banking app for your card.
Why was my Apple Pay transfer declined? ›
The terminal may be having issues, the merchant may have turned off Apple Pay, or the merchant's gateway provider is blocking it. It's even possible it's the Payment Network Operator (Visa, Mastercard etc.) that is blocking it. If the issue persists, contact your bank and explain the issue.
Why is Apple Pay not letting me pay? ›
If you see the message "This card cannot be used," check if your bank or card issuer currently supports Apple Pay: Apple Pay participating banks in Canada, Latin America, and the United States. Apple Pay participating banks in Africa, Europe, and the Middle East.